Generali Central (Formerly Future Generali) Health Insurance Full Body Check-up

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      Generali Central (Formerly Future Generali) Health Insurance Full Body Check-up

      Generali Central (Formerly Future Generali) health insurance full body check-up is offered under its medical insurance plans by Generali Central (Formerly Future Generali) Insurance Company Limited. The preventive health check-up benefit helps the insured to assess potential health risks through various medical tests. Some health insurance plans provide the benefit on an annual basis, while others offer it after a block of specific years.

      List of Free Medical Tests Covered by Generali Central (Formerly Future Generali) Health Insurance Plans

      The following medical tests are covered under Generali Central (Formerly Future Generali) health insurance plans:

      • Complete Blood Count (CBC)
      • Blood Pressure and BMI (Body Mass Index)
      • Fasting Blood Sugar
      • Post Prandial Blood Sugar
      • Glycosylated Haemoglobin (HbA1C)
      • Serum Cretanine
      • Low Density Lipoproteins(LDL)
      • High Density Lipoproteins(HDL)
      • Serum Triglycerides
      • Serum Cholesterol
      • Serum Glutamic Oxaloacetic Transaminase (SGOT)
      • Serum Glutamic Pyruvic Transaminase (SGPT)
      • Gamma-Glutamyl Transferase (GGTP)
      • Thyroid function (T3,T4,TSH)
      • Anti Mullerian Hormone (AMH)
      • PAP Smear
      • Mammography
      • Vitamin D
      • Serum Calcium
      • Serum Phosphorus
      • Renal Profile
      • Uric Acid
      • Total Protein
      • Pulmonary Function Test
      • USG (Abdomen)
      • Electrocardiogram (ECG) reported by an MD Physician

      Note: The exact list of medical tests may vary from one Generali Central (Formerly Future Generali) health insurance plan to another. Please contact Generali Central (Formerly Future Generali) Insurance Company Limited to know the exact medical tests covered.

      Generali Central (Formerly Future Generali) Health Insurance Plans with Full Body Check-up

      The following Generali Central (Formerly Future Generali) health insurance plans offer preventive health check-ups:

      Generali Central (Formerly Future Generali) Health Insurance Plan Name Frequency
      Generali Central (Formerly Future Generali) Health Unlimited Plan Annual
      Generali Central (Formerly Future Generali) Health Xtra Plan Per policy's terms
      Generali Central (Formerly Future Generali) Varishta Bima Plan Annual
      Generali Central (Formerly Future Generali) D.I.Y. Health Plan Per policy's terms
      Generali Central (Formerly Future Generali) Health Total Plan Annual
      Generali Central (Formerly Future Generali) Health Absolute Plan Per policy's terms
      Generali Central (Formerly Future Generali) Health Elite Plan Per policy's terms
      Generali Central (Formerly Future Generali) Health Suraksha Plan 4 continuous claim-free years
      Generali Central (Formerly Future Generali) Health PowHER Plan Annual

      Things to Remember About Generali Central (Formerly Future Generali) Health Insurance Full Body Check-up

      The policyholder must remember the following things about Generali Central (Formerly Future Generali) health insurance health check-ups:

      • While some health insurance plans offer annual health check-ups, others provide the benefit after a block of specific years.
      • Generali Central (Formerly Future Generali) health check-ups are offered only to individuals above 18 years.
      • Most Generali Central (Formerly Future Generali) full body check-ups are offered from the 1st policy year, while a few are offered from the 2nd policy year.
      • Generali Central (Formerly Future Generali) health insurance full body check-ups are offered only through the insurer's empanelled diagnostic centres.
      • Most mediclaim policies offer full body check-ups irrespective of claims, while a few Generali Central (Formerly Future Generali) health insurance plans offer health check-ups only after a claim-free period.
      • Some medical tests, like PAP Smear and Mammography, are covered only after the insured has been continuously covered for 12 months under the health insurance policy.
      • Health check-ups in some health insurance plans are applicable only to two/three/four insured persons, irrespective of family size.

      Generali Central (Formerly Future Generali) Health Insurance Full Body Check-up: FAQs

      • Q1. What does Generali Central (Formerly Future Generali) health insurance cover?

        Ans: Generali Central (Formerly Future Generali) health insurance plans provide coverage for expenses incurred on hospitalization, pre- and post- hospitalization, ambulance charges, daycare procedures, modern treatments, health check-ups, etc.

      • Q2. How to claim for a Generali Central (Formerly Future Generali) health insurance health check-up?

        Ans: You can claim the Generali Central (Formerly Future Generali) health insurance full body check-up by contacting the insurer through their website or toll-free number. They will provide you with a list of the network hospitals or diagnostic centres where you can schedule an appointment and have your medical tests done.

      • Q3. What is the cost for a full body check-up under health insurance?

        Ans: If a full body check-up is covered by insurance, it may have specific listed medical tests that the insured can avail for free or it may provide a specified limit for health check-ups up to which the insured can raise a claim. Most Generali Central (Formerly Future Generali) health insurance plans offer a list of medical tests that the insured can avail of.

      • Q4. Can a full body check-up detect all diseases?

        Ans: No, a full body check-up covered by insurance cannot detect all diseases. It is a mere screening tool to assess various parameters and get an idea of the overall functioning of the body. However, regularly getting a preventive health check-up can help to identify early signs of potential health risks, including diabetes, kidney problems, heart diseases and thyroid issues.

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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

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