Tata AIG Health Insurance for Maternity
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Tata AIG Health Insurance for Maternity
Tata AIG Health Insurance for maternity pays for the medical expenses incurred during pregnancy, including the cost of normal & C-section delivery, maternal complications, etc. It also provides coverage for the vaccination of the newborn baby. However, the insured has to serve a waiting period, ranging from 90 days to 4 years, to avail maternity benefit.
Tata AIG Health Insurance Plans for Maternity
Check out the list of Tata AIG health insurance plans that offer maternity coverage:
| Name of the Plan | Delivery Expenses Limit | Maternity Waiting Period |
| Tata AIG MediCare Premier Plan | Rs 50,000 to Rs 1,20,000 | 4 years |
| Tata AIG Sakhi – Maternal Care Plan | Rs 1000 to Rs 2000 per delivery | 90 days |
Eligibility Criteria for Tata AIG Health Insurance for Maternity
Take a look at the eligibility criteria to purchase a Tata AIG health insurance plan for maternity:
| Categories | Eligibility Criteria |
| Minimum Entry Age | 18 years |
| Maximum Entry Age | 65 years |
| Renewability | Lifelong |
Key Benefits of Tata AIG Health Insurance for Maternity
Here are the benefits of buying Tata AIG health insurance maternity coverage:
- Additional 10% coverage if a girl child is born
- No pre-policy health check-up is required
- Wellness discount on health check-ups, OPD treatment, etc., on accumulating healthy days
- Up to 32% family floater discount is available
- Up to 10% long-term discount is available
- Tax savings on Tata AIG health insurance for maternity price is available under the Income Tax Act, Sec 80D
Inclusions of Tata AIG Health Insurance for Maternity
Tata AIG health insurance plans for maternity include the following medical expenses:
- Delivery expenses
- Maternal/ delivery complications, such as ectopic pregnancy
- Newborn baby vaccination
- Congenital anomalies
- High-risk pregnancy check-up benefit
Note: The above inclusions may vary from one maternity plan to another.
Exclusions of Tata AIG Health Insurance for Maternity
The following medical expenses are excluded under Tata AIG health insurance plans for maternity:
- Pre-natal and post-natal expenses
- Non-institutional delivery
- Ante-natal health check-ups
- Surrogacy
- Sterility and infertility
- Assisted conception procedure
- Pre-hospitalization and post-hospitalization expenses
- Non-allopathic treatment
FAQs
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Q1. Is maternity covered in Tata AIG?
Ans: Yes. Tata AIG health insurance plans offer coverage for maternity expenses. -
Q2. What is the waiting period for Tata AIG pregnancy insurance?
Ans: The Tata AIG maternity insurance waiting period varies from one plan to another. While the waiting period for the Tata AIG MediCare Premier plan is 4 years, the Tata AIG Sakhi Maternal Care plan covers pregnancy expenses after 90 days. -
Q3. Can I buy Tata AIG maternity insurance if I’m already pregnant?
Ans: No. You cannot buy a Tata AIG maternity insurance plan if you are already pregnant. -
Q4. Does Tata AIG have maternity insurance plans with no waiting period?
Ans: No. All Tata AIG health insurance plans cover maternity expenses after a waiting period. -
Q5. How can I check Tata AIG health insurance for maternity prices?
Ans: You can check the price of your Tata AIG maternity insurance plan using a health insurance premium calculator on Policybazaar.com.
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