Aprilia Scooter Insurance

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Aprilia Scooter Insurance

Aprilia is an Italian motorcycle manufacturer that offers high-performance and stylish motorcycles. In India, Aprilia bikes has a well-established presence with its bikes being popular among bike enthusiasts. The company offers bikes with advanced safety features and aerodynamic designs. Given the premium value of Aprilia bikes, having insurance becomes crucial. Aprilia scooter insurance helps cover damages from accidents, theft, and natural events, reducing the financial burden of repairs and liabilities.

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About Aprilia Bike

Founded in 1945, Aprilia has risen from a small Italian scooter manufacturer into a globally recognised brand for high-performance motorcycles. In India, Aprilia operates under Piaggio, offering a selection of premium bikes, mainly in the scooter and sports segments. Aprilia's models are known for their powerful engines, ranging from 125cc to larger capacities, and advanced features like ABS (Anti-lock Braking System) and traction control for enhanced safety.

Popular Aprilia Bike Models With Bike Insurance Price

Aprilia Bike Models (Registration 2024) Zero Dep Cover* (Add-on Cover) Estimated Aprilia Bike Insurance Price* (1+5 Bundled Policy)
Aprilia RS STD (457 cc) ₹ 240 ₹ 15,582
Aprilia Caponord 1200 ABS (1197 cc) ₹ 240 ₹ 15,582
Aprilia Dorsoduro 1200 ABS (1197 cc) ₹ 240 ₹ 15,342
Aprilia Shiver STD (900 cc) ₹ 240 ₹ 15,342
Aprilia Tuono STD (660 cc) ₹ 240 ₹ 15,342
Aprilia Scarbed STD (150 cc) ₹ 383 ₹ 3,973

*Disclaimer: The price of Aprilia bike insurance varies across insurers and is affected by multiple factors. These include the bike's registration year, location, Insured Declared Value (IDV), selected add-ons, and specifics such as the model, variant, and ex-showroom price of the bike.

Aprilia Scooter Insurance Calculator

To estimate the Aprilia insurance price, you can use an online bike insurance calculator available on Policybazaar.com. Simply enter details such as:

  • The model, variant, and any unique specifications of the scooter
  • Registration year and relevant RTO information
  • The current ex-showroom price of the scooter
  • Any history of previous insurance claims, if applicable

Coverage Under Aprilia Scooter Insurance

  • Inclusions
  • Exclusions

Aprilia insurance provides a range of protections, along with certain exclusions to note:

  • Damage to your Aprilia scooter, as well as third-party property
  • Financial compensation in cases of theft or if the scooter is a total loss
  • Protection against natural events, including floods, storms, and other calamities
  • Coverage for damages due to fire or explosions
  • Accidental damage coverage from collisions
  • Coverage for specific incidents like riots or acts of vandalism
  • Excludes claims related to negligence, deliberate damage, or incidents of war
  • Situations involving the influence of alcohol or drugs aren't covered
  • Routine maintenance, wear, tear, and breakdowns are not included
  • Excludes incidents involving an invalid licence or incorrect registration details
  • Coverage lapses if the policy expires
  • Incidents occurring outside the policy's specified coverage area are not covered.

*Disclaimer: Be sure to review the full terms and conditions of your policy to understand the extent of coverage and any exclusions applicable to your Aprilia scooter insurance.

How to Buy/Renew Aprilia Insurance Online?

Here's a step-by-step process to follow if you wish to buy or renew Aprilia insurance online:

  • Step 1: Visit the Policybazaar website and locate the 'Bike Insurance' section under ‘Insurance Products'.
  • Step 2: If renewing, enter the registration number for your Aprilia. For a new scooter, select 'Bought a New Bike'.
  • Step 3: Fill in all required details accurately.
  • Step 4: Review and compare available quotes to select the best option.
  • Step 5: Choose either a comprehensive or third-party plan and add any extra coverage if desired.
  • Step 6: Complete the payment online, and your policy will be sent to your email.

Aprilia Scooter Insurance Add-ons

To expand your Aprilia scooter insurance coverage, several add-ons are available that offer extra benefits beyond the standard policy. Popular choices include:

  • Return-to-Invoice (RTI) Cover
  • Personal Accident Cover
  • Zero Depreciation Cover
  • Passenger Assistance Cover
  • Engine Protection Cover
  • 24/7 Roadside Assistance
  • No Claim Bonus (NCB) Protection
  • Consumables Cover

How to Claim Aprilia Bike Insurance Online

You can easily claim Aprilia scooter insurance online by following these steps:

  • Step 1: Make sure to inform your insurer as soon as an accident or damage has occurred to your Aprilia scooter.
  • Step 2: Once informed, the insurer will assign an insurance surveyor to inspect your Aprilia scooter's condition.
  • Step 3: The surveyor then furnishes a detailed report about the damage to the insurer.
  • Step 4: You will need to submit the necessary documents, such as ID, a completed claim form, and policy information to proceed with the claim.
  • Step 5: Once approved, you will have to visit an authorised service centre to get cashless repairs done.
  • Step 6: In case you have sought services from non-authorised garages, you can pay for the repair costs and later file for reimbursement.

Documents Needed to File Aprilia Insurance Claims

When filing claim for your Aprilia two wheeler insurance, ensure you have the following documents ready for a smooth process:

  • Your valid driving licence
  • Original copy of the insurance policy
  • Bike's Registration Certificate (RC)
  • Completed and signed claim form
  • Photos showing the extent of the damage
  • FIR or police report, if applicable
  • Estimate of repair costs
  • Receipts for any completed repairs
  • No Objection Certificate (NOC) from the financier, if needed

Aprilia Scooter Insurance FAQs

  • Q1. Is Aprilia scooter available in India?

    Ans: Yes, Aprilia scooters are available in India through authorised dealerships across the country.
  • Q2. Is Aprilia worth buying?

    Ans: Aprilia bikes are valued for their sporty design, performance, and advanced features. Many bike enthusiasts in India prefer bikes offered by this company.
  • Q3. Is Aprilia high maintenance?

    Ans: Aprilia scooters may require higher maintenance costs due to their premium parts and performance-focused design.
  • Q4. Is it compulsory to have Aprilia scooter insurance?

    Ans: Yes, having at least third-party insurance is mandatory for Aprilia scooters in India.
  • Q5. Can I ride Aprilia scooter without insurance?

    Ans: No, riding without valid insurance is illegal in India and can lead to fines.

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^The buying/renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*₹457/- per annum (₹1.3/day) is the price for third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable annually. The list of insurers mentioned is arranged according to alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For the complete list of insurers in India, refer to the Insurance Regulatory and Development Authority of India website: www.irdai.gov.in