Examples of 1000 SIP for 5 Years
These examples illustrate how SIP plans can contribute to your financial well-being, even with a smaller monthly investment.
Example 1: Large-Cap Fund
Scenario: A 25-year-old college graduate, starting early on their investment journey, chooses a large-cap fund for stability.
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Monthly SIP Amount: ₹1,000
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Investment Period: 5 years
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Fund Type: Large Cap
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Annualised Returns: 10% CAGR (Assumed)
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Outcome: In 5 years, the investment could grow to approximately ₹77,200. This amount can be used for a down payment on a vehicle, starting an emergency fund, or funding short-term travel goals.
Example 2: Mid-Cap Fund
Scenario: A 28-year-old individual seeking a balance between growth and risk invests in a mid-cap fund.
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Monthly SIP Amount: ₹1,000
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Investment Period: 5 years
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Fund Type: Mid Cap
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Annualised Returns: 12% CAGR (Assumed)
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Outcome: In 5 years, by using SIP return calculator, the investment could grow to approximately ₹81,100. This corpus can be used for a down payment on a vehicle, funding a wedding, or contributing towards a larger financial goal.
Example 3: Small-Cap Fund
Scenario: A 25-year-old entrepreneur with a higher risk appetite and a long-term investment horizon chooses a small-cap fund.
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Monthly SIP Amount: ₹1,000
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Investment Period: 5 years
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Fund Type: Small Cap
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Annualised Returns: 15% CAGR (Assumed)
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Outcome: In 5 years, the investment could grow to approximately ₹87,300. This amount can be used for long-term financial goals like a down payment on a home, funding higher education, or starting a retirement fund.
SIP Calculator
Monthly Investment
₹22.4 L
Top Funds with High Returns (Past 7 Years)
18.4%
High Growth Fund
17.46%
Top 200 Fund
14.76%
Accelerator Mid-Cap Fund II
14.81%
Opportunities Fund
10.39%
Equity II Fund
13.52%
Accelerator Fund
14.6%
Growth Opportunities Plus Fund
15.6%
Multiplier
11.66%
Equity Top 250 Fund
13.49%
Future Apex Fund
12.61%
Pension Opportunities Fund
14.22%
Frontline Equity Fund
15.14%
Virtue II
11.01%
Pension Dynamic Equity Fund
11.94%
Equity Fund
10.29%
Blue-Chip Equity Fund
Why Should You Start Investing Today?
The power of SIPs lies in their simplicity, flexibility, and potential to grow your wealth over time. Starting today, even with a modest monthly amount like ₹1,000, can make a significant difference in your long-term financial well-being. The earlier you begin, the more time your investments have to compound, maximizing returns and reducing the impact of market fluctuations.
