Star Comprehensive Health Insurance policy provides the necessary financial assistance that a person requires during a medical emergency. The policy comes with zero sub-limits or capping and can cover all the family members under a single sum insured with lifelong renewals. Available on both individual and family floater coverage basis, the Star Comprehensive medical scheme pays for maternity (normal and caesarean delivery), bariatric surgery, and quite a few daycare procedures.
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*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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The entire family can be insured under the Star Comprehensive health plan as long as they fall into the age group of 3 months and 65 years. However, dependent children between the age of 3 months to 25 years can only get medical cover along with their insured parents.
Following are the key features and benefits of the Star Comprehensive Health Insurance policy:
Star Comprehensive Health Insurance plan comes with the below coverage:
Star Comprehensive Health Insurance plan does not cover the following expenses:
The policy can be cancelled by giving 15 days written notice to the Star Health Insurance Company and the company will initiate the refund for the unexpired policy period. If the premium was being paid on a monthly instalment basis, then it is not refundable.
Now that you have full knowledge about this comprehensive plan by Star Health Insurance Company, you can now buy it online. If you buy this plan from Policybazaar.com, our experts can take you through the policy terms and conditions, premiums and other queries that you might have at the time of purchase.
Take a look at the cashless claim procedure for Star Comprehensive Health Insurance:
Given below is the claim reimbursement procedure for Star Comprehensive Health Insurance policy:
All the documents need to be in original other than the health card
Ans: An all-inclusive plan by Star Health Insurance Company, Star Comprehensive Insurance Policy offers a wide range of cover customized to pay for different hospitalization expenses. This plan is suitable for individuals and families and can cover people within the age group of 3 months and 65 years.
Ans: Expenses incurred on delivery including caesarean delivery (pre-natal and post-natal expenses) up-to-the limits specified for delivery expenses. It covers up to 2 deliveries during the insured’s lifetime and is payable only during the policy term.
Ans: Looking at the increasing healthcare expenses, this Star Health Comprehensive plan is no less than a blessing. It takes off the financial burden by offering a wide range of coverage benefits including bariatric surgeries, air ambulance cover, AYUSH treatment, accidental death cover, and several other benefits including hospitalization expenses.
Ans: With buyback pre-existing disease optional cover, you can get your waiting period reduced from 36 months to 12 months.
Ans: Yes, this Star Comprehensive Health plan provides a maximum cumulative bonus equal to 100% of the basic sum insured.
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