*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Getting a health insurance plan is one of the best ways to save yourself from draining your savings and enable yourself to pay for medical costs that are hitting the roof. Go Digit health insurance plans are available online with optimal sum insured options. However, before you choose a health insurance policy, it is imperative to calculate the premium and buy an affordable health insurance product. Nowadays you can calculate the premium using a health insurance calculator in a matter of few seconds.
It can be difficult to understand health insurance policies as they can be quite complex in their terms and clauses. There are incidences where you end up paying more than the anticipated amount, therefore, it’s important to calculate the premium amount online and know about your payment liabilities beforehand.
Key Features |
Highlights |
Network Hospitals |
6400+ |
Incurred Claim Ratio |
60 |
Renewability |
Lifelong |
Waiting Period |
2 years |
To calculate the premium for Digit health insurance plans online you can do it smoothly and easily using an online premium calculator. With an online health insurance tool, not only you can calculate the premium and select the right health plan. To know the premium rates you just need to enter the following details:
Just enter the above-mentioned details and the online tool will calculate the premium in just a few seconds. Moreover, with this online tool you can adjust the premium cost by altering the variables like the coverage benefits, the sum insured, add-ons, age of the proposer, etc.
To check the premium rate of a Digit health insurance policy it is best to check the premium chart. Every health plan has a product brochure with a premium chart. In this chart, you can check the policy premium rates and how it varies as per the Sum insured, age, and the policy duration.
Health insurance premium calculator in India is a prevalent tool with more and more people using digital methods. If you want to see how a premium calculator can help, then do check out the benefits that we have listed below:
For more details, you can always seek out help from our health insurance experts, who will help you save yourself and your loved ones against exorbitant medical expenses.
Ans. You can find medical insurance premium rates for a range of Digit health insurance plans. This online calculator makes premium calculation is a simple and effective task. By entering your age, sum insured, and policy details you can know the exact premium amount for any policy that you are planning to purchase.
Ans. Yes, the premium that you pay for Digit health insurance plans provides tax-saving benefits as well. You can avail of tax benefits up to Rs 50,000 if you and your parents are under the age of 60 years. And if you are paying a premium for yourself and your parents above the age of 60 years then the tax exemption limit is up to Rs 1, 00,000.
Ans. So, if you are planning to buy a Digit health insurance policy then you can calculate your premium liability with the following steps:
Step 5: Based on the available options the annual premium amount will be displayed on your screen