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      Health Insurance for NRIs in Kuwait

      Health Insurance for NRIs in Kuwait offer financial coverage to Non-resident Indians or NRIs residing in Kuwait. They cover the cost of medical treatments availed by Kuwait-based NRIs during a short or long stay in India. Moreover, some health plans also pay for medical expenses incurred outside India, including Kuwait.

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      Can NRIs in Kuwait Buy Health Insurance Plans in India?

      Yes.

      All NRIs residing in Kuwait can buy health insurance plans from an insurance company in India. They are eligible to purchase medical insurance for themselves and their families while living in Kuwait or visiting India. The only thing required is proof of their Indian citizenship, which they can provide by submitting relevant documents like address proof, latest IT returns, etc.

      Why NRIs in Kuwait Should Buy Health Insurance from India?

      Take a look at some of the reasons why NRIs in Kuwait should buy health insurance from India:

      1. Affordable Premiums

        Healthcare is costlier to afford in Kuwait than in India, and thus, health insurance providers in the Middle Eastern country charge higher premiums. On the contrary, health insurance premiums are more affordable in India. Therefore, NRIs based in Kuwait can save money by purchasing medical insurance from an insurance company in India.

      2. Overseas Coverage

        Many health insurance plans available in India offer worldwide coverage for in-patient hospitalization expenses, day care procedures and maternity expenses. Thus, by buying medical insurance from India, Kuwait-based NRIs can get their healthcare expenses covered in India as well as in Kuwait.

      3. GST Refund

        All medical insurance plans in India charge a mandatory 18% GST as part of the premium amount. However, NRIs paying tax abroad do not have to pay this GST and can obtain a full refund if the policy is valid for 1 year and the premium was paid using an NRE account. All they need to do is submit a TRC, declaration and 6 months bank statement of the NRE account to get the refund.

      4. Broader Plan Options

        NRIs based in Kuwait can choose from a wider variety of health insurance plans in India than in the Middle Eastern country. This is because over 20 IRDAI-registered insurers offer multiple medical insurance plans in India, thereby allowing NRIs to make an informed decision of choosing the most suitable policy.

      Buy NRI Health Insurance in other Countries
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      How to Buy Health Insurance for NRIs in Kuwait?

      NRIs in Kuwait can follow the procedure given below to buy health insurance from India:

      Step 1: Visit Policybazaar’s official website and click on ‘Health Insurance’

      Step 2: Write your full name and pick your gender

      Step 3: Select the family members you want to buy insurance for and write everyone’s age

      Step 4: Choose the residence city in India or provide its pin code

      Step 5: Select ‘+965’ as the country code for Kuwait and fill in your phone number

      Step 6: Pick the most suitable option giving details of your and your family’s medical history

      Step 7: Choose the health plan that you want to buy and pay its premium price online

      Step 8: The insurance company in India will issue the policy to the Kuwait-based NRI upon receiving the payment.

      Policybazaar exclusive benefits
      • On ground claims support(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests~
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881. Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. As per the Insurance guidelines, you are allowed to cancel the policy with-in 15 days from the date of Issuance of policy. For more details, please read the Plan Brochure carefully or talk to our advisor at the time of purchase.

      *The scope of coverage may vary from plan to plan.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws.

      ##On ground claim assistance is available in 114 cities

      ~No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      ^Source - Google Review Rating available on:- http://bit.ly/3J20bXZ

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