Future Generali Health Insurance Claim Settlement Ratio

The percentage of claims settled under Future Generali health insurance plans is quite good and the insurer follows a simple and hassle-free claim settlement process. If you have a Future Generali health insurance policy then you can look at the process to file a claim as given below:

Future Generali Health Insurance at a Glance:

Future Generali Health Insurance Claim Process

If you want to register a claim with Future Generali Health Insurance, the process goes as follows:

Claim intimation

• Fill the Future General Health Insurance Claim form
• Attach the Medical certificate issued by the Hospital along with your bank account details
• Submit it at the nearest Future Generali India Insurance Company’s branch

Claim Processing

• The insurance company will appoint a claim specialist who will assess your claim request
• If any further information is required the insurer will call you or intimate the same via letter or SMS

Claim Decision

• Once all the documents are received and verification is done, the insurer will give its final decision within 10 days and the same will be communicated to you
• For a speedy payout of the claims the insurer settles the amount through direct credit to the claimant's account

As per your preference, you can either file a cashless claim or a reimbursement claim and the process is described below-

Cashless Claim Process of Future Generali Health Insurance

• During the claim settlement process the insurer can undergo the treatment at any of the network hospitals
• You need to show your Future Generali health card at the hospital desk
• The hospital will send a pre-authorization request form to you
• You can avail of cashless benefit once Future Generali India Insurance Company provides the approval to the hospital
• Your hospital bills will be the settled directly settled by the insurance company
• However, if the claim is not accepted you can pay the bills, an file for reimbursement after getting discharged from the hospital

Reimbursement Claim Process of Future Generali Health Insurance

• Pay the hospitalization expenses from your pocket
• Now fill and submit the claim reimbursement after getting discharged from the hospital
• Submit all the documents as required by the insurer
• The approval and rejection will be based on the documents submitted

Documents Required for Future Generali Health Insurance

Keep the following documents handy when filing a claim for Future Generali Health Insurance plans:

• Health Insurance claim form
• Details of the treatment
• Investigation reports such as blood report, MRI scan, and X-ray
• Hospital ​receipts/invoices/bills from the hospital
• Doctor prescriptions
• Hospital discharge summary
• Hospital Chemist bills
• Other documents ( if required)