Surgeries Covered Under Star Health Insurance

Not all people can keep up with inflation and never-ending expenses. Add to this the financial burden due to emergency medical expenses and many of us will need to exhaust our savings to provide for surgical bills. . If you’re looking to secure your financial health along with your overall health, consider buying Star Health Insurance Plans.

Read More

Policybazaar exclusive benefits
  • 30 minutes claim support*
  • 50,000 claims approved in last 15 months*
  • Schedule home visit with our advisors
  • Get a plan based on your medical needs

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

All health plans cover Covid-19 treatment
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    By clicking on “CONTINUE”, you agree to our Privacy Policy and Terms of use
    Previous step

      Popular Cities

      Previous step
      Previous step

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      What is your existing illness?

      Select all that apply

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step

      What are the Various Plans Offered by Star Health Insurance?

      Star health insurance plans are carefully made to meet your different needs so that you're not left in a financial lurch. Provided by Star Health & Allied Insurance Company Limited, you can choose from a number of plans ranging from comprehensive health plans to speciality products covering specific diseases. The plans can be purchased individually as well as for the entire family, with plenty of variants available.

      Covered Surgeries Under Star Health Insurance Plans

      There are plenty of plans available covering a range of diseases and their surgeries. Take a look at some of the major surgeries that are covered under Star Health Insurance:

      Heart Surgery

      Heart diseases are among the most dangerous conditions. Thankfully, medicines and surgeries can provide relief to a great extent. Star Cardiac Care Insurance Policy has been specially designed to cover several cardiac-related surgeries such as heart transplantation, CABG, and other procedures. Other plans covering heart surgery include Star Comprehensive Insurance Policy, and Star Criticare Plus Insurance Policy.

      On average, heart surgeries can cost anywhere from Rs. 1.9 to Rs. 7.9 lakhs. Star health insurance plans offer a varying sum insured ranging from Rs. 5 lakh to Rs. 20 lakh. The waiting period ranges from 90 days to 24 months as per the plan variant opted.

      Cataract Surgery

      One of the most common surgeries in India, cataract surgeries are carried out to restore a person’s vision.

      The surgery can cost anywhere between Rs. 50,000 and 1 lakh and is covered by several Star health insurance plans including Star Family Health Optima Insurance Plan, Star Comprehensive Insurance Policy, and Star Super Surplus (Floater) Insurance Policy. Depending on the plan, you can avail of benefits as per the sum insured opted, ranging from Rs 2 lakh and more. The surgery has a waiting period of 24 months.

      Kidney Removal Surgery

      Also called lithotripsy, this surgery consists of breaking down large kidney stones using a ureter scope.

      It is covered under several plans including Star Comprehensive Insurance Policy, Star True Value Health Insurance Policy, Super Surplus Insurance Policy, and more. The waiting period for this surgery is 24 months and can cost around 1 lakh to 2 lakhs. Sum insured of the plans ranges from 2 lakhs to 7 lakh depending if it's an individual plan or a family floater.

      Knee Replacement Surgery

      Also known as knee arthroplasty, this surgery is required in case of excruciating pain due to arthritis or rheumatism. The surgery can cost anywhere between Rs. 2 lakhs and 9 lakhs and is covered by many Star health insurance plans under different sum insured.

      Some plans covering this surgery include Star Comprehensive Insurance Policy, Star Family Health Optima Insurance Plan, and Star Criticare Plus Insurance Policy. The waiting period for joint replacement surgery is 24 months.

      Liver Transplant Surgery

      This surgery is required when a malfunctioning/ dead liver must be replaced by a healthier one. Many Star health insurance plans provide coverage for sum insured ranging between Rs. 5 lakhs and as high as 1 crore. Some plans covering liver transplantation include Star Medi classic Insurance Policy (Individual), Star Criticare Plus Insurance Policy, and Star Comprehensive Insurance Policy. The waiting period of liver transplant surgery is 90 days to 24 months depending on the plan you purchase.

      Brain Surgery

      Brain surgeries or neurosurgeries are required to treat many issues including, clots, tumours, epilepsy and more. These include biopsy, craniotomy, deep brain stimulation and cost anywhere between 2.5 lakh to 14.6 lakh.

      Some Star health insurance plans covering brain surgeries include Star Critical Illness Multipay Insurance Policy, Star Criticare Plus Insurance Policy, Star True Value Health Insurance Policy, etc. with sum insured ranging from 3 lakhs and 25 lakhs, depending on the plan. The waiting period ranges from 90 days to 24 months as per the purchased policy.

      Robotic Surgery

      Robot-assisted surgeries are required to perform complex procedures where more flexibility and precision is required. These can cost around 1.4 lakh to 11 lakh depending on the procedure. These are covered by many plans including Star True Value Health Insurance Policy, Star Comprehensive Insurance Policy, Star Super Surplus (Floater) Insurance Policy with the sum insured varying from 5 lakhs to 1 crore. The waiting period under Robotic Surgery is 30 days.

      Hip Replacement Surgery

      This surgery is carried out to replace the painful hip joint with an artificial one and costs around 3.8 lakh to 6.3 lakh. Many Star health insurance plans offer coverage for this surgery, including Senior Citizens Red Carpet Health Insurance Policy, Star True Value Health Insurance Policy, Family Health Optima Insurance Plan. The coverage varies as per the opted sum insured. Depending on your plan, the sum insured can range from Rs. 5 lakhs to Rs. 25 lakhs with a waiting period of 24 months.

      Over to You,

      As per a survey by Mint, almost two-thirds of the Indian population doesn't have any health insurance and is forced to borrow money or sell their assets to pay for their hospitalisation bills. Luckily, there are several affordable health insurance plans in India that you can opt for.

      With an economical Star Health insurance plan, you can cover expenses that may pose an extra financial burden on you during a surgical procedure. You can also find and compare multiple Star Health insurance plans from and choose the one that best suits your requirements.
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Monkeypox: Dos and Don’ts of the Disease That You Should Know

      15 Sep 2022

      Monkeypox has slowly and steadily spread to more than 85 countries...
      Read more
      Why is It Important to Disclose Pre-existing Diseases to Your Insurer?

      06 Sep 2022

      As we grow old, the chances of developing a disease or a medical...
      Read more
      Benefits of Multi-Year Health Insurance Plans

      25 Aug 2022

      Ever since COVID-19 entered our lives, health insurance has come...
      Read more
      Does Health Insurance Cover Monkeypox?

      25 Jul 2022

      Monkeypox is the latest disease to make its way to India while we...
      Read more
      List of Diseases Covered by Bajaj Allianz Health Insurance Plans

      05 Jul 2022

      Barely any person has remained unaffected due to rising health...
      Read more
      PMJAY Scheme: Ayushman Bharat Yojana Eligibility & Registration Online
      Prime Minister Shri Narendra Modi announced the launch of (PMJAY) Ayushman Bharat Yojana in his Independence...
      Read more
      Best Health Insurance Plans in India 2022
      Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal...
      Read more
      Best Maternity Insurance Plans
      Maternity insurance offers comprehensive coverage for medical expenses incurred during pregnancy, including the cost...
      Read more
      Best Health Insurance Plans for Senior Citizens in 2022
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance...
      Read more

      Download the Policybazaar app
      to manage all your insurance needs.