TVS Bike Insurance

TVS bike insurance policy offers financial coverage to protect your beloved two-wheeler during unforeseen risks. With a range of customizable plans, it safeguards against accidents, theft, etc., ensuring peace of mind on the road.

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  • Save up to 85% by comparing plans
    Save up to 85%# by comparing plans
  • 20+ Insurers to choose from
    20+ Insurers to choose from
  • 1.2 Crore+ Bike Insured
    1.2 Crore+ Bike Insured
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No paperwork required! Renew insurance in 60 seconds^

Plans starting at only @ ₹1.3/day*

Enter bike number (e.g DL1SB1234)
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Popular TVS Two-Wheeler Models

TVS products are reliable, durable, affordable, and feature the latest technology. Here are the top TVS two-wheeler models in India:

Popular TVS Two-Wheeler Models
TVS Apache
TVS Jupiter
TVS Wego
TVS Star City
TVS Sports
TVS Zest
TVS Iqube
TVS Ntorq
TVS Ronin
TVS Star
TVS XL Super

TVS Bike Insurance Inclusions

When it comes to protecting your TVS bike, having a comprehensive bike insurance policy is essential. TVS bike insurance policy comes with a range of inclusions, which are mentioned below:

  • Third-Party Liability: In case of accidental injuries or death involving a third party. It provides coverage up to ₹ 15 lakh.
  • Third-Party Property Damage Cover: The TVS bike insurance policy offers compensation of up to ₹ 1 lakh for damages caused to third-party properties in a road accident.
  • Loss or Damage to Insured Bike: The policy covers insured bikes against accidents, collisions, theft, and various natural and man-made calamities, including typhoons, earthquakes, theft, riots, and more. Additionally, damages during transit are also covered.

TVS Bike Insurance Exclusions

Here are the detailed exclusions in TVS Bike Insurance:

  • Driving by without DL: No damages or loss are covered if the bike is being driven by an individual who does not possess a valid driver's license.
  • Mechanical and Electrical Failures: Damages arising from mechanical breakdowns or electrical failures of the bike are not covered under the TVS bike insurance policy.
  • Usage Outside the Location Limitations: If the insured bike is used outside the location specified in the policy, any resulting damages or accidents may not be covered.
  • Illegal Driving: There is no coverage for illegal racing, reckless driving, or using a personal vehicle for commercial purposes.
  • Depreciation Value of Parts: The policy does not cover the depreciation value of bike parts.
  • Consequential Losses: Any indirect or consequential losses causing loss of income or business opportunities are not covered by the TVS bike insurance policy.
  • Routine Wear & Tear: Damages caused by routine wear and tear of the bike, including gradual deterioration of parts due to regular use, are not covered.
  • Driving Under the Influence: The TVS bike insurance policy does not cover accidents causing damages when the insured bike is driven under the influence of intoxicating drugs or alcohol.
  • Willful Negligence: Any damages caused by negligence, such as ignoring traffic rules or intentionally causing harm, are not covered.
  • Damage Due to War or Nuclear Incidents: Damages caused by war conditions, nuclear weapons, or radioactivity are the exclusions of the TVS bike insurance policy.

TVS Bike Insurance: Add-on Covers

TVS add-on covers are known as riders, offering additional protection beyond the basic bike insurance policy. Here is a detailed list of add-on covers available under the TVS bike insurance policy:

  1. Zero Depreciation Cover

    This add-on cover in TVS bike insurance ensures that the depreciation value of the bike's parts is not considered at the time of claim settlement. Unlike a standard bike insurance policy where depreciation reduces the claim amount, this add-on ensures you receive a higher claim amount for damages or repairs. It offers financial peace of mind by fully reimbursing repairs or replacements amount without factoring in depreciation.

  2. Personal Accident Cover for Pillion Rider

    This add-on provides financial protection to the pillion rider in case of accidental injury or death. The Personal Accident Cover for Pillion Rider extends coverage to passengers riding on the bike. It ensures medical expenses or compensation for the pillion rider's injuries or fatalities.

  3. Roadside Assistance Cover

    The Roadside Assistance Cover offers 24x7 assistance in emergencies such as flat tyres, battery breakdowns, or emergency fuel assistance. The add-on provides timely support to ensure your safety and convenience. It includes towing, jump-starting the battery, fuel delivery, and minor repairs, allowing you to continue the journey without interruptions.

  4. No Claim Bonus (NCB) Protection

    The NCB Protection add-on protects your accumulated No Claim Bonus if you raise a claim during the policy period. Therefore, it lets you continue the benefits of discounts on your own damage premiums during the policy renewals.

  5. Return to Invoice Cover

    The Return to Invoice Cover ensures that you receive the full invoice value of the bike in case of total loss or theft. In the unfortunate event of your bike being stolen or declared a total loss due to irreparable damage, this add-on ensures that you are reimbursed for the bike's original purchase price.

Reasons to Buy TVS Bike Insurance

There are several captivating reasons to opt for TVS bike insurance:

  • Comprehensive coverage for repairs, accidents, and third-party liabilities.
  • Hassle-free online purchase and renewal process.
  • Financial protection in case of theft or damage.
  • Add-on benefits such as roadside assistance and zero depreciation cover.
  • Offers peace of mind with personal accident cover for the owner of the vehicle.

How to Buy TVS Bike Insurance Online?

To buy TVS bike insurance online from Policybazaar.com, follow the below procedure:

  • Step 1: Visit the official website of Policybazaar Insurance Brokers Private Limited and choose Bike Insurance  from the 'Insurance Products' drop-down menu.
  • Step 2: Enter details about your bike, such as make, model, variant, location, and year of registration.
  • Step 3: Compare different plans offered by multiple bike insurance companies for your bike and choose the one that best suits your budget and needs.
  • Step 4: To customize your bike insurance policy, you may also buy TVS bike insurance add-ons, such as PA cover, zero-depreciation cover, roadside assistance cover, etc., to avail of additional benefits.
  • Step 5: Pay the TVS bike insurance premium online through UPI, debit/credit card, or Internet Banking.
  • Step 6: Finally, the insurance provider will send a copy of your TVS bike insurance policy to your registered email ID.

How to Raise TVS Bike Insurance Claim Online?

To raise a claim under the TVS bike insurance policy, follow the below procedure:

  • Inform the Insurer: Immediately inform the insurance company about the incident through their chat support or by calling them.
  • Fill & Submit the Claim Form: Download, fill out, and submit the claim form online, available at the insurer's site. Along with it, provide the necessary documents in case of theft or accidents.
  • Vehicle Assessment: The insurer will appoint a surveyor to assess the damages and design an assessment report accordingly.
  • Bike Repairs: If the insurer approves the claim request by analyzing your assessment report, send your bike to the authorized network garage in case of a cashless claim process. However, in case of reimbursement repairs, send your bike to any of your nearest garages for repairs.
  • Claim Settlement: Once the repairs are done, the insurance company will settle the claim directly with the network garage in case of cashless repairs for a hassle-free experience. In case of a reimbursement claim, you will pay the garage bill. Later, the insurance company will pay the bill amount to your registered bank account.

FAQs About TVS Bike Insurance

  • Q1. Why should I buy insurance for my TVS bike?

    Ans: In India, a third-party bike insurance policy is a mandatory requirement for all two-wheelers. Hence, it is essential to buy one and keep yourself on right side of the law.
  • Q2. How long does it take to purchase two-wheeler insurance online?

    Ans: Buying bike insurance online from Policybazaar.com takes a few minutes. Simply fill in your personal information and vehicle information and select the coverage options. Then, you can make the payment online using your debit/credit card or net banking, and the policy will be sent to your registered email ID.
  • Q3. What documents are required to raise TVS bike insurance claims?

    Ans: Policybazaar.com lets you easily renew your TVS bike insurance online by providing basic details of your two-wheeler and personal information.
    • Duly filled and signed claim form
    • Valid bike insurance policy documents
    • RC of the bike
    • DL of the person riding the bike at the time of the accident
    • Copy of the FIR in case of theft of the bike
    • Repair invoices and bills (in case of reimbursement)
    • Duly filled and signed Form No. 28/29/30 in case of total loss
    • NOC in case of financed two-wheeler
    • Other documents (may vary from insurer to insurer)
  • Q4. Can I renew my TVS bike insurance online?

    Ans: Policybazaar.com lets you easily renew your TVS bike insurance online by providing basic details of your two-wheeler and personal information.
Written By: PolicyBazaar

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TVS Two Wheeler Insurance Reviews & Ratings

4.7 / 5 (Based on 3 Reviews)
(Showing Newest 3 reviews)
Nakul
Ichoda, January 29, 2021
Brillian Customer care support
The customer care support that policybazaar provides in like none other. I bought a TVS Sport bike and got it insured with just one phone call and now i don't have to be worried about anything related to getting the claim if something bad happens with the bike.
Ranbir
K.c. Pur, January 29, 2021
Easy and secured payment gateway
i bought a TVS Jupiter for my daughter. I got it insured through Policybazaar and now i can get a cashless claim which is exactly what i was looking for. Thanks Policybazaar.
Saksham
J.n.prasad, January 29, 2021
Cashless claim
I recently bought TVS Apache RTR 160 and i was looking for an insurance with minimum EMI. Policybazaar made it easy for me to find and get my bike insured. Thanks team.

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum (1.3/day) is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable on an annual basis