Niva Bupa (Formerly known as Max Bupa) Health Premia

(160 Reviews)
Insurer Highlights

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home
Get insured from the comfort of your home
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step

      Popular Cities

      Previous step
      Previous step

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      What is your existing illness?

      Select all that apply

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Niva Bupa (Formerly known as Max Bupa) Health Premia

      Niva Bupa (Formerly known as Max Bupa) Health Premia is a comprehensive plan that offers perfect coverage to the insured and the family. This has everything that one might expect in a health scheme. The plan is available in three variants, namely Silver, Gold, and Platinum. The maximum Sum Insured amount for this particular plan is Rs 3 crore, which gives one the option to choose the coverage that suits his/her requirements.

      Read More

      Niva Bupa (Formerly known as Max Bupa) Health Premia: Key Highlights

      Minimum Coverage

      Rs 5 lakh

      Maximum Coverage

      Rs 3 cr.

      Policy Tenure

      1/2 years

      Global Coverage

      Up to 1 cr.



      Coverage Offered

      Coverage under Niva Bupa (Formerly known as Max Bupa) Health Premia Policy can be categorized as:

      • Maternity and Newborn Coverage-Individuals who buy Niva Bupa (Formerly known as Max Bupa) Health Premia are covered for maternity expenses. They need not pay any additional premium for covering their newborn baby till the first policy year.
      • New-age Treatment -Provides coverage for treating the new age diseases like laser-assisted surgeries and more.
      • Global Coverage-Under the Platinum variant of this particular plan, the insured will be covered even when he or she travels abroad.
      • Inbuilt Travel Insurance-Provides coverage for the loss of the baggage that checked in, the trip cancellation charges, and also other charges
      • Health Check-Ups-This also provides coverage for health check-ups and other diagnostic tests.

      Inclusions of the Plan

      The Niva Bupa (Formerly known as Max Bupa) Health Premia policy also covers the following:

      • Emergency assistance services, like, medical evaluation and repatriation, are also provided
      • Add-on covers for Personal Accident, Hospital Cash, Critical illness, available.
      • Health check-ups from Day 1 for diagnostic purposes
      • It also offers a COVID-19 cover.
      • Enhanced loyalty additions irrespective of claims
      • Enhanced geographical cover

      Exclusions of the Plan

      Niva Bupa (Formerly known as Max Bupa) Health Premia Policy does not provide coverage for the following treatments or expenses:

      • Hazardous or Adventure sports
      • Cosmetic or Plastic Surgery
      • Dental/oral treatment
      • Refractive Error
      • Rest Cure, rehabilitation and respite care
      • Hormone Replacement Therapy
      • Investigation & Evaluation
      • Maternity
      • Circumcision:
      • Conflict & Disaster
      • Ancillary Hospital Charges
      • Artificial life maintenance
      • Obesity/ Weight Control
      • Change-of-Gender treatments
      • Breach of law
      • Sexually transmitted Infections & diseases (other than HIV / AIDS)
      • Sleep disorders:
      • Unrecognized Physician or Hospital
      • AYUSH Treatment
      • External Congenital Anomaly

      Features & Benefits of the Niva Bupa (Formerly known as Max Bupa) Health Premia Policy

      Individuals who buy Max Health insurance can enjoy the following benefits from the Niva Bupa (Formerly known as Max Bupa) Health Premia Policy:

      • Free extension in the unfortunate event of the policyholder passing away or diagnosed with certain specified diseases
      • New-age treatments, including robotics surgery or Cyberknife, weight loss surgery, laser surgery, covered as a % of the Sum Insured
      • Maternity expenses for up to 2 deliveries
      • In case the Sum assured amount has already been exhausted, provision for a refill benefit, as per conditions specified.

      Eligibility Criteria

      The minimum eligibility criteria to buy this plan are:


      Individual and Family floater

      Minimum Entry Age


      Maximum Entry Age


      Number of people covered

      19 relationships

      Residential Status

       Citizens and Residents of India

      Cancellation Terms of the Policy

      The Insured has the option to cancel the Niva Bupa (Formerly known as Max Bupa) Health Premia policy within 15 days of the policy inception, which is considered to be the free-look period. The entire premium amount will be refunded minus the charges that have been incurred by the insurance company.


      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Everything about the Activ One Plan by Aditya Birla Health Insurance

      05 Dec 2023

      In a time when increasing healthcare costs can create a
      Read more
      10 Reasons Why Your Health Insurance Claim Can Get Rejected

      01 Dec 2023

      Health insurance plans add a layer of invisible protection against
      Read more
      Knee Replacement Surgery Cost in India

      30 Nov 2023

      Knee pain has become a very common ailment in India, with over 15
      Read more
      Kidney Transplant Cost in India

      30 Nov 2023

      Kidney disease has been growing at an alarming rate in India. As
      Read more
      How Can NRIs Save Taxes on Health Insurance in India?

      24 Nov 2023

      Health insurance is an essential buy for people in India as well
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Best Health Insurance Plans for Senior Citizens in 2023
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      10 Major Benefits of Ayushman Bharat Yojana
      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more
      Pre-Existing Disease (PED) Cover from Day One
      Pre-existing diseases (PED) are mostly expensive to treat as they are chronic in nature. Unfortunately, most health
      Read more

      Download the Policybazaar app
      to manage all your insurance needs.