Indian Scout Insurance

Indian is a legendry name in the motorcycle world. The company has seen many highs & lows. Currently it is owned by Polaris who has been very aggressive in reaching out to India with all of the offerings of Indian. Indian Scout is the most affordable product from Indian’s stable. It is a middleweight cruiser with aggressive performance.

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Design:

Scout oozes cruiser from its design.
Big fat tyre upfront, relaxed handle bars, low seat height, that massive V-Twin in between, twin exhaust in the rear give it an eye popping look.
The bike comes in four color options Red, Black, Silver & Grey.
Bike’s dimensions are 2311 mm x 880 mm x 1207 mm (L x W x H)

Power & Performance:

Scout is powered by a short stroke 1133cc V-twin engine. The power delivery is brisk on this bike. All of the torque is available from 2K RPM onwards that makes accelerating & overtaking a breeze. There is no need to drop a gear. All it takes is a twist of wrist & the bike accelerates hard. Strangely this cruiser loves to be revved & the vibrations only kick in after 7K RPM. It is not a deal breaker as cruisers are not meant to be ridden like a fast sports bike afterall.

Displacement	1133 cc
Power	100 Hp at 8000 RPM
Torque	97.7 Nm at 5900 RPM
Transmission	Manual 6 Speed Gear Box
Acceleration (0-100 kmph)	4.5 seconds
Fuel Economy (kmpl)	19 kmpl

Braking & Handling:

Scout has a kerb weight of 253kg dry. That may not be low but it is the lightest Indian. The bike handles well in city. You can cut through traffic easily. Being a cruiser Scout loves highways. Long wheelbase gives you confidence of rising straight or long sweeping corners. You feel so confident that you end up scraping foot pegs before you know. The bike’s suspension is pliant but firm especially at the rear where you can feel the bike going over a bad patch of road. Bike has 120mm telescopic forks in the front & 76mm Dual shock absorbers at the rear. It rides on 130/90 16’ front & 150/80 16’ rear wheels.

The seating position on Scout is low with typical cruiser like upright stance.
Scout gets a single 298mm disc brake in front & a single 298mm disc at the rear.
The bike gets ABS as an option.

What Insurance cover to opt for:

A true American cruiser with a CBU price tag is a costly hobby to keep & maintain. Having a proper insurance cover is a must have for such a bike.

A premium product like this needs 0% depreciation insurance as it goes a long way in keeping the repair bills down in case of a fall.
It is a good idea to have an insurance that gives you complete cover from theft as a premium is a thief magnet.
Always prefer an insurance that gives you cashless benefit.

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