Niva Bupa (Formerly known as Max Bupa) Health Premia

(160 Reviews)
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      Niva Bupa (Formerly known as Max Bupa) Health Premia

      Niva Bupa (Formerly known as Max Bupa) Health Premia is a comprehensive plan that offers perfect coverage to the insured and the family. This has everything that one might expect in a health scheme. The plan is available in three variants, namely Silver, Gold, and Platinum. The maximum Sum Insured amount for this particular plan is Rs 3 crore, which gives one the option to choose the coverage that suits his/her requirements.

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      Niva Bupa (Formerly known as Max Bupa) Health Premia: Key Highlights

      Minimum Coverage

      Rs 5 lakh

      Maximum Coverage

      Rs 3 cr.

      Policy Tenure

      1/2 years

      Global Coverage

      Up to 1 cr.

      Renewability

      Lifelong

      Coverage Offered

      Coverage under Niva Bupa (Formerly known as Max Bupa) Health Premia Policy can be categorized as:

      • Maternity and Newborn Coverage-Individuals who buy Niva Bupa (Formerly known as Max Bupa) Health Premia are covered for maternity expenses. They need not pay any additional premium for covering their newborn baby till the first policy year.
      • New-age Treatment -Provides coverage for treating the new age diseases like laser-assisted surgeries and more.
      • Global Coverage-Under the Platinum variant of this particular plan, the insured will be covered even when he or she travels abroad.
      • Inbuilt Travel Insurance-Provides coverage for the loss of the baggage that checked in, the trip cancellation charges, and also other charges
      • Health Check-Ups-This also provides coverage for health check-ups and other diagnostic tests.

      Inclusions of the Plan

      The Niva Bupa (Formerly known as Max Bupa) Health Premia policy also covers the following:

      • Emergency assistance services, like, medical evaluation and repatriation, are also provided
      • Add-on covers for Personal Accident, Hospital Cash, Critical illness, available.
      • Health check-ups from Day 1 for diagnostic purposes
      • It also offers a COVID-19 cover.
      • Enhanced loyalty additions irrespective of claims
      • Enhanced geographical cover

      Exclusions of the Plan

      Niva Bupa (Formerly known as Max Bupa) Health Premia Policy does not provide coverage for the following treatments or expenses:

      • Hazardous or Adventure sports
      • Cosmetic or Plastic Surgery
      • Dental/oral treatment
      • Refractive Error
      • Rest Cure, rehabilitation and respite care
      • Hormone Replacement Therapy
      • Investigation & Evaluation
      • Maternity
      • Circumcision:
      • Conflict & Disaster
      • Ancillary Hospital Charges
      • Artificial life maintenance
      • Obesity/ Weight Control
      • Change-of-Gender treatments
      • Breach of law
      • Sexually transmitted Infections & diseases (other than HIV / AIDS)
      • Sleep disorders:
      • Unrecognized Physician or Hospital
      • AYUSH Treatment
      • External Congenital Anomaly

      Features & Benefits of the Niva Bupa (Formerly known as Max Bupa) Health Premia Policy

      Individuals who buy Max Health insurance can enjoy the following benefits from the Niva Bupa (Formerly known as Max Bupa) Health Premia Policy:

      • Free extension in the unfortunate event of the policyholder passing away or diagnosed with certain specified diseases
      • New-age treatments, including robotics surgery or Cyberknife, weight loss surgery, laser surgery, covered as a % of the Sum Insured
      • Maternity expenses for up to 2 deliveries
      • In case the Sum assured amount has already been exhausted, provision for a refill benefit, as per conditions specified.

      Eligibility Criteria

      The minimum eligibility criteria to buy this plan are:

      Type

      Individual and Family floater

      Minimum Entry Age

      NA

      Maximum Entry Age

      NA

      Number of people covered

      19 relationships

      Residential Status

       Citizens and Residents of India

      Cancellation Terms of the Policy

      The Insured has the option to cancel the Niva Bupa (Formerly known as Max Bupa) Health Premia policy within 15 days of the policy inception, which is considered to be the free-look period. The entire premium amount will be refunded minus the charges that have been incurred by the insurance company.

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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