Max Bupa Heartbeat Individual Plan

Key Features

• It covers all hospitalization expenses
• The policy also covers pre & post hospitalization expenses
• Maternity benefits up to 2 deliveries
• New born baby gets automatically covered without paying additional premium Vaccination expenses are also covered.

Benefits

• You can avail discount by increasing the term period to 2 years
• Free Health check-up at designated Max Bupa diagnostic centers every 2 years.
• Assured policy renewal for life
• Direct claim settlement
• Income tax benefit on the premium paid is provided

Details About Premium

Annual premium depends on the plan chosen. For details please refer to the website.

Policy Details

• Minimum sum assured – 2 lakhs
• Maximum sum assured – 50 lakhs
• Coverage type: Individual
• Discount: In case the policy term is extended to 2 years then 12.5% discount can be availed on 2^nd year premium.

Additional features or riders

• New born to senior citizen, all are covered
• Free health check-up every 2 years
• International Cashless facility

Exclusions

• No treatment covered within first 90 days until it is a case of accident/emergency
• Benefits not applicable on pre-existing diseases
• Cosmetic, aesthetic, or related treatments will not be covered.
• Any illness or disease contracted due to intake of alcohol or other addictive substances will not be covered.
• Treatments consisting of non-allopathic medicine are not covered under this policy.

Documents Required

To buy the policy, it is required to fill up an ‘Application form/ proposal form’ and submit it along with your address proof. In certain cases, there may be a need of medical examination, which will be based on the sum insured and the age of the person.

Eligibility

No limit on age