Tata AIG Health Insurance for Senior Citizens

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      Tata AIG Health Insurance for Senior Citizens

      Tata AIG Health Insurance for senior citizens offers comprehensive medical coverage to people aged 60 years and above. The MediCare plan by Tata AIG General Insurance Company Limited provides the essential coverage required by senior citizens to avail quality healthcare services without any financial burden.

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      Key Benefits of Tata AIG Health Insurance for Senior Citizens

      Take a look at the key benefits of buying Tata AIG Health Insurance for senior citizens:

      • Coverage for both individual and family floater available
      • Multiple sum insured options available from Rs 3 lakh to Rs 20 lakh
      • Health check-up facilities available after every two consecutive claim-free years
      • 50% increase in the sum insured for every claim-free year up to 100%
      • Avail cashless hospitalization facility at over 7200 network hospitals
      • Automatic restoration of the sum insured up to 100% if exhausted
      • 10% discount if the insured opts for a shared hospital room
      • 20% family floater discount on adding two family members to the policy
      • 5% & 10% long term discount on a 2-year or 3-year policy term respectively
      • Tax saving benefits available on paid premium under Sec 80D of IT Act

      Tata AIG Health Insurance Plans for Senior Citizens

      Check out the Tata AIG Health Insurance plan for senior citizens in the table below:

      Plan Name

      Sum Insured (Rs)


      Tata AIG MediCare Insurance Plan

      3 lakh to 10 lakh

      10% (if opted for a higher category hospital room)

      Eligibility Criteria for Tata AIG Health Insurance for Senior Citizens

      Elderly parents need to suffice the following eligibility criteria to buy a Tata AIG Health Insurance plan for senior citizens:


      Eligibility Criteria

      Minimum Entry Age

      18 years

      Maximum Entry Age

      65 years

      Family Members Covered

      Self, spouse



      Inclusions of Tata AIG Health Insurance for Senior Citizens

      Tata AIG Health Insurance for senior citizens provides the following coverage:

      • In-patient Treatment
      • Pre-hospitalization Expenses
      • Post-hospitalization Expenses
      • Day Care Procedures
      • Organ Donor
      • Domiciliary Treatment
      • Global Cover
      • Bariatric Surgery Cover
      • In-patient Dental Treatment
      • AYUSH Benefit
      • Ambulance Cover
      • Second Opinion
      • Vaccination Cover
      • Hearing Aid
      • Daily Cash for Choosing Shared Accommodation
      • Compassionate Travel
      • Consumables Benefit
      • Daily Cash for Accompanying an Insured Child

      Optional Covers:

      • Accidental Death Benefit

      Exclusions of Tata AIG Health Insurance for Senior Citizens

      The following healthcare expenses are excluded by Tata AIG Health Insurance for senior citizens:

      • Congenital external diseases
      • Intentional self-injury
      • Alcoholic pancreatitis
      • Treatment for alcoholism or drug abuse
      • Obesity or weight control procedures
      • Unproven treatment
      • Refractive error


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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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