Niva Bupa Health Insurance for OPD

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Get a Claim Promise with Zero Deduction from Niva Bupa for OPD

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      Niva Bupa Health Insurance for OPD

      Niva Bupa health insurance for OPD provides comprehensive coverage for outpatient medical expenses incurred by the policyholder. Apart from covering doctor consultation fees and pharmacy bills, the insurer pays for dental and eye treatments obtained on an outpatient department (OPD) basis. Moreover, the Niva Bupa Health Insurance Company covers OPD expenses without any additional waiting period.

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      Niva Bupa Health Insurance Plans for OPD

      Here are the various OPD health insurance plans offered by the Niva Bupa Health Insurance Company:

      Name of the Plan OPD Cover Limit
      Niva Bupa Health Premia Plan Up to ₹50,000
      Niva Bupa Heartbeat Plan Up to ₹50,000
      Niva Bupa Aspire Plan Up to ₹10,000
      Niva Bupa Health Companion Plan Up to ₹5,000
      Niva Bupa GoActive Plan Up to 10 consultations in a year

      Key Benefits of Niva Bupa Health Insurance for OPD

      Take a look at the key benefits of purchasing Niva Bupa health insurance for OPD:

      • Wide coverage for outpatient expenses up to ₹50,000 are available
      • Network healthcare centres offer cashless OPD facilities
      • Up to 20% wellness discount is available 
      • Up to 15% term discount is available
      • 12% online purchase discount is available
      • 10% AdvantAGE discount is available if the eldest insured person in a health insurance policy is less than or equal to 35 years
      • Premiums paid for the mediclaim policy are eligible for tax deductions u/s 80D of the Income Tax Act, 1961.

      Note: The above benefits may change from one Niva Bupa health insurance policy to another.

      Eligibility Criteria for Niva Bupa Health Insurance for OPD

      Check out the eligibility criteria to purchase Niva Bupa health insurance plans with OPD cover:

      Categories Eligibility Criteria
      Adult Child
      Minimum Entry Age 18 years 1 day (Aspire Plan)
      91 days
      Maximum Entry Age 65 years
      No age limit (Health Companion Plan)
      17 years (Aspire Plan)
      21 years
      30 years (Health Premia Plan)
      Renewability Lifetime

      Inclusions of Niva Bupa Health Insurance for OPD

      The Niva Bupa health insurance for OPD comes with the following inclusions:

      • Doctor consultations
      • Vaccinations for animal bite
      • Diagnostic procedures
      • Pharmacy bills
      • Outpatient AYUSH treatments
      • Outpatient dental or oral treatments
      • Outpatient eyesight or optical treatments
      • E-consultations
      • Health check-ups

      Note: The above inclusions may differ from one Niva Bupa health insurance plan to another.

      Exclusions of Niva Bupa Health Insurance for OPD

      The Niva Bupa health insurance with OPD cover excludes the following:

      • In-patient treatments
      • Self-inflicted injuries
      • Home care treatments
      • Day care procedures
      • Cosmetic or plastic surgery
      • Treatment for alcoholism and other intoxicated substances
      • Treatment for injuries due to participation in dangerous and adventure sports
      • Modern treatments
      • Unproven treatments
      • Change of gender treatments

      Niva Bupa Health Insurance for OPD: FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

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