Future Generali Health Insurance Claim Settlement Ratio

(53 Reviews)
Insurer Highlights

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Back
Get insured from the comfort of your home
Get insured from the comfort of your home
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step
    Continue

      Popular Cities

      Previous step
      Continue
      Previous step
      Continue

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      What is your existing illness?

      Select all that apply

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Future Generali Health Insurance Claim Settlement Ratio

      The health claim settlement ratio of Future Generali India Insurance Company is 92% for the FY 2018-2019. The claim ratio is an indicator of how many claims the company settled successfully against the claims received. All the health insurance companies in India have claim ratios for every financial year that indicate their ability to settle health claims.

      Read More

      The percentage of claims settled under Future Generali health insurance plans is quite good and the insurer follows a simple and hassle-free claim settlement process. If you have a Future Generali health insurance policy then you can look at the process to file a claim as given below:

      Future Generali Health Insurance at a Glance:

      Key Features

      Highlights

      Network Hospitals

      4300+

      Incurred Claim Ratio

      87.42

      Renewability

      Lifelong

      Waiting Period

      4 years

      Future Generali Health Insurance Claim Process

      If you want to register a claim with Future Generali Health Insurance, the process goes as follows:

      Claim intimation

      • Fill the Future General Health Insurance Claim form
      • Attach the Medical certificate issued by the Hospital along with your bank account details
      • Submit it at the nearest Future Generali India Insurance Company’s branch

      Claim Processing

      • The insurance company will appoint a claim specialist who will assess your claim request
      • If any further information is required the insurer will call you or intimate the same via letter or SMS

      Claim Decision

      • Once all the documents are received and verification is done, the insurer will give its final decision within 10 days and the same will be communicated to you
      • For a speedy payout of the claims the insurer settles the amount through direct credit to the claimant's account

      As per your preference, you can either file a cashless claim or a reimbursement claim and the process is described below-

      Cashless Claim Process of Future Generali Health Insurance

      • During the claim settlement process the insurer can undergo the treatment at any of the network hospitals
      • You need to show your Future Generali health card at the hospital desk
      • The hospital will send a pre-authorization request form to you
      • You can avail of cashless benefit once Future Generali India Insurance Company provides the approval to the hospital
      • Your hospital bills will be the settled directly settled by the insurance company
      • However, if the claim is not accepted you can pay the bills, an file for reimbursement after getting discharged from the hospital

      Reimbursement Claim Process of Future Generali Health Insurance

      • Pay the hospitalization expenses from your pocket
      • Now fill and submit the claim reimbursement after getting discharged from the hospital
      • Submit all the documents as required by the insurer
      • The approval and rejection will be based on the documents submitted

      Documents Required for Future Generali Health Insurance

      Keep the following documents handy when filing a claim for Future Generali Health Insurance plans:

      • Health Insurance claim form
      • Details of the treatment
      • Investigation reports such as blood report, MRI scan, and X-ray
      • Hospital ​receipts/invoices/bills from the hospital
      • Doctor prescriptions
      • Hospital discharge summary
      • Hospital Chemist bills
      • Other documents ( if required)

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      10 Essential Things that Should be Included in your Health Insurance Policy

      12 Sep 2023

      The cost of healthcare has risen threefold in the last decade
      Read more
      Short-Term Health Insurance

      06 Sep 2023

      With technological advancements in India, the health insurance
      Read more
      Know Everything About Cashless Mediclaim Insurance

      23 Aug 2023

      Health emergencies come without a warning. Usually, people realize
      Read more
      List of Diseases Covered by HDFC ERGO Health Insurance

      11 Aug 2023

      In the world we live today, diseases are spreading like wildfire
      Read more
      Dengue, Malaria Cases Surge in Delhi: Know Why Health Insurance is a Must

      26 Jul 2023

      Delhi witnessed its first flood in 45 years due to incessant rains
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      10 Major Benefits of Ayushman Bharat Yojana
      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi
      Read more
      Best Health Insurance Plans for Senior Citizens in 2023
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more
      Waiting Period in Health Insurance
      The waiting period in health insurance refers to the duration before which certain diseases will not be covered by
      Read more

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL