SBI Life Smart Care App

The SBI Life Smart Care App is a digital self-service platform developed by SBI Life Insurance Company that allows policyholders to access and manage their insurance plans directly from their smartphones. Whether you want to pay premiums, download policy documents, track applications, or access your SBI Life Insurance account, the SBI Smart Care app offers a convenient solution anytime and anywhere.

53 Partners Insurance Partners

13.2 Crore Registered Consumer

6.29 Crore Policies Sold

We are rated ++ rating

₹1 Crore Life cover starting from ⁺

Lowest Price Guarantee ^˜

Male

Female

Name

Date of Birth (DD/MM/YYYY)

Mobile Number

Check Your Premium Now

Get Updates on WhatsApp

What is the SBI Life Smart Care App?

The SBI Smart Care App is the official mobile application of SBI Life Insurance. It is designed to provide policyholders with easy access to policy-related services via a secure, user-friendly interface. The app serves as a digital extension of SBI Life's customer service platform, enabling users to perform important insurance-related activities without visiting an SBI branch or contacting customer support.

Both existing and prospective customers can use the app to manage policies, make payments, and explore insurance solutions offered by SBI Life Insurance Company.

Customers looking for an SBI Life Smart Care app download can easily install the application through the Google Play Store or Apple App Store and start managing their policies digitally.

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 13/day⁺

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day⁺

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day⁺

Key Features of SBI Life Smart Care App

The SBI Life Smart Care app offers a range of features that help customers manage their insurance policies efficiently.

Premium Payment Facility

Policyholders can pay their SBI premiums online directly through the app. The platform supports secure digital payment options and allows users to set up recurring payments to avoid missing premium due dates.

SBI Life Insurance Login and Policy Access

Users can complete their SBI Life Insurance login through the app and instantly access policy details, premium schedules, coverage information, and policy status.

Download Policy Documents

The app allows customers to download important documents, including:

Policy statements
Premium payment receipts
Tax certificates
Policy schedules
Life certificates

This feature eliminates the need to store life insurance documents physically and enables easy access whenever needed.

Proposal Status Tracking

Customers can monitor the status of new insurance applications and track proposal processing in real time.

Online Loan Repayment

If a policyholder has taken a loan against their life insurance policy, the SBI Smart Care app enables convenient online loan repayment and account monitoring.

Address and KYC Updates

The app supports digital profile management, allowing users to update personal information and complete KYC-related processes online.

Purchase SBI Life Insurance Plans

Users can browse and buy various insurance products offered by SBI Life, including:

Term Insurance Plans
Savings Plans
Child Plans
Retirement Plans
Wealth Creation Plans

Wellness and Health Monitoring Initiatives

SBI Life continues to explore customer-centric digital experiences that promote better financial and physical well-being. Some users also search for the Smart Bracelet Your Health Steward App, a health and fitness companion application that helps individuals track wellness-related activities. While the Smart Bracelet app is separate from the SBI Life Smart Care App, both platforms support the broader goal of helping users stay informed and proactive about their overall well-being.

Secure Your Family Future Today

₹1 CRORE

Term Plan Starting @

Get an online discount of upto 15%^#

Compare 40+ plans from 15 Insurers

⁺Standard T&C Applied

Benefits of Using SBI Smart Care

The SBI Life Smart Care app provides several advantages for policyholders.

Anytime, Anywhere Access

Customers can manage their insurance policies 24/7 without depending on branch operating hours.
Paperless Policy Management

The platform reduces paperwork by providing digital access to policy documents, receipts, and service requests.
Faster Service Requests

Most policy servicing requests can be initiated directly through the app, resulting in quicker processing.
Secure Transactions

The app uses authentication and OTP verification to protect customer information and online transactions.
Convenient Premium Payments

Premiums can be paid instantly using digital payment methods, helping customers maintain uninterrupted policy coverage.

How to Download the SBI Life Smart Care App?

The SBI Life Smart Care App Download process is simple and available for both Android and iOS users.

For Android Users

Step 1: Open the Google Play Store.

Step 2: Search for "SBI Life Smart Care."

Step 3: Select the official SBI Life Insurance app.

Step 4: Tap Install.

For iPhone Users

Step 1: Open the Apple App Store.

Step 2:Search for "SBI Life Smart Care."

Step 3: Download and install the application.

After installation, users can register and access their insurance accounts.

How to Register on the SBI Life Smart Care App?

To register on the SBI Life Smart Care App, you need to follow the steps below:

Step 1: Open the SBI Life Smart Care app.

Step 2: Select the registration option.

Step 3: Enter your registered mobile number or policy number.

Step 4: Verify your identity using the OTP sent to your mobile number.

Step 5: Create a secure 4 to 6-digit MPIN.

Step 6: Complete the registration process.

Once registered, you can log in securely using your MPIN.

SBI Life Insurance Login Process

To access your policy information through the SBI Smart Care app:

Step 1: Open the application.

Step 2: Enter your registered mobile number, email ID, or policy number.

Step 3: Generate an OTP or enter your MPIN.

Step 4: Verify your credentials.

Step 5: Access your dashboard and policy details.

The same login credentials can often be used across SBI Life's digital service ecosystem.

SBI Smart Care App and SBI YONO- Which is Better?

Many customers often confuse SBI YONO with the SBI Life Smart Care app. While SBI YONO is SBI's digital banking platform, the SBI Life Smart Care app is specifically designed for insurance-related services offered by SBI Life Insurance.

SBI YONO primarily handles:

Banking transactions
Account management
Investments
Credit cards
Loans

The SBI Smart Care app focuses on:

Insurance policy management
Premium payments
Policy servicing
Document downloads
Insurance application tracking

Customers who use both banking and insurance products may benefit from having both applications installed.

Why SBI Life Policyholders Should Use Smart Care

The SBI Life Smart Care app simplifies policy management by bringing all essential insurance services into a single platform. Whether you hold an SBI savings-oriented policy, retirement plan, or SBI Term Insurance policy, the app helps you stay updated and in control of your coverage. With features such as online premium payments, document downloads, policy tracking, and a secure SBI Life Insurance login, the platform enhances the overall customer experience while reducing reliance on physical branch visits.

People also search for

What is Term Life Insurance

FAQ's

What is SBI Life Smart Care?

SBI Life Smart Care is the official self-service platform that allows policyholders to manage their SBI Life insurance policies online.
How can I check my SBI Smart Care portal policy status?

Log in to the SBI Life Smart Care portal or app using your registered credentials and navigate to the policy details section to view your policy status.
What is the name of the app of SBI Life Insurance?

The official mobile application is called SBI Life Smart Care and is available for both Android and iOS devices.
Is SBI Life Smart Care free to use?

Yes. The SBI Life Smart Care app can be downloaded and used free of cost by SBI Life policyholders.
Can I pay premiums through the SBI Smart Care app?

Yes. Users can pay policy premiums online and set up automatic payment options.
Can I download premium receipts from the app?

Yes. Premium receipts, tax certificates, and policy statements can be downloaded directly through the app.
Is SBI YONO the same as SBI Life Smart Care?

No. SBI YONO is a banking application, while SBI Life Smart Care is dedicated to insurance services offered by SBI Life Insurance.
Can I buy SBI Term Insurance through the app?

Yes. Eligible users can explore and purchase various SBI Life Insurance products, including term insurance plans, through digital channels.

Author's Bio

Varun Agarwal Head - Term Insurance

Varun has spent years in the insurance space, but what drives him isn't policies or premiums — it's the conversations he's had with real people. A young father in Pune wondering if his salary is enough. A newly married couple in Jaipur putting off "the insurance talk" for later. A mother in Chennai who never knew her husband was underinsured until it was too late.
These stories stay with him. As Head of Term Insurance at Policybazaar, Varun knows the numbers well — 52.4% of Indians are aware of term insurance, yet only 9.6% own it. And 87% of families don't realise they're leaving their loved ones with far less protection than they actually need. But behind every statistic, he sees a family that just needed someone to sit with them, explain it simply, and help them take that one step. That's exactly what Policybazaar's term insurance is built to do. In his words, "Most people aren't avoiding protection — they're just waiting for someone to make it easy. That's what we're here for."

Write to Varun

Explore the popular searches and stay informed

˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

Rs. 400/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 400/month (Rs.13/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 230 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 12/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 497/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 487/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 626/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 905/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. ₹361/month is the starting price for a ₹1 crore loan cover with an 8% interest rate for an 18-year-old male, non-smoker, with no pre-existing diseases, loan tenure up to 20 years, rounded off to the nearest 10

+Rs. 1,267/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.

+Rs. 447/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs.679/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 910/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,924month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

Women

+Rs. 400/month is Starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 461/month is the starting price for a 1 crore term life insurance for an 24 year-old female, non-smoker, with no pre-existing diseases, cover upto 54 years of age.

1,642/month is the starting price for a 1 crore term life insurance for an 44 year-old female, non-smoker, with no pre-existing diseases, cover upto 74 years of age.

Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited

We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale

Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.

˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.