Niva Bupa (Formerly known as Max Bupa) Go Active Health Plan

(160 Reviews)
Insurer Highlights

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home
Get insured from the comfort of your home
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step

      Popular Cities

      Previous step
      Previous step

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      What is your existing illness?

      Select all that apply

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Niva Bupa (Formerly known as Max Bupa) Go Active Health Plan

      To lead a happy life it is important to be healthy. Niva Bupa (Formerly known as Max Bupa) GoActive a comprehensive health insurance plan is one such measure to help you maintain your overall health and avail the best possible treatment in India.

      Read More

      The plan is customizable as per your needs, you can select from varied benefits for you and your family. It is an economical health insurance plan under which you can get insurance for yourself and your family including spouse and up to 4 children.  Let’s check out the plan benefits and features in detail below:

      Features Niva Bupa (Formerly known as Max Bupa) Go Active Health Plan

      • The plan comes in two variants i.e. Niva Bupa (Formerly known as Max Bupa) Go Active Individual Health Plan and Niva Bupa (Formerly known as Max Bupa) Go Active Individual Family Floater Health Plan
      • The sum insured amount ranges from Rs. 4 lakh to 25 lakh
      • Easy online purchase for those who do not require any medical screening or underwriting
      • Behavioral Assistance Program for you to take counseling or psychotherapist sessions. It includes pre-marital counseling, stress management, parenting, childcare, nutrition, etc.
      • If the age of the eldest member is less than 35 years at the time of policy commencement then there is a discount of 10% on the base premium (in the first year)
      • Tax saving on the insurance premium
      • Cashless facility is available
      • 15-days of the free look period
      • Direct Claim Settlement
      • Lifetime policy renewal
      • Various optional benefits available
      • Zonal coverage option ( check policy wordings for detail)

      Eligibility Criteria to Buy Niva Bupa (Formerly known as Max Bupa) Go Active Health Plan

      The entry age criterion for adults is from 18 years to 65 years. Dependent children between the age group of 91 days and 21 years can be insured.

      You can buy an individual plan or a family floater policy in the following combinations:

      • 2 Adults
      • 1 Adult + 1 Child
      • 1 Adult + 2 Children
      • 2 Adults + 1 Child
      • 2 Adults + 2 Children
      • 2 Adults + 3 Children
      • 2 Adults + 4 Children

      Inclusions of Niva Bupa (Formerly known as Max Bupa) Go Active Health Plan

      The plan helps you get rid of the financial pressure that may arise due to an illness or injury requiring hospitalization. The costs of medical treatments that are covered by the policy are listed below:

      • In-Patient care
      • Hospital room charges
      • Pre & post hospitalization cost
      • Home health care services
      • Domiciliary treatment costs
      • Daycare treatments
      • OPD consultation charges
      • Organ transplant cover
      • Pharmacy and diagnostic services
      • Second medical opinion for planned surgery, specified illness, and surgical procedure
      • Emergency ambulance cover
      • Cost of health checkups / diagnostic procedures
      • Restoration benefit

      Optional Covers in Niva Bupa (Formerly known as Max Bupa) Go Active Health Plan

      You can further enhance your coverage by opting for these optional features:

      • I-protect-The sum insured is increased by 10% of the base sum insured upon every renewal
      • Health Coach- The plan also offers customized health coaching services to maintain your health. On the basis of your health, there is an additional 20% discount on the base premium at the time of renewal
      • Personal Accident Cover: It offers protection against accidental death, permanent total, and partial disabilities
      • Top-up with Annual Aggregate Deductible options : Rs.25,000/50,000/1 lakh/2 lakh/ 3 lakh/5 lakh/ 10 lakh

      Niva Bupa (Formerly known as Max Bupa) Go Active Health Plan Waiting Periods

        • There is a waiting period of 36 months for pre-existing diseases.
        • There is a waiting period of 30 days from the policy commencement date except for accidental injuries.
        • Some specific diseases shall be covered after a waiting period of 24 months unless the condition is resulting due to cancer (to be covered after 30-days of waiting period) and accidental cases to be covered from the day 1.
        • Waiting Periods is not applicable on out-patient consultations, annual health checkups and diagnostic tests, second medical opinion, counseling sessions, and other optional benefits.

      Exclusions of Niva Bupa (Formerly known as Max Bupa) Go Active Health Plan

          • Ancillary hospital charges
          • Conflict & disaster
          • Artificial life maintenance
          • Hazardous activities
          • Behavioral issues
          • Neurodegenerative and Neurodevelopmental Disorders
          • Dental/oral care
          • Treatment received outside India
          • Circumcision is not covered
          • AYUSH treatments, apart from in-patient treatment under Ayurveda, Sidha, Unani, and homeopathy
          • Convalescence & rehabilitation
          • External congenital anomaly
          • Cosmetic and reconstructive surgery
          • HIV, AIDS, and related health conditions
          • Treatment required for sleep-related disorders
          • Off- label drug or treatment
          • Eyesight & optical services
          • Experimental treatments
          • Inconsistent, or irrelevant diagnostic procedures
          • Mental and psychiatric conditions
          • Non-medical expenses are not covered under this plan
          • Obesity/weight control programs
          • Unrecognized hospital or physician
          • Menopause and puberty related disorders
          • Maternity expenses/reproductive medicine
          • Robotic-assisted surgery
          • LASER treatments
          • Sexually transmitted diseases
          • Unlawful activity

      For other detailed exclusions please refer to the policy wordings.

      Niva Bupa (Formerly known as Max Bupa) Go Active Health Plan Claim Process

      To file a claim you need to follow the process as enumerated below:

      • Select and approach corporate/insurance/TPA helpdesk of the network hospital (it is suggested to inform the insurer at least 72 hours before hospitalization)
      • Carry your identity proofs with you such as Voter card, passport, driving license or PAN card
      • You also need to furnish your Niva Bupa (Formerly known as Max Bupa) health card or policy number
      • Once the network hospital cross-verified your documents, they will submit a pre-authorization form to the insurer
      • The insurer will give approval or rejection to the hospital within 4 hours if all the required documents are submitted in time
      • Max BUPA may also assign a relationship manager to ease the hospitalization process
      • You can start with the treatment, sign all the forms, documents, and invoices upon discharge
      • For pre-approved treatments, the insurer will settle the bill with the hospital as per the policy terms and conditions
      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Surgeries Covered by Manipal Cigna Health Insurance Plans

      01 Mar 2024

      Amidst the ongoing surge in healthcare expenses, securing
      Read more
      Star Preventive Health Check-ups: All You Need to Know

      29 Feb 2024

      Preventive health check-ups are essential to monitor critical
      Read more
      Reasons to Purchase High-Value Health Insurance Cover

      21 Feb 2024

      When you decide to purchase a health insurance plan for you and
      Read more
      Surgeries Covered by New India Assurance Health Insurance Plans

      22 Feb 2024

      In an era where healthcare expenses are skyrocketing in India, the
      Read more
      Is a 10 Lakh Health Insurance Adequate in Your City?

      10 Jan 2024

      An ongoing medical inflation of 14 percent in India (the highest
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Best Health Insurance Plans for Senior Citizens
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more
      10 Major Benefits of Ayushman Bharat Yojana
      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi
      Read more
      How Senior Citizens can save Tax with Medical Bills u/s 80 D?
      Senior citizens can save on income tax by availing tax benefits on medical expenses under Section 80D of the Income
      Read more

      Download the Policybazaar app
      to manage all your insurance needs.