Digit Health Insurance for Family

Digit Health Insurance for family provides customized medical coverage to the entire family. This family health insurance plan by Go Digit General Insurance Limited covers the medical expenses of all the insured family members under a single sum insured amount available on a floater basis.

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Digit Health Insurance for Family

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get up to 15% discount*
Get insured from the comfort of your home No medicals required
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    Key Benefits of Digit Health Insurance for Family

    Check out the key benefits of buying a Digit Health Insurance plan for a family:

    • Coverage for coronavirus treatment available
    • Complimentary health check-up facilities available annually
    • 20% cumulative bonus up to 100% available for every claim-free year
    • Cashless claim facilities at over 6400 network hospitals
    • Refill of the sum insured up to 100% in case of exhaustion
    • 10-20% co-payment if treatment availed in a higher zone
    • Direct business discount up to 15% available
    • 7% & 10% long-term discount if opted for a 2-year or 3-year policy tenure respectively

    Digit Health Insurance Plans for Family

    Take a look at the Digit Health Insurance plan available for families in the following table:

    Plan Name

    Sum Insured (Rs)

    Pre-existing Diseases Waiting Period

    Digit Health Care Plus Plan

    Up to 3 crore

    4 years

    View Plan

    Eligibility Criteria for Digit Health Insurance for Family

    The following eligibility criteria need to be fulfilled to buy Digit Health Insurance for family:


    Eligibility Criteria



    Minimum Entry Age

    18 years

    91 days

    Maximum Entry Age

    No age limit

    No age limit

    No of Family Members Covered

    Self, spouse, children, grandchildren



    Inclusions of Digit Health Insurance for Family

    Given below are the coverage included under the Digit Health Insurance plan for a family:

    • Accidental Hospitalization Cover
    • Illness Hospitalization Cover
    • Day Care Procedures
    • Pre-hospitalization Expenses
    • Post-hospitalization Expenses
    • Dental Treatment
    • Road Ambulance
    • Second Medical Opinion
    • Bariatric Surgery Cover
    • Psychiatric Illness Cover
    • Critical Illness Hospitalization Cover
    • Cancer Hospitalization Cover

    Optional Cover:

    • Infertility Treatment Cover
    • Organ Donor Expenses
    • Alternate Treatment Cover
    • Maternity Benefit & Newborn Baby Cover
    • Long Hospitalization Cash Benefit
    • Emergency Air Ambulance
    • OPD Benefit
    • Home Hospitalization
    • Wellness Benefit Program
    • Global Coverage

    The extent of coverage may vary from one Digit Health Insurance plan for families to another.

    Exclusions of Digit Health Insurance for Family

    Digit Health Insurance for family comes with the following exclusions:

    • Pre-natal and post-natal Expenses
    • Cosmetic or plastic surgery
    • Treatment of drug abuse or alcoholism
    • Artificial life maintenance
    • Unproven treatments
    • Suicide or self-injury treatment
    • Sexually transmitted diseases

    The complete list of exclusions can be found by referring to the Digit Health Insurance policy wordings.


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