Future Generali Family Criticare Plan

This plan offers monetary benefit to take care of miscellaneous expenses if insured person is ever diagnosed with a critical illness.Future Criti-Care is a standalone critical benefit plan that insures against twelve critical illnesses. If the insured people diagnoses with one of these, they will be provided with a fixed sum, regardless of their actual medical expenses.

Read More

Get insured from the comfort of your home No medicals required

Tell us about you

Future Generali Family Criticare Plan

All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on 'View Plans' you, agreed to our Privacy Policy and Terms of use
Close
Back
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    Key Features

    • Family means and includes you, the spouse, first two dependent children and two dependent parents.
    • Upon survival of 28 days from the first diagnosis / actual undergoing of the surgical procedures that are mentioned above, the insured and his/her family members can claim the entire sum insured under the policy
    • The entire sum insured amount as a lump sum is received, thus helping to plan the treatment accordingly
    • No medical examination up to the age of 45 years and sum insured up to 5 lakhs, subject to the proposal form having no adverse medical declarations
    • Pre-policy checkup, if advised, has to be done in our empanelled diagnostic center. Up to 50% cost of the diagnostic tests charges would be reimbursed for accepted cases wherein the policy has been issued. The test reports would be valid for 1 month.
    • Maximum Policy term is 1 year.

    Benefits

    The policy provides cover against the following critical illnesses:

    • Cancer of specified severity.
    • Kidney failure requiring regular dialysis.
    • Primary pulmonary arterial hypertension.
    • Multiple sclerosis with persisting symptoms.
    • Major organ/bone marrow transplant
    • Open Chest CABG( Coronary Artery Bypass Graft)
    • Aorta graft Surgery
    • Stroke Resulting in Permanent Symptoms
    • First Heart Attack of specified severity.
    • Coma of Specified Severity.
    • Total Blindness.

    Details about Premium

    Annual premium in Rupees exclusive of taxes

    Sum Insured/ Age

    6-25 years

    26-30 years

    31-35

    36-40

    41-45

    46-50

    51-55

    56-60

    61-65

    1 Lakh

    262

    320

    391

    636

    933

    1746

    2598

    4614

    5768

    2 Lakhs

    487

    601

    740

    1229

    1821

    3166

    4869

    8247

    10309

    3 Lakhs

    711

    881

    1090

    1822

    2709

    4597

    7140

    11880

    14850

    -------

    ------

    ------

    -------

    -------

    ------

    ------

    -------

    ------

    -------

    48 Lakhs

    12315

    15006

    18312

    30011

    44171

    69737

    110565

    175367

    255123

    49 Lakhs

    12523

    15234

    18662

    30605

    45059

    71157

    112357

    179274

    260392

    50 Lakhs

    12765

    15567

    19011

    31197

    45947

    72578

    115865

    183568

    265660

    *The above rates may vary. Please check the policy wordings for more details.

    Policy Details

    Min Sum Insured: Rs.1,00,000

    Max Sum Insured: Rs.50,00,000 (for age<=45 years)

    Rs:20,00,000(for age 46 years-65 years)

    Coverage type: Individual/Family Floater

    Grace period: Grace Period of 30 days for renewing the policy is provided under this policy.

    Renewal Policies: The policy if renewed continuously without any break will be renewed lifelong.

    Policy termination: You may cancel this insurance by giving at least 15 days written notice, and if no claim has been made then premium will be refunded on short term rates for the unexpired Policy Period as per the rates detailed below.

    Period on risk

    Rate of premium refunded

    Up to one month

    75% of annual rate

    Up to three months

    50% of annual rate

    Up to six months

    25% of annual rate

    Exceeding 6 months

    Nil

    Additional features or riders

    • Discounts:
        • Family Floater Discounts

    Age group (years)

    Premium Discount

    6-25

    50%

    26-30

    30%

    31-35

    30%

    36-40

    30%

    41-45

    20%

    46-50

    10%

    Above 51

    5%

     

    *The above rates may change. Please check the policy wordings for more details.

    Exclusions

    • Any condition, ailment, injury or related condition(s) for which you have been diagnosed, received medical treatment, had signs and / or symptoms, prior to the inception of your first policy until 48 months from the date of inception.
    • Any disease contracted during the first 30 days from the commencement of the policy
    • Non-allopathic treatment
    • Congenital diseases
    • All expenses related to AIDS and related diseases
    • Joint replacement surgery shall be covered after a waiting period of 3 years, unless required due to an accident
    • Use of intoxicating drugs or alcohol

    Documents Required

    • Claim form
    • Discharge certificate/card from the hospital
    • Attending Doctor's / Consultant's / Specialist's certificate regarding diagnosis.
    • Surgeon's certificate stating nature of operation performed and Surgeon's bill and receipt
    • Indoor case papers from the hospital

    Eligibility

    • Minimum Age- 6 Years
    • Maximum Age- 65Years
    • Maximum Policy Term- 1 Year

    Health insurance articles

    Recent Articles
    Popular Articles
    PMASBY Scheme: All You Need to Know About Pradhan Mantri Atmanirbhar Swasth Bharat Yojana

    25 Oct 2021

    The PMASBY or the Pradhan Mantri Atmanirbhar Swasth Bharat Yojana...
    Is Dermatology Covered by Health Insurance Plans?

    21 Oct 2021

    The prevalence of dermatology has risen significantly in India...
    Does Health Insurance Cover Orthopaedic Surgery?

    09 Oct 2021

    Orthopaedic health conditions have become quite common in India...
    Claim Settlement Ratio Vs Incurred Claim Ratio - Know the Difference

    07 Oct 2021

    Every health insurance plan comes with unique benefits to attract...
    What Is The Right Age To Purchase A Health Insurance Policy?

    30 Sep 2021

    Every person must have a health insurance policy to deal with...
    Best Health Insurance Plans in India 2021
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Best Maternity Insurance Plans
    Maternity or pregnancy is an important phase of life, and one needs to prepare in advance to embrace parenthood...
    Top Family Health Insurance Policies in India 2021
    From the air we breathe to the food we eat; everything is intentionally or unintentionally subjected to...
    Health Insurance Claims Ratio- Things You Should Look Before Buying Health Insurance
    There has always been a doubt in customers mind about whether the private company will keep its side of the bargain...
    Best Health Insurance Plans for Senior Citizens in 2021
    Considering the increase in medical inflation in India, buying adequate health insurance for your loved ones has...

    Future Generali Family Criticare Plan Reviews & Ratings

    / 5 (Based on 31 Reviews)
    (Showing Newest 9 reviews)
    Omkar
    Chennai , October 26, 2021
    Great features
    I have got day care hospitalization feature under the mediclaim policy which i have purchased from the policybazaar. It offered me lifelong renewability Cover. It includes tax exemption benefits, cashless hospitalization and many other facilities. overall i like my plan.
    Angoor
    Kolkata , October 26, 2021
    Trustworthy website
    I rarely trust the online purchasing because of the possibility of fraud but Policybazaar has built my trust up. I went through the online process when I was taking care health insurance from here and i found this website trustworthy.
    Kush
    Surat, October 26, 2021
    Helpful staff
    I rarely trust the online purchasing because of the possibility of fraud but Policybazaar has built my trust up. I went through the online process when I was taking care health insurance from here and i found this website trustworthy.
    Ranveer
    Pune, October 26, 2021
    Low cost plan
    Such a simple and easy process to buy a policy was provided to me by Policybazaar. Someone suggested me to check the health plans on Policybazaar website. i went through a lot of plans and i found the right plan here. i bought star health insurance at low cost.
    Kushal
    Jaipur, October 26, 2021
    Good Coverage
    I have bought Bajaj Allianz Health Insurance for my family and by taking a health plan, I have secured my entire family. I have got coverage against medical expenses and buying my policy online has saved my money as I did not have to pay agent fees.
    Jitendra
    Lucknow, October 26, 2021
    Affordable plan
    A friend of mine told me about Policybazaar. He said that he has found an affordable health plan deal in Policybazaar. I went to Policybazaar to buy the same plan. I wanted a family health plan so I took Aditya Birla health insurance and it has covered every member of my family.
    Rajesh
    Kanpur, October 26, 2021
    Easy to compare
    Last week i went to Policybazaar for taking health plan for my family. An executive explained the policy very well and showed me various plans out of which i chose digit health insurance and it has covered me and my wife.
    Kuvar
    Nagpur, October 26, 2021
    Good plan
    I was able to compare the various plans easily on the website of Policybazaar. At first, i was confused about what i should choose as so many options were given there but then i bought sbi general health insurance for my parents. I got really good senior citizen health plan.
    Abhijeet
    Allahabad, October 26, 2021
    Hassle free experience
    I had an amazing and hassle free experience with policybazaar. Everything has beem very smooth when i was purchasing health insurance from policybazaar. Their team assisted me in well mannered way.
     
    Close
    Download the Policybazaar app
    to manage all your insurance needs.
    INSTALL