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      10 lakh Health Insurance for NRI

      10 lakh health insurance for NRI offers health coverage to Non-resident Indians (NRIs) with a sum insured of Rs 10 lakh. It covers the cost of healthcare services availed by NRIs, like in-patient hospitalization, health check-ups, AYUSH treatments, OPD treatments, etc. The plan is ideal for NRIs who want essential medical coverage without spending much on premiums.

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      Best 10 lakh Health Insurance for NRI in India

      Take a look at the best 10 lakh health insurance plans available in India for NRIs:

      Health Insurance Plans for NRIs Entry Age Coverage Benefits Global Coverage
      ManipalCigna ProHealth Prime Protect/Advantage Plan Adult – 18 years onwards
      Child – 91 days to 25 years
      • Hospitalization expenses
      • AYUSH treatment
      • Teleconsultation
      • Switch off benefit
      • Premium waiver benefit
      Available with the Freedom rider
      Niva Bupa Health Premia Gold/Silver Plan Adult – 18 to 65 years
      Child – 91 days to 30 years
      • E-consultation
      • Pre-post hospitalization expenses
      • Pharmacy and diagnostic services
      • Emergency assistance services
      • Annual health check-up benefit from day 1
      Available
      Reliance Health Infinity Plan Adult – 18 years to 65years
      Child – 91 days to 25 years
      • In-patient care
      • AYUSH benefit
      • Transportation benefit
      • Emergency ambulance cover
      • Special treatments
      Available with More Global cover
      Tata AIG MediCare Plan Adult – 18 to 65 years
      Child – 91 days to 25 years
      • In-patient treatment
      • Consumables benefit
      • Health check-up benefit
      • Vaccination cover
      • Daily cash for accompanying an insured child
      Available for planned hospitalization
      Tata AIG MediCare Premier Plan Adult – 18 to 65 years
      Child – 91 days onwards
      • Home treatment cover
      • OPD treatment
      • Hospitalization expenses
      • Consumables benefit
      • High-end diagnostic benefit
      Available for planned hospitalization

      Benefits of Buying 10 lakh Health Insurance for NRI

      Check out some of the benefits that NRIs can avail by buying a 10 lakh health insurance plan:

      1. Pocket-Friendly Premiums

        One of the biggest advantages of buying 10 lakh health insurance is that it is available for pocket-friendly premiums. This is because the health insurance premiums increase with the sum insured amount. So, by opting for a health plan with a low sum insured of Rs 10 lakh, the NRI will have to pay an affordable premium amount.

      2. Essential Medical Coverage

        Health insurance is essential for NRIs to cover any unforeseen medical expenses they might incur in India. Moreover, most plans also cover the medical costs incurred outside India. Thus, a 10 lakh health insurance plan ensures the necessary medical coverage to NRIs without charging exorbitant premiums.

      3. Suitable for Occasional Travellers

        NRIs who visit India once in 3-4 years do not require health insurance with a high sum insured amount. This is because they are less likely to get sick during their occasional trip to India. Thus, they will unnecessarily pay a high premium amount if they opt for a health plan with a high sum insured. Hence, a 10 lakh health insurance plan is suitable for NRIs who travel to India occasionally.

      Buy NRI Health Insurance in other Countries
      Show more countries

      How to Buy 10 lakh Health Insurance for NRI?

      NRIs can follow the procedure given below to buy 10 lakh health insurance plan online:

      Step 1: Log on to Policybazaar.com

      Step 2: Go to ‘Health Insurance’, enter your full name and select your gender

      Step 3: Choose the family members you want to add to your policy and write their age

      Step 4: Enter your residence city in India or its pin code and provide your overseas phone number

      Step 5: Select if you or any of your family members to be insured suffer from any pre-existing diseases

      Step 6: Go to the ‘Cover’ tab on the Quick Filters menu and pick the ‘Rs 10-25 lakh’ option from the dropdown menu

      Step 7: Choose the health plan that you want to purchase and pay its premium online

      Step 8: The insurer will issue the 10 lakh health insurance plan to the NRI.

      Note: NRI customers can get a GST refund if the policy was purchased from an NRE account and for a 1-year tenure. All they need to do is to submit a declaration, TRC and a 6 months bank statement of the NRE account used to pay the premium.

      Policybazaar exclusive benefits
      • On ground claims support(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests~
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881. Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. As per the Insurance guidelines, you are allowed to cancel the policy with-in 15 days from the date of Issuance of policy. For more details, please read the Plan Brochure carefully or talk to our advisor at the time of purchase.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker (Life & General)| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

      © Copyright 2008-2024 policybazaar.com. All Rights Reserved.

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