Tata AIG Health Insurance for Maternity

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      Tata AIG Health Insurance for Maternity

      Tata AIG Health Insurance for maternity pays for the medical expenses incurred during pregnancy, including the cost of normal & C-section delivery, maternal complications, etc. It also provides coverage for the vaccination of the newborn baby. However, the insured has to serve a waiting period, ranging from 90 days to 4 years, to avail maternity benefit.

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      Tata AIG Health Insurance Plans for Maternity

      Check out the list of Tata AIG health insurance plans that offer maternity coverage:

      Name of the Plan Delivery Expenses Limit Maternity Waiting Period
      Tata AIG MediCare Premier Plan Rs 50,000 to Rs 1,20,000 4 years
      Tata AIG Sakhi – Maternal Care Plan Rs 1000 to Rs 2000 per delivery 90 days

      Eligibility Criteria for Tata AIG Health Insurance for Maternity

      Take a look at the eligibility criteria to purchase a Tata AIG health insurance plan for maternity:

      Categories Eligibility Criteria
      Minimum Entry Age 18 years
      Maximum Entry Age 65 years
      Renewability Lifelong

      Key Benefits of Tata AIG Health Insurance for Maternity

      Here are the benefits of buying Tata AIG health insurance maternity coverage:

      • Additional 10% coverage if a girl child is born
      • No pre-policy health check-up is required
      • Wellness discount on health check-ups, OPD treatment, etc., on accumulating healthy days
      • Up to 32% family floater discount is available
      • Up to 10% long-term discount is available
      • Tax savings on Tata AIG health insurance for maternity price is available under the Income Tax Act, Sec 80D

      Inclusions of Tata AIG Health Insurance for Maternity

      Tata AIG health insurance plans for maternity include the following medical expenses:

      • Delivery expenses
      • Maternal/ delivery complications, such as ectopic pregnancy
      • Newborn baby vaccination
      • Congenital anomalies
      • High-risk pregnancy check-up benefit

      Note: The above inclusions may vary from one maternity plan to another.

      Exclusions of Tata AIG Health Insurance for Maternity

      The following medical expenses are excluded under Tata AIG health insurance plans for maternity:

      • Pre-natal and post-natal expenses
      • Non-institutional delivery
      • Ante-natal health check-ups
      • Surrogacy
      • Sterility and infertility
      • Assisted conception procedure
      • Pre-hospitalization and post-hospitalization expenses
      • Non-allopathic treatment

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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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