*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Niva Bupa (Formerly known as Max Bupa) Health Companion policy is an all-round health insurance plan that covers your medical expenses, including pre and post-hospitalization expenses, up to Rs1 crore. This policy by Niva Bupa (Formerly known as Max Bupa) Health Insurance Company Limited helps the insured to manage the hospital bills and other medical costs for an affordable price.
Take a look at the key features and benefits of the Niva Bupa (Formerly known as Max Bupa) Health Companion plan below:
Categories | Specifications |
Sum Insured | Rs 3 lakh to Rs 1 crore |
Coverage | Individual |
COVID-19 Hospitalization Cover | Available |
Policy Tenure | 1 year, 2 years |
Pre-existing Diseases Waiting Period | 48 months (Variant 1) and 36 months (other variants) |
Discounts | 12.5% Tenure Discount |
The following coverage are included under the Niva Bupa (Formerly known as Max Bupa) Health Companion plan:
Following are the exclusions of the Niva Bupa (Formerly known as Max Bupa) Health Companion plan:
Get the complete list of exclusions in the policy wordings of the Niva Bupa (Formerly known as Max Bupa) Health Companion plan.
The following table shows the eligibility criteria for the Niva Bupa (Formerly known as Max Bupa) Health Companion plan:
Categories | Eligibility Criteria |
Minimum Entry Age | Adult – 18 years Children – 91 days |
Maximum Entry Age | Adult – No age limit Children – 21 years |
No of Family Members Covered | 19 |
Family Members Covered | Self, spouse, children, son-in-law, daughter-in-law, parents, parents-in-law, grandparents, grandchildren, siblings, siblings-in-law, niece, nephew |
Renewability | Lifetime |
Ans: The Niva Bupa (Formerly known as Max Bupa) Health Companion plan comes with the following waiting periods:
Ans: Yes. The Niva Bupa (Formerly known as Max Bupa) Health Companion plan comes with a sub-limit of Rs 1 lakh on a few robotic surgeries.
Ans: Under the Niva Bupa (Formerly known as Max Bupa) Health Companion plan, the hospital cash cover gets activated only after 48 hours of continuous hospitalization.
Ans: Yes. The Health Companion policy comes with annual aggregate deductibles ranging from Rs 1 lakh to Rs 10 lakh.