Max Bupa Health Companion policy is an all-round health insurance plan that covers your medical expenses, including pre and post-hospitalization expenses, up to Rs1 crore. This policy by Max Bupa Health Insurance Company Limited helps the insured to manage the hospital bills and other medical costs for an affordable price.
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All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Take a look at the key features and benefits of the Max Bupa Health Companion plan below:
|Sum Insured||Rs 3 lakh to Rs 1 crore|
|COVID-19 Hospitalization Cover||Available|
|Policy Tenure||1 year, 2 years|
|Pre-existing Diseases Waiting Period||48 months (Variant 1) and 36 months (other variants)|
|Discounts||12.5% Tenure Discount|
The following coverage are included under the Max Bupa Health Companion plan:
Following are the exclusions of the Max Bupa Health Companion plan:
Get the complete list of exclusions in the policy wordings of the Max Bupa Health Companion plan.
The following table shows the eligibility criteria for the Max Bupa Health Companion plan:
|Minimum Entry Age||Adult – 18 years
Children – 91 days
|Maximum Entry Age||Adult – No age limit
Children – 21 years
|No of Family Members Covered||19|
|Family Members Covered||Self, spouse, children, son-in-law, daughter-in-law, parents, parents-in-law, grandparents, grandchildren, siblings, siblings-in-law, niece, nephew|
Ans: The Max Bupa Health Companion plan comes with the following waiting periods:
Ans: Yes. The Max Bupa Health Companion plan comes with a sub-limit of Rs 1 lakh on a few robotic surgeries.
Ans: Under the Max Bupa Health Companion plan, the hospital cash cover gets activated only after 48 hours of continuous hospitalization.
Ans: Yes. The Health Companion policy comes with annual aggregate deductibles ranging from Rs 1 lakh to Rs 10 lakh.
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