Indian Scout Insurance

Indian is a legendry name in the motorcycle world. The company has seen many highs & lows. Currently it is owned by Polaris who has been very aggressive in reaching out to India with all of the offerings of Indian. Indian Scout is the most affordable product from Indian’s stable. It is a middleweight cruiser with aggressive performance.

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  • Save up to 85% by comparing plans
    Save up to 85%# by comparing plans
  • 20+ Insurers to choose from
    20+ Insurers to choose from
  • 1.2 Crore+ Bike Insured
    1.2 Crore+ Bike Insured
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Design: 

  • Scout oozes cruiser from its design.
  • Big fat tyre upfront, relaxed handle bars, low seat height, that massive V-Twin in between, twin exhaust in the rear give it an eye popping look.
  • The bike comes in four color options Red, Black, Silver & Grey.
  • Bike’s dimensions are 2311 mm x 880 mm x 1207 mm (L x W x H)

Power & Performance:

Scout is powered by a short stroke 1133cc V-twin engine. The power delivery is brisk on  this bike. All of the torque is available from 2K RPM onwards that makes accelerating & overtaking a breeze. There is no need to drop a gear. All it takes is a twist of wrist & the bike accelerates hard. Strangely this cruiser loves to be revved & the vibrations only kick in after 7K RPM. It is not a deal breaker as cruisers are not meant to be ridden like a fast sports bike afterall.

Displacement

1133 cc

Power

100 Hp at 8000 RPM

Torque

97.7 Nm at 5900 RPM

Transmission

Manual 6 Speed Gear Box

Acceleration (0-100 kmph)

4.5 seconds

Fuel Economy (kmpl)

19 kmpl

 

Braking & Handling:

Scout has a kerb weight of 253kg dry. That may not be low but it is the lightest Indian. The bike handles well in city. You can cut through traffic easily. Being a cruiser Scout loves highways. Long wheelbase gives you confidence of rising straight or long sweeping corners. You feel so confident that you end up scraping foot pegs before you know. The bike’s suspension is pliant but firm especially at the rear where you can feel the bike going over a bad patch of road. Bike has 120mm telescopic forks in the front & 76mm Dual shock absorbers at the rear. It rides on 130/90 16’ front & 150/80 16’ rear wheels.

  • The seating position on Scout is low with typical cruiser like upright stance.
  • Scout gets a single 298mm disc brake in front & a single 298mm disc at the rear.
  • The bike gets ABS as an option.

What Insurance cover to opt for:

A true American cruiser with a CBU price tag is a costly hobby to keep & maintain. Having a proper insurance cover is a must have for such a bike.

  • A premium product like this needs 0% depreciation insurance as it goes a long way in keeping the repair bills down in case of a fall.
  • It is a good idea to have an insurance that gives you complete cover from theft as a premium is a thief magnet.
  • Always prefer an insurance that gives you cashless benefit.

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Written By: PolicyBazaar

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Insurance for Indian Bike Insurance Models

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum (1.3/day) is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable on an annual basis