Star comprehensive health insurance policy provides the necessary financial assistance that a person requires at the medical emergency. The policy comes with zero sub-limits or capping and can cover all the family members under a single sum insured. Lifelong renewals are also provided under this plan.
Available on both individual and family floater coverage basis, the Star Comprehensive medical scheme pays for maternity (normal and caesarean delivery), bariatric surgery, and quite a few daycare procedures.
The entire family can be insured under this comprehensive health plan between the age group of 3 months and 65 years. Also, dependent children who are 3 months to 25 years old can get medical cover along with their insured parents.
Star comprehensive health insurance plan does not cover the following expenses:
The policy can be cancelled by giving 15 days written notice to the insurer and the company will initiate the refund for the unexpired policy period. The percentage and premium payment frequency is mentioned in the policy wordings. If the premium is paid on a monthly installment basis then it not refundable.
Now that you have full knowledge about this comprehensive plan by Star Health Insurance Company, you can now buy it online. If you buy this plan from Policybazaar, our experts can take you through the policy terms and conditions, premiums and other queries that you might have at the time of purchase.
Ans: An all-inclusive plan by Star Health, Star Comprehensive Insurance Policy offers a wide range of cover customized to pay for different hospitalisation expense. This plan is suitable for individuals and families and can cover individuals within the age group of least 3 months and 65 years.
Ans: Expenses incurred on delivery including Caesarean delivery (pre-natal and post-natal expenses) up-to-the limits specified for delivery expenses. It covers up to 2 deliveries during the insured’s lifetime and is payable only during the policy term.
Ans: Looking at the increasing healthcare expenses, this Star Health Comprehensive Plan is no less than a blessing. It takes off the financial burden by offering a wide range of coverage benefits including bariatric surgeries, air ambulance cover, Ayush treatment, accidental death cover, and several other benefits including hospitalization expenses.
Ans: With Buyback Pre-existing disease optional cover you can get your waiting period reduced from 36 months to 12 months.
Ans: Yes, this health plan provides a maximum bonus equal to 100% of the basic sum insured.