Future Health Suraksha has a network of hospitals across the nation that can handle any medical problem that arises. Innovative covers are offered through its different plans. The policy also provides and quick settlement of claims.
Family floater means the sum insured shall be floating over the insured members. Here the family means self, spouse and 2 dependent children.
Annual premium in Rupees exclusive of taxes
Basic Plan |
Two Adults |
|||||||||||
Sum Insured/ Age |
90 days-25 |
26-35 |
36-45 |
46-55 |
56-65 |
66-70 |
71-75 |
76-80 |
81-85 |
86-90
|
Above 90 years |
|
200000 |
3100 |
3467 |
4315 |
6181 |
10611 |
14569 |
16960 |
18322 |
21071 |
18964 |
2939 |
|
300000 |
4271 |
4791 |
5693 |
8388 |
14347 |
17796 |
19372 |
20948 |
24090 |
21681 |
4278 |
|
400000 |
5004 |
5720 |
6899 |
10553 |
16704 |
22133 |
25439 |
27484 |
31606 |
28446 |
4974 |
|
500000 |
7137 |
7779 |
9642 |
13553 |
18597 |
24216 |
29020 |
31352 |
36054 |
32449 |
6945 |
|
Gold Plan |
Two Adults |
|||||||||||
Sum Insured/ Age |
90 days-25 |
26-35 |
36-45 |
46-55 |
56-65 |
66-70 |
71-75 |
76-80 |
81-85 |
86-90
|
Above 90 years |
|
200000 |
3717 |
4157 |
5174 |
7412 |
12722 |
17469 |
20335 |
21968 |
25264 |
22738 |
3523 |
|
300000 |
5121 |
5745 |
6825 |
10057 |
17202 |
21337 |
23227 |
25117 |
28884 |
25996 |
5129 |
|
400000 |
6000 |
6858 |
8272 |
12653 |
20029 |
26537 |
30502 |
32953 |
37896 |
34106 |
5964 |
|
500000 |
8557 |
9327 |
11561 |
16250 |
22297 |
29035 |
34795 |
37591 |
43229 |
38907 |
8328 |
|
*The above rates may vary. Please check the policy wordings for more details.
Sum Insured: Up to 10 Lakhs
No Claim Bonus: Cumulative bonus of 10% on the basic sum insured will be provided up to a maximum of 50% of the sum insured.
Coverage type: Family Floater
Grace period: Grace Period of 30 days for renewing the policy is provided under this policy.
Renewal Policies: The policy if renewed continuously without any break will be renewed lifelong.
Policy termination: You may cancel this insurance by giving at least 15 days written notice, and if no claim has been made then premium will be refunded on short term rates for the unexpired Policy Period as per the rates detailed below.
Up to one month |
75% of annual rate |
Up to three months |
50% of annual rate |
Up to six months |
25% of annual rate |
Exceeding 6 months |
Nil |
Free look period: 15 days
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