This plan offers monetary benefit to take care of miscellaneous expenses if insured person is ever diagnosed with a critical illness.Future Criti-Care is a standalone critical benefit plan that insures against twelve critical illnesses. If the insured people diagnoses with one of these, they will be provided with a fixed sum, regardless of their actual medical expenses.
The policy provides cover against the following critical illnesses:
Annual premium in Rupees exclusive of taxes
Sum Insured/ Age |
6-25 years |
26-30 years |
31-35 |
36-40 |
41-45 |
46-50 |
51-55 |
56-60 |
61-65 |
1 Lakh |
262 |
320 |
391 |
636 |
933 |
1746 |
2598 |
4614 |
5768 |
2 Lakhs |
487 |
601 |
740 |
1229 |
1821 |
3166 |
4869 |
8247 |
10309 |
3 Lakhs |
711 |
881 |
1090 |
1822 |
2709 |
4597 |
7140 |
11880 |
14850 |
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------ |
------ |
------- |
------- |
------ |
------ |
------- |
------ |
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48 Lakhs |
12315 |
15006 |
18312 |
30011 |
44171 |
69737 |
110565 |
175367 |
255123 |
49 Lakhs |
12523 |
15234 |
18662 |
30605 |
45059 |
71157 |
112357 |
179274 |
260392 |
50 Lakhs |
12765 |
15567 |
19011 |
31197 |
45947 |
72578 |
115865 |
183568 |
265660 |
*The above rates may vary. Please check the policy wordings for more details.
Min Sum Insured: Rs.1,00,000
Max Sum Insured: Rs.50,00,000 (for age<=45 years)
Rs:20,00,000(for age 46 years-65 years)
Coverage type: Individual/Family Floater
Grace period: Grace Period of 30 days for renewing the policy is provided under this policy.
Renewal Policies: The policy if renewed continuously without any break will be renewed lifelong.
Policy termination: You may cancel this insurance by giving at least 15 days written notice, and if no claim has been made then premium will be refunded on short term rates for the unexpired Policy Period as per the rates detailed below.
Period on risk |
Rate of premium refunded |
Up to one month |
75% of annual rate |
Up to three months |
50% of annual rate |
Up to six months |
25% of annual rate |
Exceeding 6 months |
Nil |
Age group (years) |
Premium Discount |
6-25 |
50% |
26-30 |
30% |
31-35 |
30% |
36-40 |
30% |
41-45 |
20% |
46-50 |
10% |
Above 51 |
5% |
*The above rates may change. Please check the policy wordings for more details.
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