Digit Health Insurance for Senior Citizens

Digit Health Insurance for senior citizens is designed to cover the medical expenses of people above 60 years of age. The Digit Care Plus plan by Go Digit General Insurance Limited covers senior citizens irrespective of their age and provide customized coverage against a wide range of medical expenses.

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Digit Health Insurance for Senior Citizens

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get up to 15% discount*
Get insured from the comfort of your home No medicals required
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    Key Benefits of Digit Health Insurance for Senior Citizens

    Below are the key benefits of buying Digit Health Insurance for senior citizens:

    • Both individual and floater cover is available
    • High sum insured options up to Rs 3 crore
    • Coverage for coronavirus is provided
    • Complimentary health check-up facilities are available
    • Cashless treatment facility can be availed at over 6400 network hospitals
    • Cumulative bonus up to a maximum of 200% can be opted
    • Pre-policy medical check-up costs will be covered by the insurance company
    • 7% and 10% long-term discount on opting for 2 years or 3 years policy term
    • Direct business discount up to 15%

    Digit Health Insurance Plans for Senior Citizens

    Take a look at the Digit Health Insurance plan for senior citizens in the table below:

    Plan Name

    Sum Insured (Rs)

    Co-Payment

    Digit Care Plus policy

    Up to 3 crore

    Up to 25% under few covers

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    Eligibility Criteria for Digit Health Insurance for Senior Citizens

    The following table represents the eligibility criteria for parents to buy Digit Health Insurance for senior citizens:

    Categories

    Eligibility Criteria

    Minimum Entry Age

    Adult - 18 years
    Children – 91 days

    Maximum Entry Age

    No age limit

    Family Members Covered

    Self, spouse, children, grandchildren, sister, brother

    Renewability

    Lifetime

    Inclusions of Digit Health Insurance for Senior Citizens

    The following coverage is available under Digit Health Insurance for senior citizens:

    • Hospitalization Cover
    • Day Care Procedures
    • Pre-hospitalization Expenses
    • Post-hospitalization Expenses
    • Dental Treatment
    • Road Ambulance
    • Second Medical Opinion
    • Bariatric Surgery Cover
    • Psychiatric Illness Cover
    • Infertility Treatment Cover
    • Organ Donor
    • Alternate Treatment (AYUSH) Cover
    • Emergency Air Ambulance
    • Long Hospitalization Cash Benefit
    • Maternity Benefit & Newborn Baby Cover
    • Out-patient (OPD) Benefit
    • Home (Domiciliary Hospitalization)
    • Daily Hospital Cash Cover
    • Critical Illness Benefit Cover
    • Critical Illness Hospitalization Cover
    • Cancer Benefit Cover
    • Cancer Hospitalization Cover

    The policyholder can opt for any of the above coverage along with hospitalization cover. However, daily hospital cash cover, critical illness benefit cover, critical illness hospitalization cover, cancer benefit cover and cancer hospitalization cover can be purchased on a standalone basis.

    Exclusions of Digit Health Insurance for Senior Citizens

    Go Digit General Insurance Limited comes with the following exclusions:

    • Obesity or weight control procedures
    • Plastic surgery or cosmetic surgery
    • Treatment for drug abuse, alcoholism or other intoxicants
    • Dietary supplements purchased without a doctor’s prescription
    • Artificial life maintenance
    • Suicide and self-injury
    • External congenital anomaly
    • Treatments taken outside India
    • Sexually transmitted diseases

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