Star Health Super Surplus Insurance Policy

(181 Reviews)
Insurer Highlights

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home
Get insured from the comfort of your home
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step

      Popular Cities

      Previous step
      Previous step

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Star Health Super Surplus Insurance Policy

      The Star Super Surplus Insurance policy offers coverage that is much more than the ones that are offered by the basic health insurance plans. This health insurance policy provides an ample amount of financial assistance during a medical emergency. The plan is available on a floater and individual basis and one falling in the age group of 18 to 65 can opt for it.

      Read More

      Star Health Super Surplus insurance plan comes in Gold and Silver variants with one – year term and lifelong renewal. Some of the major offerings under this plan are – inpatient hospitalization, day-care procedure, delivery charges, cover for air ambulance, expenses of an organ donor, and so on. The vast coverage of this policy makes it an affordable and complete package for everyone and anyone. It is one of the top-up plans that offer a high sum insured at an affordable premium.


      • Any person falling in the age group of 18 years to 65 years can purchase this plan.
      • Children from the age of 91 days to 25 years can be covered with their parents.
      • Life long renewability and no exit age.


      • It offers maternity cover for up to a specific limit. For c – section the plan offers up to Rs.50, 000.
      • Provides cover for an air ambulance for up to 10% of the Sum Insured for more than Rs.10 lakh.
      • Expenses of organ donors are also covered in the case of organ transplants.
      • Expenses of pre and post hospitalization for 30 and 60 days respectively are offered.
      • It offers cover for all the day-care procedures.
      • The policy covers pre-existing diseases after completion of 36 months.


      • Disease or injury occurred because of warlike actions, civil war, etc.
      • Charges for the treatment of an injury that is caused because of self-inflicted actions such as suicidal attempts.
      • Expenses incurred on procedures for weight loss such as bariatric surgery.
      • The treatment cost of the sexually transmitted disease is also excluded from the coverage.
      • Unconventional, untested, experimental, and unproven treatment costs are as well excluded.

      Features & Benefits:

      • A top-up health insurance policy that offers a high sum insured at an affordable price.
      • There is no need to provide pre-acceptance medical screening.
      • This health insurance plan can be taken for both individual and floater basis.
      • Premium amount paid by any mode other than cash is eligible for tax benefit u/s 80C of the IT Act, 1961.
      • Star Health Super Surplus policy offers a free look period of 15 days from the date of the policy is received. It is not applicable for policy renewals.
      • Offers a hassle-free claim settlement process.
      • Provides free medical consultation from experts over the phone.

      Cancellation Policy:

      The policyholder can cancel this policy by giving written notice of 15 days and in such a case, the Star Health Insurance Company will refund the premium for the unexpired policy period as mentioned below:

      Period On Risk

      Premium Rate To be Retained

      Up to 1 month

      25% of the yearly premium

      More than 1 month to 3 months

      40% of the yearly premium

      More than 3 months to 6 months

      60% of the yearly premium

      More than 6 months to 9 months

      80% of the yearly premium

      Exceeding 9 months

      Full Annual Premium


      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Does HDFC ERGO Health Insurance Cover Dental Treatments?

      22 May 2024

      HDFC ERGO General Insurance Company offers various health
      Read more
      Does Aditya Birla Health Insurance Cover Dental Treatments?

      17 May 2024

      Dental insurance is vital in maintaining oral health by covering
      Read more
      Does Niva Bupa Health Insurance Cover Dental Treatments?

      06 May 2024

      Dental insurance covers regular dental check-ups and treatments to
      Read more
      Surgeries Covered by TATA AIG Health Insurance Plans

      26 Apr 2024

      Amidst the escalating healthcare costs nationwide, managing the
      Read more
      Surgeries Covered by Liberty Health Insurance Plans

      26 Apr 2024

      Liberty General Insurance Limited offers a range of comprehensive
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Best Health Insurance Plans for Senior Citizens
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more
      Zero Waiting Period in Health Insurance Plans
      Every medical insurance plan comes with a few terms & conditions, and the waiting period is one of them. A
      Read more
      Heart Surgery Cost in India
      Heart diseases are the leading cause of death across the globe. As per a survey by the World Health Organisation
      Read more

      Download the Policybazaar app
      to manage all your insurance needs.