50 Lakh Health Insurance for NRI

Best 50 Lakh Health Insurance for NRI in India

Here is a list of the best 50 lakh health insurance plans that NRIs can buy in India:

Health Insurance Plans for NRIs	Entry Age	Coverage Benefits	Global Coverage
ManipalCigna Lifetime Health Plan	Adult – 18 to 65 years Child – 91 days to 25 years	Global ambulance cover Global hospitalization for major illness Mental care cover Annual adult health check-ups Robotic & cyber knife surgery	Available under the Global plan
ManipalCigna ProHealth Prime Protect/Advantage Plan	Adult – 18 years onwards Child – 91 days to 25 years	Annual health check-ups Hospitalization expenses Teleconsultation Air ambulance cover Daily cash for shared accommodation	Available with the Freedom rider
Niva Bupa Health Premia Gold/Silver Plan	Adult – 18 to 65 years Child – 91 days to 30 years	Emergency assistance services Hospitalization expenses Maternity benefit Pharmacy and diagnostic services Annual health check-up from day 1	Available
Reliance Health Infinity Plan	Adult – 18 years to 65years Child – 91 days to 25 years	Pre-post hospitalization expenses AYUSH benefit Transportation benefit Day care procedures Restore benefit	Available with More Global cover
Tata AIG MediCare Premier Plan	Adult – 18 to 65 years Child – 91 days onwards	OPD treatment In-patient treatment Maternity cover Accidental death benefit Consumables benefit	Available for planned hospitalization

Choose health insurance coverage for NRIs

₹5 Lakh

Health insurance for NRIs

₹10 Lakh

Health insurance for NRIs

₹20 Lakh

Health insurance for NRIs

₹50 Lakh

Health insurance for NRIs

₹1 Crore

Health insurance for NRIs

₹2 Crore

Health insurance for NRIs

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Benefits of Buying 50 Lakh Health Insurance for NRI

Take a look at the various benefits of buying 50 lakh health insurance for NRIs:

Fights Against Medical Inflation

The current medical inflation in India has hiked the cost of medical facilities by manifolds. A major accident or surgery can easily cost lakhs of rupees to the NRI and exhaust his/her savings. So, NRIs should invest in 50 lakh health insurance to ensure medical coverage without burning a hole in their pockets.
Wider Coverage for Families

NRIs should buy a health insurance policy that covers the medical needs of the entire family, including senior citizens. A health policy with a small sum insured will fall short of covering everyone’s medical expenses, especially if an elderly family member gets hospitalized during the India visit. Therefore, a 50 lakh insurance policy will provide sufficient coverage to all family members against unforeseen medical emergencies.
Critical Illness Coverage

Critical illnesses like cancer and stroke are expensive to treat. As a result, a health policy with a small sum insured will not be enough to cover the entire treatment cost. But if an NRI has a 50 lakh health insurance policy, it will appropriately cover the medical expenses incurred on the treatment of any critical disease.

Buy NRI Health Insurance in other Countries

Canada

Kuwait

Malaysia

Oman

Qatar

Saudi Arabia

Singapore

South Africa

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How to Buy 50 Lakh Health Insurance for NRI?

Check out the steps to buy a 50 lakh health insurance policy in India for NRIs:

Step 1: Log on to Policybazaar.com and choose ‘Health Insurance’ on the homepage

Step 2: Enter your full name along with your gender

Step 3: Pick the family members you want to add to your health policy and provide their ages

Step 4: Select the Indian city with your permanent residence or its pin code along with your overseas mobile number

Step 5: Choose the suitable option if you or any of your family members suffer from an existing illness

Step 6: Click on ‘Cover’ on the Quick Filters menu bar and choose ‘Rs 20-99 lakh’ from the dropdown

Step 7: Select the most suitable plan and pay the premium for health insurance of Rs 50 lakh

Step 8: On successful payment, the insurer will issue the health policy to the NRI.

Note: NRI customers can get a GST refund if the policy was purchased from an NRE account and for a 1-year tenure. All they need to do is to submit a declaration, TRC and a 6 months bank statement of the NRE account used to pay the premium.