About Dexpress Bikes
Dexpress makes electric scooters that are designed specifically for urban transport needs. The Dexpress E Bike is powered by a high-performance electric motor and a durable battery. It is built to manage everyday routes with efficiency. The e-bike provides a reliable range to suit short-distance travel, making it ideal for daily rides. With a focus on functionality and sustainable design, Dexpress aims to cater to the demand for eco-friendly mobility options in urban settings.
Popular Dexpress Bike Models With Bike Insurance Price
Dexpress Bike Models (Registration 2024) | Zero Dep Cover* (Add-on Cover) | Estimated Dexpress Insurance Price* (1+5 Bundled Policy) |
Dexpress E Bike | ₹ 201 | ₹ 2,726 |
*Disclaimer: Dexpress Insurance pricing can vary based on factors such as the selected insurance provider, the specific model of the Dexpress E Bike, its manufacturing year, registration location, and the Insured Declared Value (IDV). Additional costs may apply if optional coverages or add-ons are chosen as part of the policy.
Dexpress Insurance Price Calculator
To get an accurate quote for insuring your Dexpress E Bike, you can use the online bike insurance calculator on Policybazaar.com. With the calculator, you can review and compare different coverage options suited to your Dexpress bike. You'll need to enter details like:
- Ex-showroom price of your Dexpress E Bike
- Model and variant of the bike
- RTO location and registration year
- Past claims history, if applicable
Coverage Under Dexpress Insurance Policy
- Inclusions
- Exclusions
A Dexpress insurance policy would generally have the following coverage:
- Theft or Total Loss: If your Dexpress scooter is stolen or damaged beyond repair, the policy provides compensation to help with replacement costs.
- Fire-Related Incidents: Coverage includes damages due to fire, explosion, or similar events, offering financial support for repair or replacement.
- Accidental Damage: This policy covers expenses if your Dexpress scooter is involved in an accident, including repairs and third-party liability for property damage or injury claims.
- Natural Disasters: The policy covers damages from natural events like floods, earthquakes, storms, or landslides, providing assistance during unforeseen events.
- Civil Disturbances: Damages resulting from incidents such as riots, strikes, or vandalism are also covered, ensuring protection in cases of public unrest.
Certain situations are excluded from Dexpress Insurance policy coverage:
- Routine Wear and Tear: Maintenance costs, regular wear and tear, and internal breakdowns are not covered by the policy.
- Influence of Alcohol or Drugs: Any damage incurred while the rider was under the influence of alcohol or drugs is not eligible for coverage.
- Expired Licenses or Missing Documentation: Claims may be denied if the rider's license has expired or necessary documents are incomplete.
- Negligence or Improper Use: The policy does not cover damages due to illegal activities, misuse, or neglect.
- Out-of-Area Incidents: Damages occurring outside the designated coverage region or after policy expiration are excluded.
*Disclaimer: Policy details may vary, so it's important to review your Dexpress Insurance policy thoroughly to understand the specific inclusions and exclusions.
How to Buy/Renew Dexpress Insurance Online?
If you're planning to buy or renew your Dexpress insurance policy, follow these simple steps:
Step 1: Visit Policybazaar.com and go to the 'Bike Insurance' section.
Step 2: For renewals, enter your Dexpress scooter's number. If you're buying a new policy, click on the 'Bought a New Bike' option.
Step 3: Provide all the details accurately as asked in the form. This will help in ensuring that your application does not get rejected.
Step 4: It is also advisable to explore the list of available insurance plans and compare them. You can use criteria like coverage options, benefits, and costs to pick the right Dexpress Insurance policy that will suit your needs.
Step 5: You can now pick between comprehensive insurance if you like full protection or third-party insurance if you prefer basic coverage.
Step 6: Finalise your purchase by completing the payment. Once processed, your Dexpress Insurance policy document will be sent to your email.
Dexpress Insurance Policy Add-ons
Use these add-ons to enhance Dexpress insurance policy:
- Consumables Cover
- 24/7 Roadside Assistance
- Zero Depreciation Cover
- Return-to-Invoice (RTI) Cover
- Personal Accident Cover
- No Claim Bonus (NCB) Protection
- Engine Protection Cover
- Passenger Assistance Cover
How to Claim Dexpress Insurance Online
To file a claim under your Dexpress insurance policy, follow these steps:
Step 1: Contact your insurer as soon as the incident occurs. Keep your policy number and details of the incident ready to register your claim quickly.
Step 2: Once the claim is registered, a surveyor appointed by the insurer will inspect the damage to your Dexpress scooter to determine the extent of the claim.
Step 3: Collect and submit all required documents. Typically, you'll need a valid ID, a completed claim form, the original Dexpress insurance policy document, and your scooter's registration certificate. Additional evidence, like photos, can strengthen your claim.
Step 4: For a cashless claim, take your scooter to an authorised Dexpress service centre, where the insurer will handle repair costs based on the surveyor's report.
Step 5: If you choose a non-network service centre, you'll pay for repairs initially and then submit the receipts to your insurer to request reimbursement.
Dexpress Insurance Online FAQs
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Q1. Can I cancel my Dexpress Insurance policy before it expires?
Ans: Yes, you can cancel your policy at any time, but you may be subject to specific terms and conditions from your insurer, including partial refund policies. -
Q2. How long does it take to process a Dexpress Insurance claim?
Ans: Claim processing times vary based on the insurer and the claim's complexity, but they generally complete within a few days after all required documents are submitted. -
Q3. Is there an age limit for riders under Dexpress Insurance?
Ans: While some insurers may set age limits for riders, others may not; it's recommended to check with your provider to confirm eligibility. -
Q4. How can I update my contact information in my Dexpress Insurance policy?
Ans: You can update contact details by logging into your insurer’s online portal or by reaching out to their customer service team for assistance. -
Q5. Is there a grace period for Dexpress Insurance renewal after expiry?
Ans: Some insurers offer a grace period after policy expiry, allowing you to renew your Dexpress Insurance without a break in coverage, but terms may vary.
^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.
#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in