Vespa Scooter Insurance
Vespa is a well-established Italian scooter brand known for its classic design and reliable engineering, and it has a strong presence in the Indian market. Vespa scooters blend style and performance in India, attracting a loyal customer base. These scooters have modern features, including efficient engines and advanced safety systems. Given the value and premium features of Vespa models, getting Vespa insurance is essential. It covers potential expenses from accidents, theft, or natural disasters, helping you manage repair costs and financial liabilities.
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Save up to 85%# by comparing plans
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17+ Insurers to choose from
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1.2 Crore+ Bike Insured
Plans starting ₹1.3/day*
About Vespa Bike
Vespa, a brand with roots dating back to 1946, has a reputation for quality scooters globally. It operates through Piaggio in India, offering a wide range of models designed for style and efficiency. Vespa scooters are crafted from durable materials, feature cutting-edge technology, and are available in several engine options ranging from 125cc to 150cc. The brand is well-regarded for its commitment to aesthetics and performance, with a strong network of dealerships and service centres nationwide.
Popular Vespa Bike Models With Bike Insurance Price
| Vespa Bike Models (Registration 2024) | Zero Dep Cover* (Add-on Cover) | Estimated Vespa Bike Insurance Price* (1+5 Bundled Policy) |
| Piaggio Vespa LX (125 cc) | ₹ 384 | ₹ 3,903 |
| Piaggio Fly 125 (125 cc) | ₹ 448 | ₹ 3,896 |
| Piaggio Typhoon 125 (125 cc) | ₹ 638 | ₹ 3,892 |
| Piaggio Vespa Red STD (125 cc) | ₹ 489 | ₹ 3,959 |
| Piaggio Vespa SXL 125 (125 cc) | ₹ 581 | ₹ 3,955 |
| Piaggio Vespa Notte STD (125 cc) | ₹ 498 | ₹ 3,937 |
*Disclaimer: The price of Vespa bike insurance can vary between insurers and is influenced by several factors. These include the bike's registration year, location, Insured Declared Value (IDV), chosen add-ons, and specific details like the scooter's model, variant, and ex-showroom price.
Vespa Scooter Insurance Calculator
To find out the insurance premium for your Vespa scooter insurance, you can use an online bike insurance calculator on Policybazaar.com. You'll need to input details such as:
- The model, variant, and specific features of the scooter
- Year it was registered and relevant RTO data
- Current ex-showroom price
- Information about any past insurance claims, if applicable
Coverage Under Vespa Scooter Insurance
- Inclusions
- Exclusions
Two wheeler insurance provides a range of protections and coverages, such as:
- Covers damage to your Vespa and third-party property
- Provides financial support for theft or complete loss of the scooter
- Protects against damage from natural disasters like floods or storms
- Includes incidents related to fires or explosions
- Covers unexpected accidents, such as collisions
- Includes protection during events like riots or vandalism
Below-mentioned exclusions may apply:
- Negligence, intentional damage, or war-related incidents are not covered
- Claims involving alcohol or drug influence are not accepted
- Routine maintenance, wear and tear, and mechanical issues are excluded
- Incidents with invalid licenses or incorrect registration aren't included
- Coverage is void if the policy has expired
- Damage outside the specified coverage area is not included
*Disclaimer: It’s essential to thoroughly review the policy terms and conditions to understand the full scope of coverage and exclusions for your Vespa insurance.
How to Buy/Renew Vespa Insurance Online?
Getting or renewing Vespa insurance online is simple and time-efficient. Here's a step-by-step process to guide you:
- Step 1: Go to the Policybazaar website and navigate to the 'Bike Insurance' category under 'Insurance Products'.
- Step 2: For renewals, input your Vespa's registration number. For new scooters, select 'Bought a New Bike'.
- Step 3: Enter all the required information accurately and submit.
- Step 4: Review and compare insurance quotes to find the best match.
- Step 5: Choose your preferred policy type—comprehensive or third-party—and consider any additional covers.
- Step 6: Pay online, and your policy will be emailed to you.
Vespa Bike Insurance Add-ons
To boost the coverage for your Vespa, you can choose from several add-on options. These extras provide benefits beyond the standard policy. Popular add-ons include:
- Zero Depreciation Cover
- Engine Protection Cover
- Return-to-Invoice (RTI) Cover
- 24/7 Roadside Assistance
- No Claim Bonus (NCB) Protection
- Personal Accident Cover
- Consumables Cover
- Passenger Assistance Cover
How to Claim Vespa Bike Insurance Online
Claiming Vespa insurance can be done easily online by following these steps:
- Step 1: Notify your insurer immediately after any accident or damage.
- Step 2: An insurance surveyor will be assigned to inspect your scooter's condition.
- Step 3: The surveyor will submit a detailed report to the insurer.
- Step 4: Provide necessary documents, such as ID, a completed claim form, and policy information.
- Step 5: If approved, visit an authorised service centre for cashless repairs.
- Step 6: Cover the repair costs for non-authorised garages and file for reimbursement.
Documents Needed to File Vespa Insurance Claims
To ensure a smooth Vespa insurance claim, keep the following documents handy:
- A valid driving licence
- The original insurance policy paperwork
- The Registration Certificate (RC) of your scooter
- A filled-out and signed claim form
- Clear photos showing any damages
- An FIR or police report, if it's necessary
- An estimated repair cost document
- Receipts for any completed repair work
- A No Objection Certificate (NOC) from the financier, if required
Vespa Bike Insurance FAQs
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Q1. Are Piaggio and Vespa the same?
Ans: Vespa is a brand owned by Piaggio, an Italian company that manufactures and markets Vespa scooters. -
Q2. Is Vespa available in India?
Ans: Yes, Vespa scooters are available in India and distributed by Piaggio through authorised dealerships. -
Q3. Is Vespa worth buying in India?
Ans: Vespa is popular for its classic design and reliable performance. It offers a wide range of scooters that may cater to your specific needs. -
Q4. How much does it cost to insure a Vespa 125?
Ans: The insurance cost for a Vespa 125 typically starts around ₹3,000 annually for basic coverage, varying with factors like model and location. -
Q5. Which type of 2-wheeler insurance is best for?
Ans: Comprehensive insurance is recommended for Vespa scooters, covering third-party liabilities, own damages, and theft.


