Max Bupa Go Active Health Plan

To lead a happy life it is important to be healthy. Max Bupa GoActive a comprehensive health insurance plan is one such measure to help you maintain your overall health and avail the best possible treatment in India.

The plan is customizable as per your needs, you can select from varied benefits for you and your family. It is an economical health insurance plan under which you can get insurance for yourself and your family including spouse and up to 4 children.  Let’s check out the plan benefits and features in detail below:

Features Max Bupa Go Active Health Plan

  • The plan comes in two variants i.e. Max Bupa Go Active Individual Health Plan and Max Bupa Go Active Individual Family Floater Health Plan
  • The sum insured amount ranges from Rs. 4 lakh to 25 lakh
  • Easy online purchase for those who do not require any medical screening or underwriting
  • Behavioral Assistance Program for you to take counseling or psychotherapist sessions. It includes pre-marital counseling, stress management, parenting, childcare, nutrition, etc.
  • If the age of the eldest member is less than 35 years at the time of policy commencement then there is a discount of 10% on the base premium (in the first year)
  • Tax saving on the insurance premium
  • Cashless facility is available
  • 15-days of the free look period
  • Direct Claim Settlement
  • Lifetime policy renewal
  • Various optional benefits available
  • Zonal coverage option ( check policy wordings for detail)

Eligibility Criteria to Buy Max Bupa Go Active Health Plan

The entry age criterion for adults is from 18 years to 65 years. Dependent children between the age group of 91 days and 21 years can be insured.

You can buy an individual plan or a family floater policy in the following combinations:

  • 2 Adults
  • 1 Adult + 1 Child
  • 1 Adult + 2 Children
  • 2 Adults + 1 Child
  • 2 Adults + 2 Children
  • 2 Adults + 3 Children
  • 2 Adults + 4 Children

Inclusions of Max Bupa Go Active Health Plan

The plan helps you get rid of the financial pressure that may arise due to an illness or injury requiring hospitalization. The costs of medical treatments that are covered by the policy are listed below:

  • In-Patient care
  • Hospital room charges
  • Pre & post hospitalization cost
  • Home health care services
  • Domiciliary treatment costs
  • Daycare treatments
  • OPD consultation charges
  • Organ transplant cover
  • Pharmacy and diagnostic services
  • Second medical opinion for planned surgery, specified illness, and surgical procedure
  • Emergency ambulance cover
  • Cost of health checkups / diagnostic procedures
  • Restoration benefit

Optional Covers in Max Bupa Go Active Health Plan

You can further enhance your coverage by opting for these optional features:

  • I-protect-The sum insured is increased by 10% of the base sum insured upon every renewal
  • Health Coach- The plan also offers customized health coaching services to maintain your health. On the basis of your health, there is an additional 20% discount on the base premium at the time of renewal
  • Personal Accident Cover: It offers protection against accidental death, permanent total, and partial disabilities
  • Top-up with Annual Aggregate Deductible options : Rs.25,000/50,000/1 lakh/2 lakh/ 3 lakh/5 lakh/ 10 lakh

Max Bupa Go Active Health Plan Waiting Periods

  1. There is a waiting period of 36 months for pre-existing diseases.
  2. There is a waiting period of 30 days from the policy commencement date except for accidental injuries.
  3. Some specific diseases shall be covered after a waiting period of 24 months unless the condition is resulting due to cancer (to be covered after 30-days of waiting period) and accidental cases to be covered from the day 1.
  4. Waiting Periods is not applicable on out-patient consultations, annual health checkups and diagnostic tests, second medical opinion, counseling sessions, and other optional benefits.

Exclusions of Max Bupa Go Active Health Plan

  1. Ancillary hospital charges
  2. Conflict & disaster
  3. Artificial life maintenance
  4. Hazardous activities
  5. Behavioral issues
  6. Neurodegenerative and Neurodevelopmental Disorders
  7. Dental/oral care
  8. Treatment received outside India
  9. Circumcision is not covered
  10. AYUSH treatments, apart from in-patient treatment under Ayurveda, Sidha, Unani, and homeopathy
  11. Convalescence & rehabilitation
  12. External congenital anomaly
  13. Cosmetic and reconstructive surgery
  14. HIV, AIDS, and related health conditions
  15. Treatment required for sleep-related disorders
  16. Off- label drug or treatment
  17. Eyesight & optical services
  18. Experimental treatments
  19. Inconsistent, or irrelevant diagnostic procedures
  20. Mental and psychiatric conditions
  21. Non-medical expenses are not covered under this plan
  22. Obesity/weight control programs
  23. Unrecognized hospital or physician
  24. Menopause and puberty related disorders
  25. Maternity expenses/reproductive medicine
  26. Robotic-assisted surgery
  27. LASER treatments
  28. Sexually transmitted diseases
  29. Unlawful activity

For other detailed exclusions please refer to the policy wordings.

Max Bupa Go Active Health Plan Claim Process

To file a claim you need to follow the process as enumerated below:

  • Select and approach corporate/insurance/TPA helpdesk of the network hospital (it is suggested to inform the insurer at least 72 hours before hospitalization)
  • Carry your identity proofs with you such as Voter card, passport, driving license or PAN card
  • You also need to furnish your Max Bupa health card or policy number
  • Once the network hospital cross-verified your documents, they will submit a pre-authorization form to the insurer
  • The insurer will give approval or rejection to the hospital within 4 hours if all the required documents are submitted in time
  • Max BUPA may also assign a relationship manager to ease the hospitalization process
  • You can start with the treatment, sign all the forms, documents, and invoices upon discharge
  • For pre-approved treatments, the insurer will settle the bill with the hospital as per the policy terms and conditions
Written By: PolicyBazaar - Updated: 09 January 2020
Average Rating
(Based on 117 Reviews)
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Max Bupa Go Active Health Plan Reviews & Ratings
4.7 / 5 (Based on 117 Reviews)
(Showing Newest 15 reviews)
Gurmeet
Barielly, October 26, 2016
Insurance 4 family's health
I secured my family with health insurance policy which i have bought from max bupa general insurance. Service is fantastic which is provided, all my family members are satisfied with terms and conditions of the plan. Policy coverage is good, claims are high. Overall good health insurance policy.
Manisha
Siliguri, October 19, 2016
"Health is Wealth"
Max Bupa Health Insurance is the best insurance company. I have took a health insurance policy in very low price. Ambulance is facilitated to the patient at anytime and anywhere which is absolutely free of any charges. Huge number of hospitals are there for on time availability and good treatments.
Arnabh
Ooty, October 19, 2016
Less premiums
After having max bupa health insurance, i'm happy with the service given by the executives and staff members of the max bupa health insurance company ltd. Claims are high and it is easy to get. The paperwork is less due to online services.
Pranav
Bisalpur, October 19, 2016
'Good'
Ambulance service is free and at any location. Great service given by max bupa health insurance policy. The policy coverage is high ~90% and claiming is simple due to fast service given by the executives and staff members of the company.
Kaushik
Jaisalmer, October 07, 2016
Purchase Max Bupa Insurance
Max bupa general insurance company is on the top among all the others. Premium of my health insurance is less and claims are high. Policy covers maximum expenditures and reimbursed the amount which spend by the policyholder.
Keshav
Laxmipur, October 03, 2016
MAX Health Insurance
Great insurance policy i have purchased from max bupa general insurance company. Premium is less and claims are high. Policy coverage is good around 90%. Ambulance service is facilitated by the company for free at any location.
Manoj
Patherdewa, August 30, 2016
Health Insurance
Max bupa general insurance gave me the best health insurance. It has all the benefits and paybacks. Policy coverage is fantastic and premium is less. Claims are high and easy to sanction. The updates regarding the policy is easy get through website of the company and online renewal is the best thing.
MR.
Adoni, May 04, 2016
JUST AWESOME
GREAT PLAN HEALTH COMPANION
Sachin
Delhi, February 06, 2016
"Damn Good"
I have health plan and a really good one which i took from max bupa. Policy coverage is 90% and the claim is five lakh. The service is very fast with toe benefit without any taking charges. Good policy, I like it.
Plan Name: Health Companion
Agent Code: BPW01735
Kailash
Amravati, February 06, 2016
"Fantastic"
The policy i have has great benefits which i took from general insurance. Claims are about two lakh and the coverage is 90%. The service is high but premium is little bit high as well. Happy...
Plan Name: Health Companion
Agent Code: BPW01735
Sandeep
Ambala, February 06, 2016
"Awesome"
My health is secure with max bupa. The policy provide the best services. Claims ~two lakh and the coverage is 80%. The hospitality is very nice with additional benefit of ambulance pick and drop for free. I'm happy with the policy.
Plan Name: Health Companion
Agent Code: BPW01850
Varun
Kanpur, February 06, 2016
"Awesome"
I buy health insurance which has great terms and conditions. Policy covers almost all the cases and the coverage is full with low premiums. Claims are very easy to get without any paper work or any form filling.
Plan Name: Health Companion
Agent Code: BPW01850
Atul
Faridabad, February 06, 2016
"Great"
Took health insurance by max general. The investment is less but the returns is much more then expectations. Policy coverage is 90% and the claim is two lakh. Ambulance come to door steps for pick and drop for free of cost. Really good work.
Plan Name: Family First Gold
Agent Code: BPW01735
Narendra
Gwalior, February 06, 2016
"Average"
Found an average policy which gives good services on time. Premium is low but the coverage and claims are also less. No advantage of free ambulance or any thing. Few hospitals are in working rest create problems for recovery. Overall, policy is for name only not for real work.
Plan Name: Heartbeat Silver
Agent Code: BPW01735
SHALABH
Lucknow, February 06, 2016
"Best Policy"
The policy i have for my health is from max bupa. Services provided is very comfortable and fast. The premium is low and policy coverage is high, even the ambulance is facilitate for free of charge. Claims are sanctioned in few working days.
Plan Name: Health Companion
Agent Code: BPW01735
Anubrata
Bengaluru, February 06, 2016
"Great Service"
I have health plan from bupa. The policy have good benefits and the package i got is the best. The premiums are low and the payback amount is high. The services are fast and the huge number of hospitals are working for the company.
Plan Name: Health Companion
Agent Code: BPW01735
Ghanshyam
Gautam_buddha_nagar, February 06, 2016
"Good Policy"
I bought health insurance by taking advice of my friend from bupa max. The policy is good and the coverage is big. The claims are easily sanction but it takes few days or weeks. Payback amount is good and the hospitality is best.
Plan Name: Health Companion Gold
Agent Code: BPW01850
Devender
Faridabad, February 06, 2016
"Nice Policy"
Recently purchase health plan with max bupa. The policy provide good and fast service. The premium is low and the investment is average. The claims and coverage is good. The ambulance is provided without taking any charges.
Plan Name: Health Companion
Agent Code: BPW01735
Rakesh
Chennai, February 06, 2016
"Fantastic"
My health insurance is with max bupa and they providing great services. The claims is four lakh and the policy coverage is 95%. The service is so quick that every work is done in just few hrs. Many hospitals are working in this project and providing nice service.
Plan Name: Health Companion
Agent Code: BPW01735
Sailesh
Howrah, February 06, 2016
"Good"
I have health plan with general insurance. The policy coverage is 80% and the claim is three lakh, but the service slow claim approved in two weeks. The ambulance is free of cost. Good policy.
Plan Name: Health Companion
Agent Code: BPW01850
Rakesh
Gurgaon, February 06, 2016
"Damn Good"
My health policy is with bupa general. The policy is nice with some good benefits like policy coverage is 95% with less investment, the claims is sanction without any delay. Hospitals provide ambulance service too which is free of cost.
Plan Name: Health Companion
Agent Code: BPW01735
HARNARANI
Mathura, February 06, 2016
"Damn Good"
I purchase health insurance and max general provided the best services. The policy coverage and the claims are around 89%. The ambulance is provided without taking any charge. Nearest hospital is provided for fast and good treatment.
Plan Name: Health Companion
Agent Code: BPW01735
ASHWANI
Mathura, February 06, 2016
"Good Experience"
Bupa general insurance is one of the best. I have health plan with great benefits. Policy coverage, claims, hospitals and ambulance all facilities are provided with taking good care and the service is done on time.
Plan Name: Health Companion
Agent Code: BPW01735
Sukra
Gumla, February 06, 2016
"Nice Work"
I buy the health insurance from max. The policy have great benefits, policy coverage is around 90% and the claims is Rs.2.6 lakh. The service is great with low premiums. and the 95% hospitals are working for this.
Plan Name: Health Companion
Agent Code: BPW01735
Gaurav
Pune, February 06, 2016
"Not That Good"
Having health insurance with max bupa. The plan is not good except the services provided. The policy coverage is 40% and the claims are very less. The Hospitals are very few and premium is high. Not satisfied.
Plan Name: Health Companion
Agent Code: BPW01735

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