Buy/Renew Bajaj Insurance Online Starting from ₹457.*

What is Bajaj Bike Insurance

Bajaj manufactures a range of motorcycles suited for both city commutes and longer rides, with models like Pulsar, Dominar, and Avenger catering to different travel needs. However, as with any vehicle, Bajaj bikes face risks such as accidents, theft, and damages. With a Bajaj bike insurance policy, you can get the much-needed financial support to cover unexpected repair or replacement expenses related to your Bajaj bike.

About Bajaj Bikes

Founded in 1945, Bajaj Auto is a well-known manufacturer in the Indian two-wheeler and three-wheeler market. The company offers a wide range of motorcycles that cater to different riding needs, from daily commuting to sport and touring. Popular models include the Pulsar, known for its performance, the Dominar for long-distance travel, and the Avenger for comfortable cruising. Bajaj's focus on innovation and quality has helped it establish a strong presence in both domestic and international markets.

Popular Bajaj Bike Models With Bike Insurance Price

Bajaj Bike Models (Registration 2024)	*Zero Dep Cover (Add-on Cover)**	*Estimated Bajaj Insurance Price (1+5 Bundled Policy)**
Bajaj Pulsar 150 Dtsi Electric Start (150 cc)	₹ 387	₹ 4,008
Bajaj Pulsar 150 Electric Start (150 cc)	₹ 211	₹ 3,981
Bajaj Avenger Cruise (220 cc)	₹ 264	₹ 7,556
Bajaj Discover 4G (100 cc)	₹ 122	₹ 3,929
Bajaj Platina ABS (115 cc)	₹ 140	₹ 3,943
Bajaj Pulsar 180 Dtsi Electric Start (180 cc)	₹ 221	₹ 7,508

*Disclaimer: Bajaj Insurance price could vary as per factors like which insurance insurance provider you opt for, Bajaj bike model you have, its manufacturing year, registration location, and the Insured Declared Value (IDV). In case you opt for add-ons and extra coverage then additional charges could be applicable to your insurance policy.

Bajaj Insurance Price Calculator

For a quick Bajaj bike insurance policy quote, you can use the online bike insurance calculator available on Policybazaar.com. This tool enables you to explore and compare insurance options tailored to your Bajaj bike model. You'll need to provide information such as:

The bike's ex-showroom price
Specific model and variant details
RTO location and registration year
Any past claims history, if relevant

Coverage Under Bajaj Insurance Policy

Inclusions
Exclusions

A Bajaj bike insurance policy would generally offer coverage for the following:

Theft or Total Loss: If your bike is stolen or damaged beyond repair, the policy compensates based on the insured declared value (IDV).
Accidental Damage: This covers expenses for repairs due to accidents, including third-party liability. If an accident results in harm to others or damage to property, the policy assists with legal and medical costs.
Fire-Related Incidents: Damages due to fire, explosions, or similar incidents are covered.
Natural Disasters: Coverage extends to damages caused by natural disasters like earthquakes, floods, and storms.
Civil Disturbances: Damages resulting from riots, strikes, vandalism, or public disturbances are also covered.

Some of the common exclusions you may find in a Bajaj insurance policy are:

Routine Wear and Tear: Regular maintenance, normal wear, and mechanical breakdowns are not covered, as these are part of standard upkeep.
Influence of Alcohol or Drugs: Damages caused while riding under the influence of alcohol or drugs are not eligible for claims.
Invalid Documentation: Claims may be rejected if key documents, such as a valid driver's license, are not in order at the time of the incident.
Improper Use or Negligence: Damages due to negligence, misuse, or involvement in illegal activities fall outside coverage.
Out-of-Coverage Incidents: Incidents occurring outside the policy's geographical coverage or after policy expiry are not covered.

*Disclaimer: Coverage specifics may vary based on the insurer and policy terms. It’s essential to review your Bajaj insurance policy thoroughly to understand all inclusions and exclusions.

How to Buy/Renew Bajaj Insurance Online?

If you're planning to get a Bajaj insurance online, this step-by-step guide can be helpful:

Step 1: Visit Policybazaar.com and navigate to the "Two Wheeler Insurance" section.
Step 2: Select the type of policy you need. For renewals, enter your bike's registration number. If you are insuring a new bike, select the "Bought a New Bike" option to continue.
Step 3: Enter necessary details such as your bike's model, variant, and registration information. Accurate information ensures a smooth and quick process.
Step 4: Review the available insurance plans. Compare each plan's coverage, benefits, and pricing to find the most suitable policy for your needs.
Step 5: Choose your desired level of coverage. A comprehensive policy provides broader protection, while a third-party policy offers basic liability coverage.
Step 6: Complete your purchase by making the payment. After payment, your Bajaj insurance policy document will be sent to your email.

Bajaj Insurance Policy Add-ons

These add-ons can enhance your Bajaj insurance policy:

No Claim Bonus (NCB) Protection Cover
Zero Depreciation Cover
Engine Protection Cover
Return-to-Invoice (RTI) Cover
24/7 Roadside Assistance
Passenger Assistance Cover
Personal Accident Cover
Consumables Cover

How to Claim Bajaj Insurance Online

For a Bajaj insurance claim, you can follow these steps:

Step 1: Contact your insurer immediately after the incident. This will help in avoiding any delay in claim processing. Have your policy number and details of the incident ready for smooth claim registration.
Step 2: Once your claim is registered, an insurance surveyor will assess the damage to your Bajaj bike to validate the claim and determine coverage.
Step 3: Gather and submit essential documents, including your ID, completed claim form, original Bajaj insurance policy, and the bike's registration certificate. Photos of the damage can further support your claim.
Step 4: For cashless claims, take your bike to an authorised Bajaj service centre. The insurer will cover the repair costs directly based on the surveyor's assessment.
Step 5: If you choose a non-network service centre, you'll need to pay for repairs initially and then submit the repair bills to your insurer for reimbursement.

Bajaj Insurance Online FAQs

Q. What types of Bajaj bikes are covered under a comprehensive insurance policy?

Ans: Comprehensive insurance typically covers all Bajaj models, including the Pulsar, Avenger, and Dominar, against a wide range of risks like theft, fire, and accidents.
Q. Can I include add-ons in my Bajaj bike insurance policy?

Ans: Yes. You can enhance your policy cover with add-ons like zero depreciation, roadside assistance, and engine protection for more comprehensive coverage.
Q. How does Bajaj insurance renewal affect my policy terms?

Ans: Timely renewal keeps your policy active, maintaining benefits like No Claim Bonus (NCB) and preventing a lapse in coverage.
Q. Can I transfer my Bajaj insurance policy to a new owner if I sell my bike?

Ans: Yes. The policy can be transferred to the new owner, provided you complete the necessary formalities and notify your insurer of the ownership change.
Q. What documents are needed for a cashless claim at a Bajaj service centre?

Ans: For cashless claims, you’ll need your policy document, registration certificate, claim form, and a valid ID. Photos of the damage can also be helpful.