Star Cardiac Care Health Insurance

Star Cardiac Care Health Insurance is a plan specifically designed for covering cardiac diseases. This plan is a perfect choice for those who have undergone some medical treatment related to heart disease.

Read More

Star Cardiac Care Health Insurance

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get up to 5% discount*
Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on ‘View Plans’ you, agreed to our Privacy Policy and Terms of use
Close
Back
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    A disease-specific and unique health insurance plan that provides a custom-made solution that any individual who is between the age group of 10 years to 65 years can purchase. The Star Cardiac Care Health Insurance plan is available in two variants Silver and Gold. Section 1 of this plan offers coverage for the expenses of hospitalization related to accidents and non-cardiac diseases. Under Section 2 of the Cardiac Section of the Gold Plan, the policy provides coverage for both surgical/ interventional management and medical management for cardiac-related illnesses whereas the Silver plan provides coverage for only interventional and surgical management.

    Eligibility Criteria:

    Any person who comes in the age group of 10 years and 65 years and who has:

    • Undergone CABG (By-pass) procedure within seven years period before purchasing the policy or who has undergone PTCA (stenting).
    • Patent Ductus Arteriosus which has been treated.
    • Ventricular Septal Defect (VSD) or Atrial Septal Defect (ASD) that is corrected.
    • One who has undergone RF Ablation for correcting any underlying cardiac condition.
    • Had an Angiogram done but no intervention medically found needed.

    Inclusions:

    • Star Cardiac Care Health Insurance plan offers coverage for various cardiac ailments that other health insurance plans do not cover.
    • Death because of personal accidents. In such an instance, the insurance company pays the sum insured that is mentioned in the policy.
    • This plan also covers charges of ambulance up to a certain limit.
    • Provides coverage for outpatient expenses incurred at any network facility. The limit of advantages under this is Rs.500 per event but it is subject to a maximum of Rs.1500 per policy tenure.
    • Pre and post hospitalization costs are also covered as per the guidelines of the policy.

    Exclusions:

    • Any claim that arises because of a medical disorder, attempt to suicide, suicide, self-inflicted injuries, anxiety, sexually transmitted disease, depression, etc. is not covered.
    • Registration charges at the hospital, charges of admission, and any such charges are also not covered.
    • Unconventional and untrusted therapies, war injuries, etc. are not covered.
    • The use of drugs, intoxicating substances, alcohol, tobacco chewing, smoking, and others are not covered.
    • Cosmetic surgery or treatment, aesthetic treatment, behavioral and mental disorder, psychiatric treatment, and others are also not covered.

    Features & Benefits:

    Section 1:

    • Hospitalization Cover: Covers in-patient hospitalization expenses for a minimum of 24 hrs (Room rent, boarding and nursing charges, Anaesthetist, Surgeon, Medical Practitioner, Specialist Fees, Consultants, Cost of Drugs and Medicines).
    • Pre-existing diseases are covered after 48 months of continuous insurance

    Section 2:

    • Hospitalization cover: Cardiac ailments are covered for in-patient with a minimum of 24 hours.
    • Pre-existing ailments are covered from the 91st day of commencement of the policy.

    Other benefits:

    • Charges of ambulance for transporting a patient to the hospital in emergency cases
    • Pre-Hospitalization expenses up to 30 days before admission to the hospital.
    • Post-hospitalisation is paid as a lump-sum up to the limit specified.
    • All the day-care treatments are covered

    Cancellation Policy:

    A policyholder can cancel this policy by giving a written notice period of 15 days and in such an event the insurance company refunds the premium for the unexpired period of the policy as mentioned below:

    Period on Risk

    Premium Rate to Be Paid

    Up to one month

    22.5% of the policy premium

    More than one month to three months

    37.5% of the policy premium

    More than three months to six months

    57.5% of the policy premium

    More than six months to nine months

    80% of the policy premium

    More than nine months

    Full policy premium

    FAQs

    Health insurance articles

    Recent Articles
    Popular Articles
    Monkeypox: Dos and Don’ts of the Disease That You Should Know

    15 Sep 2022

    Monkeypox has slowly and steadily spread to more than 85 countries...
    Read more
    Why is It Important to Disclose Pre-existing Diseases to Your Insurer?

    06 Sep 2022

    As we grow old, the chances of developing a disease or a medical...
    Read more
    Benefits of Multi-Year Health Insurance Plans

    25 Aug 2022

    Ever since COVID-19 entered our lives, health insurance has come...
    Read more
    Does Health Insurance Cover Monkeypox?

    25 Jul 2022

    Monkeypox is the latest disease to make its way to India while we...
    Read more
    List of Diseases Covered by Bajaj Allianz Health Insurance Plans

    05 Jul 2022

    Barely any person has remained unaffected due to rising health...
    Read more
    PMJAY Scheme: Ayushman Bharat Yojana Eligibility & Registration Online
    Prime Minister Shri Narendra Modi announced the launch of (PMJAY) Ayushman Bharat Yojana in his Independence...
    Read more
    Best Health Insurance Plans in India 2022
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Read more
    How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
    Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal...
    Read more
    Best Maternity Insurance Plans
    Maternity insurance offers comprehensive coverage for medical expenses incurred during pregnancy, including the cost...
    Read more
    Best Health Insurance Plans for Senior Citizens in 2022
    Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance...
    Read more

     
    top
    Close
    Download the Policybazaar app
    to manage all your insurance needs.
    INSTALL