About ICICI Lombard Health Booster Plan
ICICI Lombard Health Booster is a top up/ super top up insurance plan that ensures an extra layer of medical coverage in case the base policy gets exhausted. It comes with an in-built deductible that needs to be paid to activate the policy. Moreover, this health insurance policy provides restoration of sum insured, complimentary annual health check-ups and wellness programs, besides a range of essential coverage benefits.
ICICI Lombard Health Booster Plan: Key Highlights
| Categories | Specifications |
|---|---|
| Sum Insured | ₹25 lakh to ₹50 lakh |
| Pre-policy Medical Check-up | Not required for up to 45 years and ₹10 lakh sum insured |
| Pre-existing Diseases Waiting Period | 2 years |
| Discount | Up to 12.5% tenure discount Up to 12.5% family discount ₹100 soft copy discount |
| Co-payment | 20% for people aged 60 years and above |
or select from popular citiessSearch Health AdvantEdge Cashless Network Hospital list
Key Benefits of ICICI Lombard Health Booster Plan
ICICI Lombard Health Booster Plan Inclusions, Exclusions & Optional Cover
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In-patient TreatmentIt covers the medical expenses incurred during hospitalization of at least 24 hours, including hospital room rent, doctor’s fees, etc.
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Day Care TreatmentIt pays for the cost of day care treatments that require less than 24 hours of hospital admission.
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In-patient AYUSH TreatmentIt covers the cost of in-patient treatment availed at an AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha and Homeopathy) hospital or day care centre.
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Domiciliary Hospitalization CoverIt pays for the medical treatment availed at home on doctor’s advice for at least 3 days in case the insured patient cannot be shifted to a hospital.
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Donor ExpensesIt covers the medical expenses incurred by the donor while donating the organ for the transplant surgery of the insured.
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Pre-Hospitalization & Post-Hospitalization ExpensesIt pays for the medical expenses incurred up to 60 days before hospitalization and 90 days after discharge from the hospital.
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Non-accidental dental expenses
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Maternity expenses
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Sterility and infertility treatment
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Intentional self-injury
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Treatment for alcohol or drug addiction
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Plastic or cosmetic surgery
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Hospital Daily CashIt pays a daily cash amount to the policyholder for each day of hospitalization, provided the insured is hospitalized for at least 3 days.
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Convalescence BenefitIt provides a lump sum benefit if the insured is admitted to the hospital for at least 10 consecutive days.
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Personal Accident CoverIt pays compensation in case the insured meets with an accident leading to death or permanent total disability.
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Temporary Total Disablement Rehabilitation CoverIt provides a lump sum amount for rehabilitation in case the insured suffers from temporary total disability due to an accident.
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Repatriation of RemainsIt pays for the cost of transporting the mortal remains of the insured back to their place of residence or for cremation or burial in case of death.
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Critical Illness CoverIt provides a lump sum amount in case the insured is diagnosed with any of the 21 listed critical illnesses.
ICICI Lombard Health Booster Plan Waiting Periods
| Categories | Waiting Period |
|---|---|
| Initial Waiting Period | 30 days |
| Pre-existing Disease Waiting Period | 2 years |
| Cardiac Conditions/Diabetes/Hypertension Waiting Period | 90 days |
| Specified Disease/Procedure Waiting Period | 2 years |
| Critical Illness Waiting Period | 90 days |
In case of emergency we are just a call away. Take care of your family, we will do the rest. Our claim specialists will reach your location & complete the formalties from filing the claim to documentation to coordinating with insurer, TPA & hospital. Available in New Delhi and 114+ cities View cities list ›Policybazaar Claim Process
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ICICI Lombard Health Booster Plan: FAQs
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Q1. What is the health booster policy of ICICI Lombard health insurance?
Ans: ICICI Lombard Health Booster is a top up/ super top up insurance plan that comes with an in-built deductible. The policy can be handy when your base policy has exhausted and you need to raise more claims. However, this policy will come into force only when the deductible amount is paid. -
Q2. How can I check the ICICI Lombard Health Booster plan cost?
Ans: You can check the ICICI Lombard Health Booster premium chart to know the cost of buying the policy. -
Q3. Is full body check-up covered by ICICI Lombard Health Booster?
Ans: Yes. The ICICI Lombard health insurance policy provides annual full body check-up benefit.
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Q. What is the advantage of selecting a policy with a duration of more than 1 year?
Ans: If one buys Aditya Birla Health Insurance for more than a year, one can save 7.5 % and 10% on the 2 and 3 years premium, respectively.
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Q. How is an Individual cover different from a Floater cover?
Ans: In an Individual cover, coverage is offered to each individual in the family separately. In a Family Floater health insurance plan, each family member is covered based on a floater sum insured.
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Q. How is an Individual cover different from a Floater cover?
Ans: In an Individual cover, coverage is offered to each individual in the family separately. In a Family Floater health insurance plan, each family member is covered based on a floater sum insured.
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Q. What is a waiver of a mandatory co-pay cover?
Ans: This benefit is covered on payment of an additional premium. Therefore, any mandatory co-payment that is applicable under the Aditya Birla Activ Health Essential Plan will be waived off.
ICICI Lombard offers two types of claim settlements – cashless and reimbursement. Follow the steps to raise a claim:
- Find the nearest network hospital of ICICI Lombard
- Get admitted to the hospital
- Notify the insurance company about the hospitalization
- In case of pre-planned hospitalization, intimate the insurer before hospital admission.
- Fill up the pre-authorization form and submit it to the hospital staff
- The pre-authorization form will be sent to ICICI Lombard for approval.
- Once approved, obtain medical treatment.
- At the time of discharge, sign all the medical documents.
- Pay for the items/services not covered under the ICICI Lombard policy
- The network hospital will send the hospital bill to ICICI Lombard.
- After review, the insurance company will pay the bill amount directly to the network hospital.
- Inform the insurance company about the hospitalization
- In case of planned hospitalization, notify the insurer before hospital admission.
- Receive medical treatment
- At the time of discharge, pay the entire hospital bill in full.
- Collect all the medical documents, bills and payment receipts
Our Claim specialists in below cities will reach your hospital or home in 30 minutes to support your health insurance claim
