Tata AIG Health Insurance for Senior Citizens

Tata AIG Health Insurance for senior citizens offers comprehensive medical coverage to people aged 60 years and above. The MediCare plan by Tata AIG General Insurance Company Limited provides the essential coverage required by senior citizens to avail quality healthcare services without any financial burden.

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Tata AIG Health Insurance for Senior Citizens

All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
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    Key Benefits of Tata AIG Health Insurance for Senior Citizens

    Take a look at the key benefits of buying Tata AIG Health Insurance for senior citizens:

    • Coverage for both individual and family floater available
    • Multiple sum insured options available from Rs 3 lakh to Rs 20 lakh
    • Health check-up facilities available after every two consecutive claim-free years
    • 50% increase in the sum insured for every claim-free year up to 100%
    • Avail cashless hospitalization facility at over 7200 network hospitals
    • Automatic restoration of the sum insured up to 100% if exhausted
    • 10% discount if the insured opts for a shared hospital room
    • 20% family floater discount on adding two family members to the policy
    • 5% & 10% long term discount on a 2-year or 3-year policy term respectively
    • Tax saving benefits available on paid premium under Sec 80D of IT Act

    Tata AIG Health Insurance Plans for Senior Citizens

    Check out the Tata AIG Health Insurance plan for senior citizens in the table below:

    Plan Name

    Sum Insured (Rs)

    Co-Payment

    Tata AIG MediCare Insurance Plan

    3 lakh to 10 lakh

    10% (if opted for a higher category hospital room)

    Eligibility Criteria for Tata AIG Health Insurance for Senior Citizens

    Elderly parents need to suffice the following eligibility criteria to buy a Tata AIG Health Insurance plan for senior citizens:

    Categories

    Eligibility Criteria

    Minimum Entry Age

    18 years

    Maximum Entry Age

    65 years

    Family Members Covered

    Self, spouse

    Renewability

    Lifelong

    Inclusions of Tata AIG Health Insurance for Senior Citizens

    Tata AIG Health Insurance for senior citizens provides the following coverage:

    • In-patient Treatment
    • Pre-hospitalization Expenses
    • Post-hospitalization Expenses
    • Day Care Procedures
    • Organ Donor
    • Domiciliary Treatment
    • Global Cover
    • Bariatric Surgery Cover
    • In-patient Dental Treatment
    • AYUSH Benefit
    • Ambulance Cover
    • Second Opinion
    • Vaccination Cover
    • Hearing Aid
    • Daily Cash for Choosing Shared Accommodation
    • Compassionate Travel
    • Consumables Benefit
    • Daily Cash for Accompanying an Insured Child

    Optional Covers:

    • Accidental Death Benefit

    Exclusions of Tata AIG Health Insurance for Senior Citizens

    The following healthcare expenses are excluded by Tata AIG Health Insurance for senior citizens:

    • Congenital external diseases
    • Intentional self-injury
    • Alcoholic pancreatitis
    • Treatment for alcoholism or drug abuse
    • Obesity or weight control procedures
    • Unproven treatment
    • Refractive error

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