*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Considering the younger generation's healthcare requirements, Niva Bupa Health Insurance Company has launched the Niva Bupa Aspire Health Insurance plan. The plan offers unique benefits like Lock the Clock and Booster+, among others. With the Niva Bupa Aspire Health insurance plan, the insured can avail of several unique benefits that have been explained in detail below.
Lock the Clock: The premium remains unchanged until a claim is paid.
Booster+: Unutilised base sum insured is carried over up to 10 times of sum insured.
M-iracle: Covers expenses for childbirth, adoption, maternity and surrogacy.
|NIVA BUPA ASPIRE HEALTH INSURANCE
|Rs 3 lakh to Rs. 1 Crore
|1 year, 2 years, 3 years
|Initial Waiting Period
|Pre-Existing Diseases Waiting Period
|1 Year/ 2 Years/ 3 Years/ 4 Years
|Specified Disease Waiting Period
|1 Year/ 2 Years
|M-iracle Waiting Period
|9 months/ 2 Years/ 4 Years
The following are the benefits of the Niva Bupa Aspire Health Insurance plan:
|Niva Bupa Aspire Health Insurance
|Other Insurance Providers
|Minimum hospitalisation requirement is 2 hours.
|Minimum hospitalisation of 24 hours and above is required.
|Policyholders get comprehensive maternity benefits.
|Only delivery expenses can be claimed.
|Plan offers combined multi-tenure sum insured options.
|No such benefit is available.
|Air ambulance expenses covered up to the sum insured.
|Sub-limits are applicable on air ambulance requirements.
|Insured can carry forward the sum insured amount up to 10 times according to entry age.
|Sum insured can be carried over only four or five times within policy duration.
|NIVA BUPA ASPIRE HEALTH INSURANCE PLAN
|Minimum Entry Age
|Adult - 18 years
Child - 1 day
|Maximum Entry Age
|Adult - 46 years
Child - NA
|Individual and Family Floater
The following are the exclusions of the Niva Bupa Aspire Health Insurance Plan:
01 Mar 2024Amidst the ongoing surge in healthcare expenses, securing
29 Feb 2024Preventive health check-ups are essential to monitor critical
21 Feb 2024When you decide to purchase a health insurance plan for you and
22 Feb 2024In an era where healthcare expenses are skyrocketing in India, the
10 Jan 2024An ongoing medical inflation of 14 percent in India (the highest