Future Generali Critical Illness policy is a benefit policy that provides a lump sum amount in case a critical illness is diagnosed and requires surgery. In today’s time when critical illnesses are on a rise, with rapid medical advancements we can cure heart attacks, strokes, cancer, etc. With the right critical illness plan, you would be able to pay for ever-increasing medical expenses and avail the best healthcare services. Let’s check what the Future Criticare critical illness plan has in offer for you and your loved ones.
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Incurred Claim Ratio
Adults: B/w the age group of 18 years & 65 years with a lifetime renewal option
Children: B/w the age group of 6 years & 25 years can be insured if parents are also covered in the Future Generali health insurance plan
A medical test is not required if the insured declared no adverse health condition on the proposal form. If the applicant is within the age group of 45 years and the sum insured is Rs 5 lakh, a pre-medical test is not required
Future Generali critical illness policy offers the following coverage benefits to the policyholder:
Under this critical illness insurance plan you can get yourself, your family, and 2 dependent parents, and up to 2 dependent children up to the age of 2-years insured under a single sum insured amount.
Get a lump sum benefit upon diagnosis of a critical illness or condition to get the necessary treatment.
12 Illnesses Covered With Tax Benefits
Get insured against 12 critical illnesses. The premium paid is exempt under section 80 D of the Income Tax Act.
How many Illnesses are covered under your Criticare product?
The critical illness plan covers 12 critical illnesses/life-threatening conditions as given below:
Quick Turnaround Time
Future Generali critical illness health insurance claims are usually settled within 14 days provided all the documents/information is submitted on time.
30 Days for Renewal
You get a 30 days grace period for renewal starting from the policy expiry date.
Future Generali critical illness plans provide lump sum benefits in case of diagnosis of any of the critical illnesses in the Criti Care policy. This is subjected to a waiting period of 90 days from the policy commencement date and a survival period of 28 days from the date of start of procedure or diagnosis.
The critical illness policy by Future Generali General Insurance covers:
The Surgical procedure of:
First-time occurrences such as:
To buy this Future Generali Critical illness policy you can email us at firstname.lastname@example.org or speak to our customer care team and chat with us online.
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