Digit Health Insurance Premium Calculator

Getting a health insurance plan is one of the best ways to save yourself from draining your savings and enable yourself to pay for medical costs that are hitting the roof. Go Digit health insurance plans are available online with optimal sum insured options. However, before you choose a health insurance policy, it is imperative to calculate the premium and buy an affordable health insurance product. Nowadays you can calculate the premium using a health insurance calculator in a matter of few seconds.

It can be difficult to understand health insurance policies as they can be quite complex in their terms and clauses. There are incidences where you end up paying more than the anticipated amount, therefore, it’s important to calculate the premium amount online and know about your payment liabilities beforehand.

Digit Health Insurance at a Glance:

Key Features


Network Hospitals


Incurred Claim Ratio




Waiting Period

2 years

How to Calculate Digit Health Insurance premium?

To calculate the premium for Digit health insurance plans online you can do it smoothly and easily using an online premium calculator. With an online health insurance tool, not only you can calculate the premium and select the right health plan. To know the premium rates you just need to enter the following details:

  • Sum insured (in Rs.)
  • Age of the insured
  • Health insurance policy term
  • Medical history of the proposer
  • Add-on/Optional covers
  • Geographical location

Just enter the above-mentioned details and the online tool will calculate the premium in just a few seconds. Moreover, with this online tool you can adjust the premium cost by altering the variables like the coverage benefits, the sum insured, add-ons, age of the proposer, etc.  

Benefits of Digit Health Insurance Premium Calculator

Health insurance premium calculator in India is a prevalent tool with more and more people using digital methods. If you want to see how a premium calculator can help, then do check out the benefits that we have listed below:

  • It saves time and resources involved in doing cumbersome paperwork
  • Furthermore, it eradicates the possibility of committing mistakes during health insurance premium calculation
  • Digit premium calculator makes financial planning an easy task by giving you an accurate estimate of the premium cost before you make the purchase. It allows you to plan your future finances
  • It reduces defaulting premium payments by providing you the premium amount beforehand. You buy a health insurance policy only after knowing its premium amount that suits your pocket
  • With the premium calculator, you can adjust the policy parameters till you find a plan that is affordable and suits your coverage requirements
  • The insurance premium calculator makes it easy to choose add-on covers that can help you meet your financial requirements. You can know how much the premium varies if you opt for add-on covers
  • With a health insurance premium calculator, you can choose the best medical insurance policy.  The online calculator will display different policies from different insurers and makes it easy to compare. It makes the process of choosing a suitable plan much easier. Thus, the online calculator assists in making the right choice.

For more details, you can always seek out help from our health insurance experts, who will help you save yourself and your loved ones against exorbitant medical expenses.


  • Q1. What is the Digit health insurance plan calculator?

    Ans. You can find medical insurance premium rates for a range of Digit health insurance plans. This online calculator makes premium calculation is a simple and effective task.  By entering your age, sum insured, and policy details you can know the exact premium amount for any policy that you are planning to purchase.

  • Q2. Is my health insurance premium eligible for tax exemption benefits?

    Ans. Yes, the premium that you pay for Digit health insurance plans provides tax-saving benefits as well. You can avail of tax benefits up to Rs 50,000 if you and your parents are under the age of 60 years. And if you are paying a premium for yourself and your parents above the age of 60 years then the tax exemption limit is up to Rs 1, 00,000.

  • Q3. How my health insurance premium is calculated using the premium calculator?

    Ans. So, if you are planning to buy a Digit health insurance policy then you can calculate your premium liability with the following steps:

    • Step 1: Go to Policybazaar.com and visit the Digit health insurance premium calculator page
    • Step 2: Provide some crucial details like the number of members in your family, age, area Pincode, contact details, the sum insured, etc.
    • Step 3: Click on the “Get Quote” button
    • Step 4: You will see a lot of health insurance plans from different insurers and you check out their features and benefits and select the one that you want

    Step 5: Based on the available options the annual premium amount will be displayed on your screen

Written By: PolicyBazaar - Updated: 15 April 2021

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