Tata AIG Health Insurance for family

Key Benefits of TATA AIG Health Insurance for Family

Tata AIG Health Insurance for family provides the following key benefits:

• Wide range of sum insured options, starting from Rs 2 lakh to Rs 1 crore
• Cost of preventive health check-up covered after a block of claim-free years
• Option to restore sum insured up to 100%
• Cumulative bonus available if no claim is raised in the previous policy year
• No pre-policy health check-up for people up to 45 years
• 10% discount on premium if opted for the shared room category
• 5% & 10% discount on opting for a 2-year or 3-year policy term respectively
• Tax benefits apply on premiums under Section 80D, Income Tax Act

TATA AIG Health Insurance Plans for Family

Take a look at the various Tata AIG Health Insurance plans for families available in the market:

Eligibility Criteria for TATA AIG Health Insurance for Family

The following table represents the eligibility criteria to buy Tata AIG Health Insurance for family:

Inclusions of TATA AIG Health Insurance for Family

Tata AIG Health Insurance for family includes the following coverage:

• In-patient Treatment
• Consumables Benefit
• Pre-hospitalization Expenses
• Post-hospitalization Expenses
• Day Care Procedures
• Organ Donor
• Domiciliary Treatment
• AYUSH Benefit
• Ambulance Cover
• Compassionate Travel
• In-patient Dental Treatment
• Second Opinion
• Bariatric Surgery Cover (excluded under MediCare Protect and Plus plans)
• Vaccination Cover (excluded under MediCare Protect and Plus plans)
• Hearing Aid (excluded under MediCare Protect and Plus plans)
• Daily Cash for Choosing Shared Accommodation (excluded under MediCare Protect and Plus plans)
• Daily Cash for Accompanying an Insured Child (excluded under MediCare Protect and Plus plans)
• Global Cover (excluded under MediCare Protect and Plus plans)
• Accidental Death Benefit (under MediCare Premier plan)
• High End Diagnostics (under MediCare Premier plan)
• Emergency Air Ambulance Cover (under MediCare Premier plan)
• Maternity Cover (under MediCare Premier plan)
• OPD Treatment (under MediCare Premier plan)

Optional Covers:

• Accidental Death Benefit (excluded under MediCare Premier plan)
• Global Cover (under MediCare Plus plan)

Exclusions of TATA AIG Health Insurance for Family

The following exclusions are excluded under Tata AIG Health Insurance for family:

• Congenital external diseases/ anomalies/ defects
• Intentional self-injury
• Alcoholic pancreatitis
• Sexually transmitted diseases
• Treatment of drug abuse or alcohol addiction
• Cosmetic or plastic surgery

Find the complete policy exclusions’ list by referring to the policy documents of Tata AIG Health Insurance for family.

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