Niva Bupa Health Companion Plan

(160 Reviews)
Insurer Highlights

People trust Policybazaar^
7.7 crore
Registered consumers
50
Insurance partners
4.2 crore
Policies sold
Policybazaar is one of India's leading digital insurance platform
0%
Find affordable plans from Niva Bupa

Select members you want to insure

  • More Members
  • Back
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Maximum child sum can be 4
    This will help us calculate the premium & discounts for your family
    Previous step
    Continue
    This will help us to find the network of Cashless Hospitals in your city

      Popular Cities

      Previous step
      Continue
      Get to plans directly next time you visit us
      Please provide your active international number
      Previous step
      Continue
      We will find you the plans that cover your condition.

      Do any member(s) have any existing illnesses for which they take regular medication?

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step

      Niva Bupa Health Companion Plan

      Niva Bupa (Formerly known as Max Bupa) Health Companion policy is an all-round health insurance plan that covers your medical expenses, including pre and post-hospitalization expenses, up to Rs1 crore. This policy by Niva Bupa (Formerly known as Max Bupa) Health Insurance Company Limited helps the insured to manage the hospital bills and other medical costs for an affordable price.

      Read More

      Key Features and Benefits of Niva Bupa (Formerly known as Max Bupa) Health Companion Plan

      Take a look at the key features and benefits of the Niva Bupa (Formerly known as Max Bupa) Health Companion plan below:

      • Comes with a wide range of sum insured starting from Rs 3 lakh to Rs 1 crore
      • Available in three variants –Variant 1, Variant 2, Variant 3
      • Covers all hospitalization expenses, including pre & post-hospitalization expenses
      • No capping on room rent for sum insured of Rs 5 lakh and above
      • Provides-patient treatment under AYUSH (Ayurveda, Unani, Siddha and Homeopathy)
      • A smart top-up option is also available
      • Sum insured refill benefit up to 100% in case of exhaustion
      • 20% No Claim Bonus up to 100% provided for every claim-free year
      • Free health check-up facilities are available at designated diagnostic centres of Niva Bupa (Formerly known as Max Bupa) Health Insurance Company
      • Assured policy renewal for life
      • Cashless hospitalization facilities can be availed at over 7400 network hospitals of the insurance company
      • Direct claim settlement with no involvement of third party agents
      • Income tax benefit on the premium paid as per Section 80D of the Income Tax Act.

      Niva Bupa (Formerly known as Max Bupa) Health Companion Policy: Key Highlights

      Categories Specifications
      Sum Insured Rs 3 lakh to Rs 1 crore
      Coverage Individual
      COVID-19 Hospitalization Cover Available
      Policy Tenure 1 year, 2 years
      Pre-existing Diseases Waiting Period 48 months (Variant 1) and 36 months (other variants)
      Discounts 12.5% Tenure Discount

      Inclusions of Niva Bupa (Formerly known as Max Bupa) Health Companion Plan

      The following coverage are included under the Niva Bupa (Formerly known as Max Bupa) Health Companion plan:

      • In-patient Care– Any medical expenses incurred on the hospitalization of at least 24 hours is covered, including room rent.
      • Pre-hospitalization Medical Expenses– It provides coverage for medical expenses incurred up to 30 days before getting admitted to a hospital.
      • Post-hospitalization Medical Expenses– It covers the medical expenses incurred for up to 60 days after getting discharged from the hospital, such as physiotherapy costs.
      • Day Care Treatment– All day care procedures are covered under this Niva Bupa (Formerly known as Max Bupa) Health Insurance plan.
      • Living Organ Donor Transplant– It covers medical expenses incurred by the organ donor for the harvesting of the donated organ.
      • Emergency Ambulance– It reimburses the cost of ambulances services availed during a medical emergency for up to Rs 3000.
      • Vaccination for Animal Bite– This plan also pays for the vaccination costs taken for an animal bite ranging from up to Rs 2500 to Rs 7500 depending on the plan variant.
      • Alternative Treatments– It provides coverage for the treatments taken through the AYUSH system of medicines.
      • Domiciliary Hospitalization– It covers the expenses incurred on availing medical treatment at home on a doctor’s advice due to unavailability of the hospital bed.
      • Modern Treatments– It provides coverage for the cost of modern treatments taken by the insured. 

      Optional Benefit:

      • Hospital Cash Benefit– This cover enables the policyholder to get a daily cash allowance ranging from Rs 1000 to Rs 4000 per day of hospitalization for a maximum of 30 days in a policy year.

      Exclusions under Niva Bupa (Formerly known as Max Bupa) Health Companion Plan

      Following are the exclusions of the Niva Bupa (Formerly known as Max Bupa) Health Companion plan:

      • No treatment is covered within the first 30 days until it is a case of accident/emergency
      • Cosmetic, aesthetic, or related treatments
      • Any illness or disease contracted due to the intake of alcohol or other addictive substances
      • Eyesight
      • HIV AIDS/STD
      • Obesity and weight control treatments
      • Injuries due to participation in hazardous activities
      • Maternity expenses
      • Artificial life maintenance
      • Treatment received outside India

      Get the complete list of exclusions in the policy wordings of the Niva Bupa (Formerly known as Max Bupa) Health Companion plan.

      Niva Bupa (Formerly known as Max Bupa) Health Companion Eligibility Criteria

      The following table shows the eligibility criteria for the Niva Bupa (Formerly known as Max Bupa) Health Companion plan:

      Categories Eligibility Criteria
      Minimum Entry Age Adult – 18 years
      Children – 91 days
      Maximum Entry Age Adult – No age limit
      Children – 21 years
      No of Family Members Covered 19
      Family Members Covered Self, spouse, children, son-in-law, daughter-in-law, parents, parents-in-law, grandparents, grandchildren, siblings, siblings-in-law, niece, nephew
      Renewability Lifetime

      Niva Bupa (Formerly known as Max Bupa) Health Companion FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      book-home-visit
      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

      Health insurance Articles

      • Recent Article
      • Popular Articles
      03 Dec 2024

      Health Insurance Checklist

      Health insurance is a crucial investment you can make to secure

      Read more
      26 Sep 2024

      Can You Get Maternity Insurance If Already...

      Pregnancy is one of the most beautiful phases of a woman’s life

      Read more
      12 Aug 2024

      Moratorium Period in Health Insurance

      Getting a health insurance claim accepted for pre-existing

      Read more
      30 Jul 2024

      Is Dengue Covered by SBI Health Insurance?

      Dengue, a common vector-borne disease, causes high fever, severe

      Read more
      30 Jul 2024

      Is Dengue Covered by Reliance Health Insurance?

      Dengue fever can negatively impact you physically and financially

      Read more

      Zero Waiting Period in Health Insurance Plans

      Every medical insurance plan comes with a few terms & conditions, and the waiting period is one of them. A

      Read more

      PMJAY: 10 Major Benefits of Ayushman Bharat Yojana

      Ayushman Bharat Yojana, or Pradhan Mantri Jan Arogya Yojana (PMJAY), was launched by Prime Minister Shri Narendra

      Read more

      Best Health Insurance Plans for Senior Citizens

      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance

      Read more

      Does Health Insurance Provide Coverage for LASIK...

      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is

      Read more

      10 New IRDAI Health Insurance Guidelines in 2024

      Health insurance penetration in India is far lower than it should be. A significant chunk of the Indian population

      Read more

      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

      © Copyright 2008-2024 policybazaar.com. All Rights Reserved.

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL