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ICICI Prudential Life Insurance Premium Payment

ICICI Prudential Life Insurance Company is co-owned by ICICI Bank Limited and Prudential Corporation Holdings Limited. The company is known for its cost-effective products, quality services, and quick claim settlement. ICICI Prudential life insurance premium payments can be made online and offline as per your convenience. 

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How to Make ICICI Life Insurance Online Payment?

  1. Through ICICI Life Insurance’s Website 

    After completing the sign-up process, follow the below 3 simple steps for completing your ICICI Prudential Life Insurance online payment: 

    Step 1: Choose ICICI Prudential as your insurance company 

    Step 2: Enter your policy number and date of birth, and then proceed for ICICI online payment option. 

    Step 3: Pay ICICI life insurance premium online with different payment options such as debit card, credit card, and net-banking. 

  2. Through Policybazaar 

    You can make your instant ICICI Prudential life insurance premium payment online through Policybazaar by following the below-mentioned steps: 

    Step 1: Visit Visiting Policybazaar’s official webpage and click click on the ‘Renewal’ option present on the top right corner

    Step 2: Click on the insurer and filling in your policy number/application number/phone number and your date of birth

    Step 3: Then, Click on ‘Continue’ and follow the steps to complete your ICICI life insurance online payment.

    Step 4: Pay ICICI Prudential Life Insurance easily in a few minutes. 

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What are the different modes to pay ICICI Life Insurance Premium?

Some of the methods used for ICICI prudential life insurance online payment are as follows.

  • Net Banking
    You can register the insurer as a beneficiary to start the transfer of funds with various banks ICICI Prudential Life Insurance has partnered with to pay and renew premiums online.

  • Infinity
    You can also link your policy account with your ICICI bank account on the Infinity app. The online account also allows you to make premium payments, display fund value and initiate e-transactions.

  • Bill Desk
    You can register yourself on www[dot]billdesk[dot]com to make all your ICICI prudential life insurance premium payment through the company’s bill desk.

  • Bill Pay
    You can make your ICICI life insurance online payment using your bank’s net banking or mobile banking app by following the below-mentioned steps:

    • Step 1: Enter the login credentials for net banking.

    • Step 2: Select the option 'Pay Bills.'

    • Step 3: From the drop-down menu, choose the option 'Insurance'.

    • Step 4: From the list of insurers, choose 'ICICI Prudential Life Insurance.

    • Step 5: Provide the policy details when prompted.

    • Step 6: Click pay and proceed to renew the policy premium.

  • Bharat Bill Payment Service
    The steps to make ICICI prudential life insurance online payment using BBPS are as follows.

    • Step 1: Click the ‘Bill Pay’ link on the company’s official page.

    • Step 2: Choose the appropriate insurer.

    • Step 3: Enter the policy details and proceed to purchase the premium.

    • Step 4: The customer can also use mobile apps registered with BBPS such as GPay, BHIM, etc.

    The policyholder can use the NEFT/RTGS feature to make the ICICI prudential life insurance premium payment. The details to be entered are as follows. 

    • Step 1: Choose the beneficiary name mentioning the insurer.

    • Step 2: Select the beneficiary bank, branch, and IFSC code.

    • Step 3: Enter the bank account number to which the fund needs to be transferred.

    • Step 4: Follow the instructions to make the ICICI prudential life insurance online payment.

  • Unified Payments Interface
    The following are the steps for ICICI prudential life insurance online payment using UPI.

    • Step 1: Select the payment mode as UPI.

    • Step 2: Provide the VPA address.

    • Step 3: Approve the payment by authentication of credentials on the UPI app.

  • Debit Card
    You can use your debit or credit cards to make ICICI prudential life insurance premium payments by providing your card details on the company’s official website or app. 

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What are the Benefits of Using ICICI Life Insurance Online Payment Process?

The ICICI life insurance online payment process is the most preferred method by customers across the country. This is why life insurance companies offer online facilities to improve customers’ premium payment experience. Let us take a look at the various benefits of making ICICI Prudential Life insurance online payment:

  • Convenient
    You can easily use instant transfer, IMPS, and ICICI prudential life insurance premium payment methods to transfer funds instantly within a few clicks, without the stress of standing in long queues.

  • 24*7 access
    The company’s official website and mobile app allow customers to pay their ICICI life insurance online payment anytime during the day or the week with their customer portal which is accessible 24x7. The customer service representatives can help you with any query that you may have during your ICICI Prudential online payment.

  • Ease of Payment
    The ICICI Prudential Online Payment feature allows you to pay your premiums using a laptop or a smartphone at your convenience, from the comfort of your home. This way you won't have to wait in long queues for an extended period of time to pay your premiums.

  • Services at Zero Charge
    The ICICI Prudential Online Payment service is free of charge for all customers, which means you won't have to pay any extra charges for paying your premiums online. The customer can reach the insurer by calling a toll-free helpline number. Other services such as online chat are also not charged by the insurer for the customer's benefit. 

  • Download ICICI Prudential Life Insurance App
     The ICICI Prudential Life mobile app is also available for download free of cost. Through the app, you can update policy details, track claims, pay premiums, and download policy statements online, all on one platform.

Difference between ICICI Prudential Life Insurance Online Payment and Offline Payment

ICICI Prudential Life Insurance company offers online and offline premium payment modes for customers to pay their premiums at their convenience. You can pay your premiums offline through cheques or cash, but this method has various restrictions as you can only pay during office hours on office days and you might have to deal with a lot of paperwork and long queues.

On the other hand, ICICI life insurance online payment is paperless, does not require you to stand in long queues, and can be done from the comfort of your home in just a few clicks. You can pay your premiums 24x7 using your smartphone or laptop using just your policy number/phone number/email ID and date of birth. 

Points To Remember Before Making The ICICI Life Insurance Online Payment

Here is a list of points to keep in mind while making your ICICI Prudential Online Payment:

  • The customer must provide basic details such as name, mobile number, and policy number.

  • The online payment made before 3 p.m. will be reflected on the same day; the policyholder's profile will reflect the payments made after 3 p.m.; the next day.

  • The policyholder needs to enter the proper credentials while using net banking.

  • Too many attempts to log in using net banking can result in getting locked out.

  • For credit cards and debit cards, the life insured needs to mandatorily submit the front and back photocopy of the credit and debit cards, respectively.

  • The receipt of the premium paid will be available for download in the customer’s profile.


  • Q: What are the ways to pay the policy premiums?

    Ans: Customers can make ICICI prudential life insurance online payment as well as offline.
    • The online method includes net banking, UPI, debit card, credit card, and e-wallets.
    The offline methods for ICICI prudential life insurance premium payment are as follows.
    • Cheque- The policyholder can drop the policy premium cheque at one of the ICICI prudential branches.
    • Cash-The customers can pay the policy premiums in cash at the insurer-authorized collection centers.
    • The customer can also opt for auto-pay for automatic ICICI Prudential Online Payment at the scheduled date.
  • Q: What is a premium receipt?

    Ans: The ICICI prudential life insurance premium payment receipt shows the amount of premium paid for the purchased policy. It can be used as investment proof to the taxation authorities for tax benefits. If the customer pays the premium ahead of the due date, the insurer will send a payment acknowledgment. Still, the receipt will be generated following the due date. The insurer will either email or courier the icicipru life premium payment receipt.
  • Q: What is the procedure to get a copy of the premium receipt?

    Ans: The customer can get a copy of the premium receipt in the following ways.
    • Online Account:
      • You need to log in with valid credentials and select the 'Statements ‘tab.
      • Choose ‘Premium Receipt' and enter the policy number.
    • Helpline number: You can call the toll-free number on the insurer's website or raise an on-call request with the customer care executives.
    • Branch Office: You can directly visit the branch offices of the insurer and request the premium receipt.
    • Email: You can write a request to the official email address of the insurer with the policy number in the subject line.
  • Q: What is meant by a premium paid certificate?

    Ans: It is a document that displays the total amount of premium paid by the policyholder for all the policies in a given financial year. The ICICIPru life premium payment certificate is helpful for tax filing.
  • Q: What is the use of a direct debit facility?

    Ans: The direct debit facility is an automated facility where customers opt to set up auto-debit instructions for their ICICI prudential payment online from their bank account.
  • Q: What is a ‘Renewal Premium Receipt’?

    Ans: It shows the amount of ICICI prudential life insurance premium payment made by the customer for his/her policy.
  • Q: What are the steps to set or modify Auto-pay instructions for premium payment?

    Ans: The steps to set/modify auto-pay instructions for ICICI prudential life insurance online payment are:
    • The customer needs to provide the essential details such as policy number, date of birth and then choose 'standing instructions.'
    • Choose 'Auto Debit.'
    • Select the mode of payment.
    • Click on the option 'Pay now.
  • Q: What cards are accepted for card payments?

    Ans: ICICI life insurance online payments can be made using debit card payments through Visa, MasterCard, and Rupay are accepted.
  • Q: How can one access their ICICI account online?

    Ans: They need to log in to their account online on the insurer’s website or the mobile app and enter valid credentials.
  • How to calculate the term insurance premium online?

    Ans: You can easily calculate the term insurance premium online by using the term insurance premium calculator online tool
  • What are the benefits of term life insurance?

    Ans: Here are 4 common term insurance benefits:
    • Low premium rates
    • Tax Benefits
    • Death Benefit
    • Long term coverage
  • What is term life insurance?

    Ans: Let's understand what is term life insurance here. Term insurance offers financial protection for a certain period to the policyholder, thereby, offering a lump sum payout if the policyholder unfortunately passes away during the policy term.
  • What are the key features of a best term insurance plan in India?

    Ans: Below mentioned are the key features of a best term life insurance in India:
    • Affordable premium rates
    • Long-tenure life protection
    • Easy to understand and buy
    • Riders availability
    • Whole life protection
    • Tax benefits

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