50 Lakh Health Insurance for NRI

50 Lakh health insurance for NRI offers health insurance plans to Non-resident Indians or NRIs with a sum insured of Rs 50 lakh. It provides comprehensive coverage to the NRI in case he/she falls sick or meets with an accident during their visit to India. NRIs can also buy this policy to ensure coverage against critical diseases, like heart diseases, stroke, cancer, etc.

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*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get worldwide coverage and save upto 75%**
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      Best 50 Lakh Health Insurance for NRI in India

      Here is a list of the best 50 lakh health insurance plans that NRIs can buy in India:

      Health Insurance Plans for NRIs Entry Age Coverage Benefits Global Coverage
      ManipalCigna Lifetime Health Plan Adult – 18 to 65 years
      Child – 91 days to 25 years
      • Global ambulance cover
      • Global hospitalization for major illness
      • Mental care cover
      • Annual adult health check-ups
      • Robotic & cyber knife surgery
      Available under the Global plan
      ManipalCigna ProHealth Prime Protect/Advantage Plan  Adult – 18 years onwards
      Child – 91 days to 25 years
      • Annual health check-ups
      • Hospitalization expenses
      • Teleconsultation
      • Air ambulance cover
      • Daily cash for shared accommodation
      Available with the Freedom rider
      Niva Bupa Health Premia Gold/Silver Plan Adult – 18 to 65 years
      Child – 91 days to 30 years
      • Emergency assistance services
      • Hospitalization expenses
      • Maternity benefit
      • Pharmacy and diagnostic services
      • Annual health check-up from day 1
      Reliance Health Infinity Plan Adult – 18 years to 65years
      Child – 91 days to 25 years
      • Pre-post hospitalization expenses
      • AYUSH benefit
      • Transportation benefit
      • Day care procedures
      • Restore benefit
      Available with More Global cover
      Tata AIG MediCare Premier Plan Adult – 18 to 65 years
      Child – 91 days onwards
      • OPD treatment
      • In-patient treatment
      • Maternity cover
      • Accidental death benefit
      • Consumables benefit
      Available for planned hospitalization

      Benefits of Buying 50 Lakh Health Insurance for NRI

      Take a look at the various benefits of buying 50 lakh health insurance for NRIs:

      1. Fights Against Medical Inflation

        The current medical inflation in India has hiked the cost of medical facilities by manifolds. A major accident or surgery can easily cost lakhs of rupees to the NRI and exhaust his/her savings. So, NRIs should invest in 50 lakh health insurance to ensure medical coverage without burning a hole in their pockets.

      2. Wider Coverage for Families

        NRIs should buy a health insurance policy that covers the medical needs of the entire family, including senior citizens. A health policy with a small sum insured will fall short of covering everyone’s medical expenses, especially if an elderly family member gets hospitalized during the India visit. Therefore, a 50 lakh insurance policy will provide sufficient coverage to all family members against unforeseen medical emergencies. 

      3. Critical Illness Coverage

        Critical illnesses like cancer and stroke are expensive to treat. As a result, a health policy with a small sum insured will not be enough to cover the entire treatment cost. But if an NRI has a 50 lakh health insurance policy, it will appropriately cover the medical expenses incurred on the treatment of any critical disease.

      Buy NRI Health Insurance in other Countries
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      How to Buy 50 Lakh Health Insurance for NRI?

      Check out the steps to buy a 50 lakh health insurance policy in India for NRIs:

      Step 1: Log on to Policybazaar.com and choose ‘Health Insurance’ on the homepage

      Step 2: Enter your full name along with your gender

      Step 3: Pick the family members you want to add to your health policy and provide their ages

      Step 4: Select the Indian city with your permanent residence or its pin code along with your overseas mobile number

      Step 5: Choose the suitable option if you or any of your family members suffer from an existing illness

      Step 6: Click on ‘Cover’ on the Quick Filters menu bar and choose ‘Rs 20-99 lakh’ from the dropdown

      Step 7: Select the most suitable plan and pay the premium for health insurance of Rs 50 lakh

      Step 8: On successful payment, the insurer will issue the health policy to the NRI.

      Note: NRI customers can get a GST refund if the policy was purchased from an NRE account and for a 1-year tenure. All they need to do is to submit a declaration, TRC and a 6 months bank statement of the NRE account used to pay the premium.

      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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