*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
Who would you like to insure?
Future Health Suraksha provides the insured a network of hospitals across the nation that can handle any medical problem that arises. Innovative covers are offered through its different plans. In addition the policy also provides quick settlement of claims.
Understanding the different needs of policy holders Future Health Suraksha provides four different plans which gives the facility of choosing the plan of your needs.
Annual premium in Rupees exclusive of taxes
Basic Plan |
Individual Premium |
|||||||||||
Sum Insured/ Age |
90 days-25 |
26-35 |
36-45 |
46-55 |
56-65 |
66-70 |
71-75 |
76-80 |
81-85 |
86-90
|
Above 90 years |
|
50000 |
713 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
1000000 |
1258 |
1491 |
1747 |
2547 |
4143 |
6627 |
7437 |
8143 |
9364 |
8429 |
1331 |
|
150000 |
1547 |
1755 |
2193 |
3419 |
5640 |
9022 |
10064 |
10872 |
12503 |
11253 |
1567 |
|
200000 |
2067 |
2312 |
2877 |
4121 |
7074 |
9713 |
11307 |
12215 |
14047 |
12643 |
1959 |
|
250000 |
2356 |
2590 |
3069 |
4608 |
8116 |
10194 |
12060 |
13029 |
14984 |
13485 |
2195 |
|
300000 |
2847 |
3194 |
3795 |
5592 |
9564 |
11864 |
12915 |
13966 |
16060 |
14454 |
2852 |
|
350000 |
3046 |
3380 |
4068 |
6122 |
10200 |
13757 |
15538 |
16787 |
19305 |
17374 |
3018 |
|
400000 |
3336 |
3813 |
4599 |
7035 |
11136 |
14755 |
16959 |
18323 |
21071 |
18964 |
3316 |
|
450000 |
3609 |
3928 |
4864 |
7493 |
12073 |
15326 |
17164 |
19001 |
21851 |
19666 |
3507 |
|
500000 |
4758 |
5186 |
6428 |
9035 |
12398 |
16144 |
19347 |
20901 |
24036 |
21633 |
4630 |
|
*The above rates may vary. Please check the policy wordings for more details.
Sum Insured: Maximum: 10 Lakhs
No Claim Bonus: Cumulative bonus of 10% on the basic sum insured will be provided up to a maximum of 50% of the sum insured.
Coverage type: Individual
Grace period: Grace Period of 30 days for renewing the policy is provided under this policy.
Renewal Policies: The policy if renewed continuously without any break will be renewed lifelong.
Policy termination: You may cancel this insurance by giving at least 15 days written notice, and if no claim has been made then premium will be refunded on short term rates for the unexpired Policy Period as per the rates detailed below.
Up to one month |
75% of annual rate |
Up to three months |
50% of annual rate |
Up to six months |
25% of annual rate |
Exceeding 6 months |
Nil |
Free look period: 15 days