Life Insurance Policy Finder

To find out if someone has a life insurance plan, use a life insurance policy finder, search through existing records or ask your respective insurance company or legal advisors.

Get ₹1 Cr. Life Cover at just ₹449/month*
No medical checkup required
Save more with upto 10% discount
Covers COVID-19
Tax Benefit
Upto Rs. 46800
Life Cover Till Age
99 Years
8 Lakh+
Happy Customers

*Tax benefit is subject to changes in tax laws. *Standard T&C Apply

** Discount is offered by the insurance company as approved by IRDAI for the product under File & Use guidelines

Get ₹1 Cr. Life Cover at just ₹449/month*
No medical checkup required
Save more with upto 10% discount
Covers COVID-19
View plans
Please wait. We Are Processing..
Get Updates on WhatsApp
By clicking on "View plans" you agree to our Privacy Policy and Terms of use

Read on to know more about Life insurance policy finder in detail: 

What is a Life Insurance Plan? 

A life insurance plan is an agreement signed between an insurance company and a policyholder. This contract determines the amount paid to the nominee after the death of a policyholder. This plan only works if life assured has paid all the premiums on a regular basis. Ideally, life insurance plans are commonly known for providing life coverage to the policyholder. 

Benefits of Life Insurance Plan 

Here are some of the major benefits offered by life insurance plans: 

  • Tax Benefits: Availing of a life insurance policy can guarantee you the benefits on tax. The premium amount you pay towards your plan makes you eligible for exemptions on a tax of up to Rs.1.5 lacs, u/s 80C of the Income Tax Act. Tax benefits are also available under section 10(10D) of ITA. 

  • Loan facility: Certain plans provide the option to avail loan and allow to borrow an amount. This simply means that if you require to take a loan to fund the marriage or education of a child, you can use a life insurance plan as security. 

  • Guaranteed fixed returns: Life insurance plans guarantee a fixed amount after a fixed timeframe. You are required to go through the aspects of various life insurance products. Read through the T&Cs of different plans to choose a plan that best suits your requirements. 

  • Risk coverage and mitigation: These plans provide the risk cover of financial compensations to lessen and cover risks after the death of a policyholder. By purchasing life insurance plans, you are securing your loved ones against the financial risk that might occur if the sole earner meets an unfortunate death. 

  • Coverage for medical expenses: Most plans cover health and its treatment expenditure that may occur if the life assured falls sick. You can also select to enhance the coverage of the plan to protect your finances in case you are alive. 

Know How to Locate a Life Insurance Policy? 

When the policyholder dies, the death benefit is paid to beneficiaries by the insurance company. However, the insurer is not always notified when the life assured has died and, in some cases, the beneficiary gets the information of the policyholder’s death before the company does. So, always file a claim with the insurance company as soon as possible to collect the death advantage. 

If the policyholder dies before informing you where to find a policy copy or whether it exists or not, you might not have all the details so you are required to file a claim. Learn how to locate a life insurance policy if someone has it and how to find a plan in case someone has died. 

Life Insurance Policy Finder

Life Insurance Policy Finder is a tool that helps you find a plan you may have forgotten about or your family member has provided you with a legacy. It is a free-of-cost service that assists families in locating unclaimed benefits on life insurance plans. Apart from the online search, there are other ways to find someone who has life insurance: 

  • Obtain the death certificate

  • Talk to family members 

  • Check his/her personal belongings 

  • Check email 

  • Contact insurance company 

How to Find a Policy Copy of A Life Insurance Policy using Life Insurance Policy Finder? 

After finding that one has the life insurance policy, you are required to go through the document. If you know the insurance company, so contact the company and ask about the beneficiary information on the policy. Various insurance company websites also offer Life insurance policy finder in which following details are required to enter: 

  • Your Name 

  • Contact Details 

  • Policy Number 

  • The name of a policyholder 

  • Death date (if the policyholder has died)

  • Relationship with the deceased 

What Type of Policies Does Life Insurance Policy Finder Look For? 

This tool will search through the existing records on the company’s databases of Individual life insurance plans. It does not provide a location or search for group life insurance plans i.e., plans provided through employment. 

Who can Request Details about a Life Insurance Policy? 

The only individuals who will have the access to monetary information of policy such as policy documents are: 

  • Spouse, parents, or child of a policyholder 

  • Assigned/appointed beneficiary towards the life insurance policy 

Wrapping It Up!

You may be the nominee/beneficiary of a life insurance plan and not aware of it. A life insurance policy finder helps you to locate a lost policy easily and conveniently.

Life insurance articles

Recent Articles
Popular Articles
Difference Between Life Insurance and Life Assurance

13 May 2022

Many Individuals consider life assurance and life insurance as...
Read more
Documents Required to Buy a Life Insurance Policy

11 May 2022

Are you planning to purchase a life insurance policy? If yes...
Read more
Ukraine- Russia War: Does Life Insurance Policy Cover death in War abroad? – All You Need To Know

06 May 2022

Whether your life insurance policy coverage will remain in force...
Read more
What is the Difference Between Participating and Non-Participating Life Insurance Policy?

05 May 2022

Understanding the importance of life insurance and its small...
Read more
Joint Life Policy- All You Need to Know

05 May 2022

Life insurance plans secure your life goals and protect your...
Read more
How to Check LIC Policy Status, Details, Statement via Online/SMS/Call
Last year, Mr. Rajiv Verma bought a Child LIC policy to provide financial security for his kid's future. However...
Read more
How to Cancel SBI Life Insurance Policy?
As per the Insurance Regulatory and Development Authority, you can cancel a life insurance policy taken within 15...
Read more
PLI Santosh Maturity Calculator
Maturity calculators have proven to be one of the simple tools for digital-savvy insurance buyers. Postal Life...
Read more
Surrender Value in Insurance
Surrender Value in Insurance Have you bought a life insurance policy which is not as per your requirement? Are you...
Read more
SBI Life Insurance 50,000 per year Plan for 5 Years
Life insurance is not only about the financial protection of the family but also about working for life’s...
Read more
View Plans
Download the Policybazaar app
to manage all your insurance needs.