Prices Increasing soon Prices Increasing Soon

Term Insurance – A Long-Term Protection Plan for Your Children

In this fast-paced and ever-evolving world, keeping your kids financially safe is important. That is why it is crucial that you buy term insurance for your children, thereby ensuring their secure future. Term insurance isn't just for now – it's a long-lasting safety net for them. Learn more about why term insurance is the ideal long-term protection plan for your children. 

Read more
Gets ₹1 Cr. Life Cover at just
COVID-19 Covered
The Policybazaar Advantage
Dedicated claim support for family FREE
Upto 10% discount for buying online
Only certified experts will call you on 100% recorded lines
We are rated~
6.7 Crore
Registered Consumers
Insurance Partners
3.4 Crore
Policies Sold

#All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply

By clicking on "View plans" you agree to our Privacy Policy and Terms of use

~Source - Google Review Rating available on:-

Life is Unpredictable! Protect your family’s future
Get ₹1 Crore Life cover starting from ₹384/month+
We don’t spam
Check Your Premium Now
Please wait. We Are Processing..
Get Updates on WhatsApp
The Policybazaar Advantage
Policybazaar Advantage Icon
Dedicated claim support for family FREE
Policybazaar team will help and support you at the time of claim. A personal claim handler from our team of experts will get in touch with you when your nominee applies for a claim on our website.
Policybazaar Advantage Icon
100% calls recorded to ensure no mis-selling
We will make sure you get what is promised by the advisors. We conduct regular monitoring of our calls to make sure you get the best experience.
Policybazaar Advantage Icon
Exclusive lifetime discount upto 5% for buying online
The discounts will be valid for the entire policy payment term and is not available if you choose to buy the insurance through offline agents.
Policybazaar Advantage Icon
Advisors available in your city
Our advisors are available in more than 55 cities across India and can help you at your doorstep in understanding the plans and in documentation.
Policybazaar Advantage Icon
Refund at the click of a button
In case you aren’t happy with your purchase, you can cancel your policy hassle-free at the click of a button. We will help you with the cancellation and refund of your policy.

Why is Term Insurance the ideal Protection plan for your Children?

Here are some points to prove why Term Life Insurance is the ideal protection plan for your children:

  • Financial Security: A term plan ensures that your children are financially protected, even when you're not there to support them.

  • Long Coverage Period: Term plans can be extended for several years, providing coverage well into your children's adulthood.

  • Education Expenses: It helps cover their educational expenses, ensuring they have the resources they need to succeed.

  • Debt Repayment: If you're not around, the term plan can help pay off any debts, preventing a financial burden on your children. Moreover, in case you have any doubt regarding your term plan, you can contact the insurance advisor to solve your queries.

  • Financial Freedom: With a term plan in place, your children can focus on their aspirations without worrying about financial struggles.

  • Legacy Building: It allows you to leave a financial legacy for your children, helping them achieve their dreams and ambitions.

*Note: It is suggested that you first know what is term insurance and what its features are before you buy term plan for your children.

one crore term plan

Secure Your Family Future Today


Term Plan Starting @ ₹449/month+

Get an online discount of upto 10%+

Compare 40+ plans from 15 Insurers

+Standard T&C Applied

Things to keep in mind before buying Term Insurance for your Children

Here are a few points to keep in mind before buying Term Insurance for your Children:

  • Coverage Amount: Determine the coverage amount carefully to ensure it adequately supports your children's needs, including education expenses, debts, and future financial goals.

  • Policy Term: Choose a policy term that aligns with your children's expected financial dependencies, such as college or the age at which they become financially independent.

  • Term Conversion Option: Check if the policy offers the option to convert it to a permanent life insurance plan, allowing your children to continue coverage in the future.

  • Review Periodically: Periodically review and update the policy to match the changing needs and circumstances of your children. This way you can keep a track of the life insurance plan that you have purchased for your children and update it whenever the need arises. 

  • Nominee Designation: Clearly designate your children as nominees in the policy to guarantee that they receive the benefits directly in case of your demise.

*Note: You can use the term insurance calculator to quickly calculate your term insurance premium amount of your chosen term plan.

one crore term plan

Term Plans


Life Cover

@ Starting from ₹ 16/day+


Life Cover

@ Starting from ₹ 8/day+


Life Cover

@ Starting from ₹ 12/day+

Wrapping It Up!

Choosing the right term insurance to protect your children is a significant step in securing their future. With careful consideration and the right coverage, you can provide them with a strong financial foundation, ensuring their dreams are realized even in your absence. You can compare from amongst 15+ insurers in Policybazaar’s website and buy the ideal term plan for your children.

Note: Check out the best term insurance plan in India and choose one that suits your requirements.


  • What is term insurance for child protection?

    Ans: Term insurance for child protection is a policy that provides a financial safety net for your children in the event of your demise. It ensures they have the necessary funds for their needs and aspirations.
  • When should I consider purchasing term insurance for my child's protection?

    Ans: It's advisable to purchase term insurance for child protection as soon as you become a parent, as early coverage often comes with lower premiums.
  • How much coverage do I need for my child's term insurance?

    Ans: The coverage amount should factor in your children's future financial needs, including education expenses, debts, and any other financial goals.
  • Can I add riders to enhance child protection in a term insurance policy?

    Ans: Yes, you can add riders like critical illness or accidental death to provide extra protection for your children's well-being.
  • What are the benefits of term life insurance?

    Ans: Here are 4 common term insurance benefits:
    • Low premium rates
    • Tax Benefits
    • Death Benefit
    • Long term coverage

Premium By Age

Term insurance articles

  • Recent Article
  • Popular Articles
23 May 2024

Term Insurance for Individuals with a 35K Salary

Securing your financial future is essential, especially when

Read more
07 May 2024

Term Insurance for 45K Salary Individuals

In life, unpredictability looms large, and while you may

Read more
07 May 2024

Term Insurance for 30K Salary Individuals

Turning your dreams into reality, like owning your home and car

Read more
11 Apr 2024

Government Term Insurance Schemes 2024

The Government of India is committed to the welfare and

Read more
03 Apr 2024

How Policybazaar Helps With Dedicated Claim Assistance

Mr. Kumar has been working with a Public sector bank in Delhi.

Read more
20 Aug 2014

Term Insurance for Women in India

Term insurance for women is a type of life insurance specifically designed for fulfilling women’s needs and

Read more
03 Dec 2020

What Is Saral Jeevan Bima

Saral Jeevan Bima (SJB) is a simple term insurance plan that offers financial protection for policyholder’s

Read more
13 Apr 2021

2 Crore Term Insurance Plan

2 Crore term insurance provides cover amount of 2 Crore as death benefit to your family in the event of your

Read more
07 Mar 2023

TATA AIA Smart Sampoorna Raksha Param Rakshak Plus

TATA AIA Smart Sampoorna Raksha Param Rakshak Plus is a comprehensive life insurance policy for individuals

Read more
Need Help? Request Callback
View Plans
Download the Policybazaar app
to manage all your insurance needs.