*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
Who would you like to insure?
Future Generali Future Advantage is a top-up health insurance plan that helps you meet any additional medical expenses. Future Advantage Top-up is a deductible health insurance plan with high sum insured options at a lower premium. This policy covers the insured when the basic policy coverage falls short for the treatment.
In such a situation, the Future Generali Future Advantage Top-up plan will be utilized over and above the policy deductible limit. The deductible is applicable on an aggregate basis on medical treatment during the policy term. Moreover, the coverage amount can be availed on both individual and family floater basis.
With a sum insured option ranging from Rs 50,000 to Rs 1 Crore, the policy covers the policyholder for in-patient hospitalisation expenses.
Entry Age Criteria |
Children- Day 1 to 25 years |
Sum Insured (Rs) |
Rs 50,000-Rs 1 Crore |
Deductibles (Rs) |
Rs 50,000-Rs 40 lakh |
Waiting Period for Pre-existing Diseases |
24 months |
COVID-19 treatment |
Covered |
There are 2 variants of Future Generali Future Advantage Top- up Plan: Supreme Plan and Elite Plan-
Future Generali health top-up policy comes with the following features and benefits:
Inclusions under the Future Generali Future Advantage health top-up policy are given below:
Under any circumstances, the policy doesn’t cover the following:
* Please check Future Generali Health Top up Plan Brochure for a detailed list of exclusions
Policyholders can look into Future Generali health Premium Charts for various premium options available under both top-up plans. They can also use the Future Generali health Premium Calculator to calculate premiums in advance.
You can choose a coverage amount as low as Rs 50,000 that can go up to Rs 1 Crore under this Future Generali Future Advantage Top-up policy.
Yes, one can add their newly married spouse and new-born child after applying for them and paying an additional premium.
No, one member is allowed to have only one policy on their name.
Yes, these Top-up plans offer tax benefits on premium payments under Sec 80C of the Income Tax Act.
The claim settlement ratio of Future Generali is 95.28%, which is quite satisfactory.