Surgeries Covered Under Star Health Insurance

Medical inflation in India is at an all-time high, making healthcare more expensive. Undergoing surgery is a significant financial burden, as most of us will exhaust our life savings to pay for the surgical bills. Hence, buying health insurance for surgeries is a necessity today. If you are considering buying Star health insurance, check out the surgeries covered by the insurance company.

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      What are the Various Plans Available Under Star Health Insurance?

      Star health insurance plans have been carefully designed to meet the different health needs of different people by covering the cost of surgeries, hospitalization, doctor's fees, medicines, etc. The insurer offers coverage for both planned surgeries and unforeseen medical treatments so that you're not left in a financial lurch. Besides, the insurer claims to settle 90% of the cashless claims within 2 hours.

      Star Health & Allied Insurance Company allows you to choose from a number of plans ranging from comprehensive health plans to speciality products covering specific diseases and surgeries. The plans can be purchased individually as well as for the entire family. Check out the various Star health insurance plans that you can buy as per your health needs:

      1. Star Comprehensive Insurance Plan
      2. Star Family Health Optima Insurance Plan
      3. Star Senior Citizens Red Carpet Health Insurance Plan
      4. Star Young Star Insurance Plan
      5. Star Women Care Insurance Plan
      6. Star Smart Health Pro Plan
      7. Star Health Gain Insurance Plan
      8. Star Super Surplus Insurance Plan
      9. Star Medi Classic Insurance Plan (Individual)
      10. Star Super Surplus (Floater) Insurance Plan
      11. Star Hospital Cash Insurance Plan
      12. Star Micro Rural and Farmers Care Plan
      13. Star Outpatient Care Insurance Plan
      14. Star Health Assure Insurance Plan
      15. Star Health Premier Insurance Plan
      16. Star Arogya Sanjeevani Policy
      17. Star Diabetes Safe Insurance Plan
      18. Star Cardiac Care Insurance Plan
      19. Star Special Care Plan
      20. Star Cancer Care Platinum Insurance Plan
      21. Star Cardiac Care Insurance Plan – Platinum
      22. Star Special Care Gold Plan
      23. Star Critical Illness Multipay Insurance Plan
      24. Star Net Plus Insurance Plan

      List of Surgeries Covered Under Star Health Insurance

      Star Health & Allied Insurance Company offers plenty of plans covering a range of surgeries. Take a look at some of the major surgeries that are covered under Star Health Insurance plans below:

      1. Heart Surgery

        Heart surgery is conducted to fix heart diseases or cardiovascular diseases that are among the most dangerous medical conditions. Thankfully, timely medicines and surgeries can provide relief to a great extent and add extra years to your life. Star Cardiac Care Insurance policy has been specially designed to cover several cardiac-related surgeries, such as heart transplantation, CABG, and other procedures. The Star Critical Illness Multipay Insurance plan also covers the cost of heart surgery. However, the disease is covered after a waiting period ranging from 90 days to 24 months, depending on the opted plan.

      2. Cataract Surgery

        Cataract surgery is one of the most common surgeries in India. It is carried out to correct cataract or clouding of the eye lens to restore a person’s vision. The surgery is covered by several Star health insurance plans, including Star Family Health Optima Insurance, Star Comprehensive Insurance, Star Senior Citizens Red Carpet Health Insurance, Star Super Surplus (Floater) Insurance, Star Women Care Insurance and Star Smart Health Pro plans. However, the surgery usually has a waiting period of 24 months.

      3. Kidney Stone Removal Surgery

        Kidney Stone Removal surgery is performed to remove a kidney stone through shockwave lithotripsy, percutaneous nephrolithotomy or ureteroscopy. The surgery consists of breaking down large kidney stones and removing them from the body. Fortunately, the surgery is covered under several Star health plans, including Star Comprehensive Insurance, Super Super Surplus Insurance, Star Family Health Optima Insurance, Star Young Star Insurance, Star Senior Citizens Red Carpet Health Insurance and Star Net Plus Insurance plans. The waiting period for this surgery is 24 months.

      4. Knee Replacement Surgery

        Knee Replacement surgery is conducted to replace the injured or worn-out knee joint with an artificial knee joint. It is required to provide relief in case of excruciating knee pain due to arthritis or rheumatism. Some Star health insurance plans covering knee replacement surgery include Star Senior Citizens Red Carpet Health Insurance, Star Comprehensive Insurance, Star Family Health Optima Insurance, Star Women Care Insurance, Star Smart Health Pro, and Star Net Plus Insurance plans. The waiting period for knee replacement surgery is 24 months.

      5. Liver Transplant Surgery

        Liver Transplant Surgery is required when a malfunctioning/dead liver needs to be replaced by a healthier one. Many Star health insurance plans provide coverage for this surgery, including Star Medi Classic Insurance (Individual), Star Critical Illness Multipay Insurance, Star Comprehensive Insurance, Star Senior Citizens Red Carpet Health Insurance, Star Family Health Optima Insurance and Star Smart Health Pro plans. The waiting period for liver transplant surgery ranges from 90 days to 24 months, depending on the plan you purchase.

      6. Brain Surgery

        Brain surgery or neurosurgery is performed to treat disorders related to the nervous system, including the brain, peripheral nervous system and spinal cord. It resolves many issues, including clots, tumours, epilepsy, etc. A brain surgery may involve a biopsy, craniotomy, deep brain stimulation, neuroendoscopy, etc. Some Star health insurance plans that cover brain surgeries include Star Critical Illness Multipay Insurance, Star Senior Citizens Red Carpet Health Insurance, Star Health Gain Insurance, Star Women Care Insurance, Star Health Assure Insurance and Star Young Star Insurance plans. The waiting period ranges from 90 days to 24 months, as per the purchased plan.

      7. Robotic Surgery

        Robotic surgery is conducted to perform complex surgical procedures where more flexibility and precision are required. The surgery is covered by several Star health insurance plans, including Star Comprehensive Insurance, Star Super Surplus (Floater) Insurance, Star Senior Citizens Red Carpet Health Insurance, Star Young Star Insurance, Smart Health Pro and Star Women Care Insurance plans. The waiting period to claim robotic surgery expenses is 30 days.

      8. Hip Replacement Surgery

        Hip Replacement Surgery is carried out to replace the painful hip joint with an artificial one. Many Star health insurance plans offer coverage for this surgery, including Star Senior Citizens Red Carpet Health Insurance, Star Family Health Optima Insurance, Star Medi Classic Insurance, Star Health Premier Insurance, Star Health Assure Insurance and Star Smart Health Pro plans. The surgery comes with a waiting period of 24 months.

      9. Bariatric Surgery

        Bariatric Surgery is performed to reduce a person’s weight to treat serious health problems in case exercise and diet have not helped. It involves making changes to the digestive system of the patient so that losing weight becomes easier. This surgery is covered by Star health insurance plans, including Star Comprehensive Insurance, Star Women Care Insurance and Star Health Premier Insurance plans.

      Over to You,

      Health insurance plans can help people cover their medical expenses that may pose an extra financial burden during a surgical procedure. Luckily, there are several affordable Star health insurance plans that you can buy as per your budget. You can also compare multiple Star health plans on Policybazaar.com and choose the one that best suits your health requirements.

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