Star Comprehensive Health Insurance Policy

Star comprehensive health insurance policy provides the necessary financial assistance that a person requires at the medical emergency. The policy comes with zero sub-limits or capping and can cover all the family members under a single sum insured. Lifelong renewals are also provided under this plan.

Read More

Get insured from the comfort of your home No medicals required

Tell us about you

Star Comprehensive Health Insurance Policy

All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on 'View Plans' you, agreed to our Privacy Policy and Terms of use
Close
Back
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you take any daily medication? Apart from vitamins & supplements
    Get updates on WhatsApp

    Available on both individual and family floater coverage basis, the Star Comprehensive medical scheme pays for maternity (normal and caesarean delivery), bariatric surgery, and quite a few daycare procedures.

    Eligibility Criteria:

    The entire family can be insured under this comprehensive health plan between the age group of 3 months and 65 years. Also, dependent children who are 3 months to 25 years old can get medical cover along with their insured parents.

    Features & Benefits of Star Comprehensive Health Insurance Policy

    • Higher Sum Insured Amount- Rs 5 Lakh to Rs 1 Crore
    • Instalment Premium Payment Facility: Premium can be paid in EMIs i.e. monthly, quarterly, half-yearly. It can also be paid in a lump sum for the entire policy term
    • Cashless Hospitalization- Reduces out of pocket expenses by providing cashless treatment in 9900 network-hospitals
    • No Exit Age- There is no limit on the exit age
    • Pre-existing Diseases- Pre-existing illnesses can also be claimed once the given waiting period is over
    • Co-Payment- Co-payment is not required up to 60 years of age and 10% is applicable after 61 years of age

    Inclusions of Star Comprehensive Health Insurance Plan

    • Pre-hospitalization expenses for a maximum of 30 days before getting admitted
    • Post-hospitalization expenses for a maximum of 90 days of getting discharged from the hospital
    • Hospitalization expense can be claimed including room charges, boarding charges, cost of nursing, anaesthetist, surgeon fees, Specialist fees, Cost of drugs, Pacemaker, and medicines.
    • Ayush hospitalization expenses including Homeopathy, Ayurveda, Unani and Siddha are payable under this policy
    • Emergency ambulance transportation charges are also covered
    • Both normal and cesarean delivery hospitalization expenses are claimable
    • Newborn baby and the vaccination expenses are also covered
    • Star comprehensive health plan also includes organ donor charges
    • In case of emergency, air ambulance charges are included as well
    • Being a comprehensive health plan, it also included domiciliary hospitalization and health check-ups
    • The insured can file a claim for an Accidental Death and Permanent total disabilities
    • Dental / Ophthalmic OPD treatment in every 3-policy years
    • Bariatric Surgery expenses can also be claimed after the completion of the waiting period
    • Second medical opinion taken from the star health network of doctors can be reimbursed by sharing medical records at e_medicalopinion@starhealth.in

    Exclusions of Star Comprehensive Health Insurance Plan

    Star comprehensive health insurance plan does not cover the following expenses:

    • Change of gender treatments
    • Obesity treatments
    • Pre-existing conditions until the completion of the waiting period
    • Hazardous or Adventure sports-related injuries
    • Unproven Treatments
    • Infertility and sterility treatments
    • Venereal Diseases and STDs (Other than HIV)
    • Nuclear weapon and ware related perils
    • Treatment for endocrine disorders

    Cancellation Policy

    The policy can be cancelled by giving 15 days written notice to the insurer and the company will initiate the refund for the unexpired policy period. The percentage and premium payment frequency is mentioned in the policy wordings. If the premium is paid on a monthly installment basis then it not refundable.

    Now that you have full knowledge about this comprehensive plan by Star Health Insurance Company, you can now buy it online. If you buy this plan from Policybazaar, our experts can take you through the policy terms and conditions, premiums and other queries that you might have at the time of purchase.

    Procedure for Cashless Claims

    • Upon claim intimation from the policyholder or his attender or the network hospital the insurance company will start verifying the policy coverage  
    • A panel doctor will confirm the pre-authorization document request and confirm the treatment.
    • Accordingly, your cashless claim request will be approved or rejected
    • Cashless hospitalization can be availed at any of the network hospitals across India. You need to furnish your Star Health ID card.
    • Once the insurer receives the authorization request from the hospital and expenses thereof, your claim is accepted as per the Star health terms and conditions.

    Procedure for Claim Reimbursement of Star Comprehensive Health Insurance

    • The claim should be filed within 24 hours of hospitalization.
    • Reimbursement of hospitalization expenses is available for both network and non-network hospitals
    • Avail the medical treatment, submit the bills and file a reimbursement claim
    • Submit all the claim documents within 30 days of getting discharged from the hospital
    • You can get the claim form after furnishing your policy number and notifying about hospitalization

    Documents Required for Claim Submission

    • Duly filled claim form
    • Star Health card
    • Doctor's consultation papers
    • Pharmacy bills with medical prescriptions
    • Investigation reports including scans, blood report, x-ray etc.)
    • Discharge summary
    • Other relevant documents
    • Accidental hospitalization requires FIR copy or Medico-Legal Certificate
    • All the documents need to be in original other than the health card

    FAQs

    Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

    Star Comprehensive Health Insurance Policy Reviews & Ratings

    / 5 (Based on 7 Reviews)
    (Showing Newest 7 reviews)
    Parul
    Punjab, August 02, 2021
    Inexpensive term plan
    My friend is 30 year old and I am 25 years old and noticed a difference in our term plan price. I visited Policybazaar and read some blogs there. I found out that term plans are cheaper if you buy at young age. I am glad to buy this plan at the right time.
    Amrita
    Chail, August 02, 2021
    Tax savings
    I recently bought a term insurance policy from the website of Policybazaar. My plan has amazing features and some additional benefits due to an addon. The best part is I can also enjoy a tax rebate. I am so glad to buy this plan.
    Pratap
    Niwari, August 02, 2021
    Purchased Online
    My friend asked me to buy a term insurance plan online as it is cheaper and more convenient. I visited the website of Policybazaar and bought a term policy which offers great benefits at cheap rates. My online experience has been great. Thank you team.
    Anurag
    Modinagar, August 02, 2021
    Protection against COVID
    The pandemic had me worrying about the future of my family in my absence. I have been searching for a pure insurance policy to safeguard my family against any eventuality. With the help of Policybazaar now I my family is secure as a bought a specialized term plan made to help family of the policyholder.
    Kashish
    Meerut, August 02, 2021
    Best customer service
    I did not understand much about insurance but I knew one thing that I needed to secure the future of my family. I took help from the team of Policybazaar and they suggested me what would be best for me. I am happy with my plan. Thank you so much team.
    Komal
    Palwal, August 02, 2021
    Huge coverage
    I recently bought a term plan from the website of Policybazaar and I am happy with the product. I got a higher coverage term plan with additional benefits and at cost effective price. Now I am worry free for the future security of my family in my absence. Thanks.
    Harisha
    Gurgaon, August 02, 2021
    Quick to buy
    My friend suggested me to buy a term insurance plan online. I visited the website of Policybazaar and it took me about half an hour or maybe less to buy the plan online. The experience was smooth and I am happy with my plan. Kudos team.

    Latest Health Insurance Articles

    Does Health Insurance Cover Zika virus Treatment?

    Does Health Insurance Cover Zika virus Treatment?

    Does Health Insurance Cover Zika virus Treatment? The past five years have witnessed the outbreak of various dreadful diseases such as SARS, MERS, Ebola, Zika, and Nipah virus. Now in 2021, cases of Zika virus outbreak have been report...
    Updated: 27th July 2021
    What Are GPA and GMC Insurance Policy?

    What Are GPA and GMC Insurance Policy?

    What Are GPA and GMC Insurance Policy? Businesses and corporate houses thrive to provide a significant level of satisfaction to their employees. It directly impacts the way their business expands, competes in the market, and expands. The organiz...
    Updated: 26th July 2021
    Insurance vs Assurance: Know the Difference

    Insurance vs Assurance: Know the Difference

    Insurance vs Assurance: Know the Difference The terms insurance and assurance are the most common words used in the insurance industry. Both the terms are used when the insurance company provides financial aid after raising the claim. This ...
    Updated: 8th July 2021
    AYUSH Health Insurance Benefits

    AYUSH Health Insurance Benefits

    AYUSH Health Insurance Benefits AYUSH is an abbreviation used for Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy. It is an alternative treatment system offered by the healthcare industry. The drugs and medicines used under these t...
    Updated: 13th July 2021
    Cooling off Period in Health Insurance

    Cooling off Period in Health Insurance

    Cooling off Period in Health Insurance The Cooling-off period is the duration during which a Covid-19 affected person cannot buy health insurance coverage. This ‘cool off’ period can range from a few days to a couple of months. During this ...
    Updated: 29th June 2021
     
    Close
    Download the Policybazaar app
    to manage all your insurance needs.
    INSTALL