Max Bupa Heartbeat Individual Plan

Max Bupa Heartbeat Individual policy offers coverage to your medical expenditure in case of an accident or illness. Also, you can add your family members under this plan.

Key Features

• It covers all hospitalization expenses
• The policy also covers pre & post hospitalization expenses
• Maternity benefits up to 2 deliveries
• New born baby gets automatically covered without paying additional premium Vaccination expenses are also covered.

Benefits

• You can avail discount by increasing the term period to 2 years
• Free Health check-up at designated Max Bupa diagnostic centers every 2 years.
• Assured policy renewal for life
• Direct claim settlement
• Income tax benefit on the premium paid is provided

Details About Premium

Annual premium depends on the plan chosen. For details please refer to the website.

Policy Details

• Minimum sum assured – 2 lakhs
• Maximum sum assured – 50 lakhs
• Coverage type: Individual
• Discount: In case the policy term is extended to 2 years then 12.5% discount can be availed on 2^nd year premium.

Additional features or riders

• New born to senior citizen, all are covered
• Free health check-up every 2 years
• International Cashless facility

Exclusions

• No treatment covered within first 90 days until it is a case of accident/emergency
• Benefits not applicable on pre-existing diseases
• Cosmetic, aesthetic, or related treatments will not be covered.
• Any illness or disease contracted due to intake of alcohol or other addictive substances will not be covered.
• Treatments consisting of non-allopathic medicine are not covered under this policy.

Documents Required

To buy the policy, it is required to fill up an ‘Application form/ proposal form’ and submit it along with your address proof. In certain cases, there may be a need of medical examination, which will be based on the sum insured and the age of the person.

Eligibility

No limit on age