Future Generali Health Insurance Claim Settlement Ratio

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      Future Generali Health Insurance Claim Settlement Ratio

      The health insurance claim settlement ratio of Future Generali India Insurance Company is 80.5% for FY 2021-2022. The claim settlement ratio is an indicator of how many claims the company settled successfully against the total claims received. All health insurance providers in India have a claim settlement ratio for every financial year, indicating their ability to settle health claims.

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      The percentage of claims settled under Future Generali health insurance plans is quite good, implying that the insurer settles most of the claims it receives. Moreover, the insurer follows a simple and hassle-free claim settlement process for the ease of the policyholders.

      Future Generali Health Insurance Claim Process

      Policyholders can file both cashless and reimbursement claims with Future Generali health insurance plans. To register a claim with Future Generali India Insurance Company, follow the process given below:

      Cashless Claim Process of Future Generali Health Insurance:

      To raise a cashless claim, the insured must undergo the treatment at any of the network hospitals of the insurance company. Here are the steps to raise a Future Generali health insurance cashless claim:

      • Go to the insurance desk of the network hospital where you have been hospitalized.
      • You need to show your Future Generali health card at the hospital desk.
      • The hospital will verify your identity and send a pre-authorization request form to the insurer.
      • You can avail cashless treatment once Future Generali India Insurance Company gives approval to the hospital.
      • After you get discharged, the hospital will send all the claim documents to the insurer.
      • Your hospital bills will be settled by the insurance company, and the bill amount will be paid to the hospital.

      Reimbursement Claim Process of Future Generali Health Insurance:

      Here is a step-by-step procedure to file a reimbursement claim:

      • Go to the insurance desk of the network hospital where you have been hospitalized.
      • You need to show your Future Generali health card at the hospital desk.
      • The hospital will verify your identity and send a pre-authorization request form to the insurer.
      • You can avail cashless treatment once Future Generali India Insurance Company gives approval to the hospital.
      • After you get discharged, the hospital will send all the claim documents to the insurer.
      • Your hospital bills will be settled by the insurance company, and the bill amount will be paid to the hospital.

      Reimbursement Claim Process of Future Generali Health Insurance:

      Here is a step-by-step procedure to file a reimbursement claim:

      • Get admitted to a hospital and avail the treatment.
      • Pay all the hospitalization expenses from your pocket and collect all documents in original at the time of hospital discharge.
      • Now, fill out the claim form and submit it along with all the required documents to the nearest branch of the insurance company.
      • The insurer will settle your claim and pay the claim amount to you based on your policy terms and conditions.

      Documents Required for Future Generali Health Insurance

      Keep the following documents handy when filing a claim under Future Generali Health Insurance plans:

      • Health Insurance claim form
      • Doctor’s certificate specifying the medical condition and the treatment
      • Medical investigation reports, such as blood test reports, MRI scans, X-rays, etc.
      • Hospital invoices/bills along with payment receipts
      • Doctor prescriptions
      • Hospital discharge summary
      • Hospital chemist bills
      • Other documents (if required)
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