Niva Bupa (Formerly known as Max Bupa) Health Companion Plan

(160 Reviews)
Highlights

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Back
Get insured from the comfort of your home
Get insured from the comfort of your home
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step
    Continue

      Popular Cities

      Previous step
      Continue
      Previous step
      Continue

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      What is your existing illness?

      Select all that apply

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Niva Bupa (Formerly known as Max Bupa) Health Companion Plan

      Niva Bupa (Formerly known as Max Bupa) Health Companion policy is an all-round health insurance plan that covers your medical expenses, including pre and post-hospitalization expenses, up to Rs1 crore. This policy by Niva Bupa (Formerly known as Max Bupa) Health Insurance Company Limited helps the insured to manage the hospital bills and other medical costs for an affordable price.

      Read More

      Key Features and Benefits of Niva Bupa (Formerly known as Max Bupa) Health Companion Plan

      Take a look at the key features and benefits of the Niva Bupa (Formerly known as Max Bupa) Health Companion plan below:

      • Comes with a wide range of sum insured starting from Rs 3 lakh to Rs 1 crore
      • Available in three variants –Variant 1, Variant 2, Variant 3
      • Covers all hospitalization expenses, including pre & post-hospitalization expenses
      • No capping on room rent for sum insured of Rs 5 lakh and above
      • Provides-patient treatment under AYUSH (Ayurveda, Unani, Siddha and Homeopathy)
      • A smart top-up option is also available
      • Sum insured refill benefit up to 100% in case of exhaustion
      • 20% No Claim Bonus up to 100% provided for every claim-free year
      • Free health check-up facilities are available at designated diagnostic centres of Niva Bupa (Formerly known as Max Bupa) Health Insurance Company
      • Assured policy renewal for life
      • Cashless hospitalization facilities can be availed at over 7400 network hospitals of the insurance company
      • Direct claim settlement with no involvement of third party agents
      • Income tax benefit on the premium paid as per Section 80D of the Income Tax Act.

      Niva Bupa (Formerly known as Max Bupa) Health Companion Policy: Key Highlights

      Categories Specifications
      Sum Insured Rs 3 lakh to Rs 1 crore
      Coverage Individual
      COVID-19 Hospitalization Cover Available
      Policy Tenure 1 year, 2 years
      Pre-existing Diseases Waiting Period 48 months (Variant 1) and 36 months (other variants)
      Discounts 12.5% Tenure Discount

      Inclusions of Niva Bupa (Formerly known as Max Bupa) Health Companion Plan

      The following coverage are included under the Niva Bupa (Formerly known as Max Bupa) Health Companion plan:

      • In-patient Care– Any medical expenses incurred on the hospitalization of at least 24 hours is covered, including room rent.
      • Pre-hospitalization Medical Expenses– It provides coverage for medical expenses incurred up to 30 days before getting admitted to a hospital.
      • Post-hospitalization Medical Expenses– It covers the medical expenses incurred for up to 60 days after getting discharged from the hospital, such as physiotherapy costs.
      • Day Care Treatment– All day care procedures are covered under this Niva Bupa (Formerly known as Max Bupa) Health Insurance plan.
      • Living Organ Donor Transplant– It covers medical expenses incurred by the organ donor for the harvesting of the donated organ.
      • Emergency Ambulance– It reimburses the cost of ambulances services availed during a medical emergency for up to Rs 3000.
      • Vaccination for Animal Bite– This plan also pays for the vaccination costs taken for an animal bite ranging from up to Rs 2500 to Rs 7500 depending on the plan variant.
      • Alternative Treatments– It provides coverage for the treatments taken through the AYUSH system of medicines.
      • Domiciliary Hospitalization– It covers the expenses incurred on availing medical treatment at home on a doctor’s advice due to unavailability of the hospital bed.
      • Modern Treatments– It provides coverage for the cost of modern treatments taken by the insured. 

      Optional Benefit:

      • Hospital Cash Benefit– This cover enables the policyholder to get a daily cash allowance ranging from Rs 1000 to Rs 4000 per day of hospitalization for a maximum of 30 days in a policy year.

      Exclusions under Niva Bupa (Formerly known as Max Bupa) Health Companion Plan

      Following are the exclusions of the Niva Bupa (Formerly known as Max Bupa) Health Companion plan:

      • No treatment is covered within the first 30 days until it is a case of accident/emergency
      • Cosmetic, aesthetic, or related treatments
      • Any illness or disease contracted due to the intake of alcohol or other addictive substances
      • Eyesight
      • HIV AIDS/STD
      • Obesity and weight control treatments
      • Injuries due to participation in hazardous activities
      • Maternity expenses
      • Artificial life maintenance
      • Treatment received outside India

      Get the complete list of exclusions in the policy wordings of the Niva Bupa (Formerly known as Max Bupa) Health Companion plan.

      Niva Bupa (Formerly known as Max Bupa) Health Companion Eligibility Criteria

      The following table shows the eligibility criteria for the Niva Bupa (Formerly known as Max Bupa) Health Companion plan:

      Categories Eligibility Criteria
      Minimum Entry Age Adult – 18 years
      Children – 91 days
      Maximum Entry Age Adult – No age limit
      Children – 21 years
      No of Family Members Covered 19
      Family Members Covered Self, spouse, children, son-in-law, daughter-in-law, parents, parents-in-law, grandparents, grandchildren, siblings, siblings-in-law, niece, nephew
      Renewability Lifetime

      Niva Bupa (Formerly known as Max Bupa) Health Companion FAQs

      Health insurance articles

      Recent Articles
      Popular Articles
      Should You Buy a Super Top-up Health Insurance Policy?

      18 Jan 2023

      India is abuzz with a variety of health insurance plans to cater
      Read more
      6 Reasons Why Your Cashless Health Claims Can Get Denied

      18 Jan 2023

      Cashless claims are one of the most lucrative benefits of buying a
      Read more
      Check Out the Mandatory KYC Documents for Health Insurance

      30 Dec 2022

      The Insurance Regulatory & Development Authority of India
      Read more
      What to Look for in a Health Insurance for Cancer Plan?

      20 Dec 2022

      Cancer is one of the biggest demons that the world faces today
      Read more
      What are the Factors Affecting Health Insurance Premium?

      20 Dec 2022

      Demand for insurance products in India, especially health
      Read more
      What are the Normal Thyroid Stimulating Hormone (TSH) Levels as Per Age?
      The thyroid gland is an important gland responsible to produce the right amount of hormones for normal body
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Income Tax Slab for Women: Guide to Exemptions and Rebates
      In India, every person who earns beyond a certain limit is liable to pay income tax to the government. The tax
      Read more
      Best Health Insurance Plans for Senior Citizens in 2023
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      10 Major Benefits of Ayushman Bharat Yojana
      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi
      Read more

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL