4 Cr Health Insurance for NRI

4 Cr health insurance for NRI is a type of health plan that provides medical coverage to Non-resident Indians with a high sum insured of Rs 4 crore. The plan is ideal to cover medical expenses incurred on the treatment of cancer and other terminal/critical illnesses. NRIs who have a family history of a critical disease or belong to a large family should consider buying a 4 Cr health insurance policy.

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      Best 4 Cr Health Insurance for NRI in India

      Check out some of the best 4 Cr health insurance plans available in India for NRIs:

      Health Insurance Plans for NRIs Entry Age Coverage Benefits Global Coverage
      Reliance Health Infinity Plan Adult – 18 years to 65 years
      Child – 91 days to 25 years
      • Day care procedures
      • Pre-post hospitalization expenses
      • Transportation benefit
      • Emergency ambulance services
      • AYUSH benefit
      Available with More Global cover

      Buy NRI Health Insurance in other Countries
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      Benefits of Buying 4 Cr Health Insurance for NRI

      Take a look at the key benefits of buying 4 Cr health insurance plans for NRIs:

      1. Sufficient Coverage for Terminal/Critical Illness

        The treatments of terminal diseases or critical illnesses are not only very expensive but also continue for a long period of time. This is why health insurance plans with a lower sum insured may not be sufficient to cover the entire treatment cost. Hence, NRIs must opt for a higher sum insured of Rs 4 crore to ensure sufficient coverage for any critical illness.

      2. Beats Medical Inflation

        The cost of healthcare facilities in India is increasing exponentially. A health plan with a lower sum insured will fall short of providing comprehensive coverage amidst the ongoing medical inflation. Therefore, NRIs should consider buying a 4 Cr health insurance plan to avail the best medical facilities without losing all their funds.

      3. Suitable for Large Families

        Even the best health insurance policy in India for NRI will not be sufficient to cover the treatment expenses of a large family if the sum insured is low. Therefore, if you are an NRI with a large family, you should prefer buying a health insurance policy with a high sum insured of Rs 4 crore so that the medical expenses of all the family members are covered.

      How to Buy 4 Cr Health Insurance for NRI?

      NRIs can follow the steps given below to buy a 4 Cr health insurance plan:

      Step 1: Log on to Policybazaar.com and click on the ‘Health Insurance’ icon

      Step 2: Select your gender and fill in your full name in the space provided

      Step 3: Pick the family members you want to add to your plan and enter their ages

      Step 4: Enter the city or pin code of your residence in India along with your overseas contact number

      Step 5: Choose if you or any of your family members suffer from any existing illnesses

      Step 6: Click on the ‘Cover’ tab on the ‘Quick Filters’ menu and select the ‘Rs 1-6 Cr’ option

      Step 7: Pick the 4 Cr health insurance plan that you want to buy and pay its premium online

      Step 8: The insurance provider will issue the health policy to the NRI.

      Note: NRI customers can get a GST refund if the policy was purchased from an NRE account and for a 1-year tenure. All they need to do is to submit a declaration, TRC and a 6 months bank statement of the NRE account used to pay the premium.

      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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