HDFC ERGO Third party Bike Insurance

Benefits of Buying HDFC ERGO Third-party Bike Insurance Policy

Despite its limited coverage, there are several benefits of HDFC ERGO third-party bike insurance, which are explained below-

• Firstly, it provides legal and financial assistance by covering the policyholder's liabilities in the event of bodily injury, death, or property damage caused to a third party.
• The third-party bike policy is easy to purchase and renew online, saving time and avoiding hassle.
• It is also cost-effective, offering affordable premiums while providing essential legal and financial support in times of crisis.

HDFC ERGO Third-party Versus Comprehensive Bike Insurance Policy

To give you an insight about how third party is different from comprehensive bike insurance online, here is a table-

Inclusion of HDFC ERGO Third-party Bike Insurance Policy

The HDFC ERGO third-party bike insurance policy offers coverage to the policyholders in the following instances-

• Coverage for personal damages to third parties, such as bodily injuries or death caused in an accident, which involves the insured's two-wheeler.
• Coverage for property damage incurred by a third party, up to Rs. 1 lakh.

Exclusions of HDFC ERGO Third-party Bike Insurance Policy

The third-party bike insurance plan is an essential & mandatory coverage, which does not offer any coverage to its policyholder in the following cases-

• No coverage for the own damages to the insured two-wheeler.
• No coverage if the policyholder is caught driving without a valid license or under the influence of alcohol.
• No coverage for incidents occurring outside the geographical scope of the policy.
• No coverage for damages caused by riots, vandalism, war, or radioactive contamination

FAQs about HDFC ERGO Third-party Bike Insurance