Digit Health Insurance for Senior Citizens

Key Benefits of Digit Health Insurance for Senior Citizens

Below are the key benefits of buying Digit Health Insurance for senior citizens:

Both individual and floater cover is available
High sum insured options up to Rs 3 crore
Coverage for coronavirus is provided
Complimentary health check-up facilities are available
Cashless treatment facility can be availed at over 6400 network hospitals
Cumulative bonus up to a maximum of 200% can be opted
Pre-policy medical check-up costs will be covered by the insurance company
7% and 10% long-term discount on opting for 2 years or 3 years policy term
Direct business discount up to 15%

Digit Health Insurance Plans for Senior Citizens

Take a look at the Digit Health Insurance plan for senior citizens in the table below:

Plan Name	Sum Insured (Rs)	Co-Payment
Digit Care Plus policy	Up to 3 crore	Up to 25% under few covers	View Plan

Eligibility Criteria for Digit Health Insurance for Senior Citizens

The following table represents the eligibility criteria for parents to buy Digit Health Insurance for senior citizens:

Categories	Eligibility Criteria
Minimum Entry Age	Adult - 18 years Children – 91 days
Maximum Entry Age	No age limit
Family Members Covered	Self, spouse, children, grandchildren, sister, brother
Renewability	Lifetime

Choose Health Insurance Company for Senior Citizens

Aditya Birla Health Insurance for Senior Citizens

Bajaj Allianz Health Insurance for Senior Citizens

Care Health Insurance for Senior Citizens

Cholamandalam Health Insurance for Senior Citizens

Edelweiss Health Insurance for Senior Citizens

Future Generali Health Insurance for Senior Citizens

IFFCO Tokio Health Insurance for Senior Citizens

Kotak Mahindra Health Insurance for Senior Citizens

Senior Citizen Health Insurance PlansExpand

Inclusions of Digit Health Insurance for Senior Citizens

The following coverage is available under Digit Health Insurance for senior citizens:

Hospitalization Cover
Day Care Procedures
Pre-hospitalization Expenses
Post-hospitalization Expenses
Dental Treatment
Road Ambulance
Second Medical Opinion
Bariatric Surgery Cover
Psychiatric Illness Cover
Infertility Treatment Cover
Organ Donor
Alternate Treatment (AYUSH) Cover
Emergency Air Ambulance
Long Hospitalization Cash Benefit
Maternity Benefit & Newborn Baby Cover
Out-patient (OPD) Benefit
Home (Domiciliary Hospitalization)
Daily Hospital Cash Cover
Critical Illness Benefit Cover
Critical Illness Hospitalization Cover
Cancer Benefit Cover
Cancer Hospitalization Cover

The policyholder can opt for any of the above coverage along with hospitalization cover. However, daily hospital cash cover, critical illness benefit cover, critical illness hospitalization cover, cancer benefit cover and cancer hospitalization cover can be purchased on a standalone basis.

Exclusions of Digit Health Insurance for Senior Citizens

Go Digit General Insurance Limited comes with the following exclusions:

Obesity or weight control procedures
Plastic surgery or cosmetic surgery
Treatment for drug abuse, alcoholism or other intoxicants
Dietary supplements purchased without a doctor’s prescription
Artificial life maintenance
Suicide and self-injury
External congenital anomaly
Treatments taken outside India
Sexually transmitted diseases

FAQs

Q1. Does Digit Health Insurance for senior citizens have any waiting periods?
Ans: Yes, the policyholder will have to adhere to the following waiting periods under the Digit Health Care Plus policy as per the chosen option:
- Pre-existing Diseases Waiting Period – No waiting period/ 2 days/ 7 days/ 15 days/ 30 days
- Specific Diseases Waiting Period – No waiting period/ 1 year/ 2 years
- Initial Waiting Period – No waiting period/ 2 days/ 7 days/ 15 days/ 30 days
Q2. Does Digit Health Insurance for senior citizens come with any sub-limits?

Ans: Yes, sub-limits apply to certain covers under the Digit Health Care Plus policy.
Q3. Can I enhance the sum insured of my Digit Health Insurance for senior citizens mid-term?

Ans: No. You can enhance the sum insured under your Digit Health Care Plus policy only at the time of renewal.