Max Bupa Health Companion Plan

Max Bupa Health Companion policy is an all-round health insurance plan that covers your medical expenses, including pre and post-hospitalization expenses, up to Rs1 crore. This policy by Max Bupa Health Insurance Company Limited helps the insured to manage the hospital bills and other medical costs for an affordable price.

Read More

Get insured from the comfort of your home No medicals required

Tell us about you

Max Bupa Health Companion Plan

All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on 'View Plans' you, agreed to our Privacy Policy and Terms of use
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    Key Features and Benefits of Max Bupa Health Companion Plan

    Take a look at the key features and benefits of the Max Bupa Health Companion plan below:

    • Comes with a wide range of sum insured starting from Rs 3 lakh to Rs 1 crore
    • Available in three variants –Variant 1, Variant 2, Variant 3
    • Covers all hospitalization expenses, including pre & post-hospitalization expenses
    • No capping on room rent for sum insured of Rs 5 lakh and above
    • Provides-patient treatment under AYUSH (Ayurveda, Unani, Siddha and Homeopathy)
    • A smart top-up option is also available
    • Sum insured refill benefit up to 100% in case of exhaustion
    • 20% No Claim Bonus up to 100% provided for every claim-free year
    • Free health check-up facilities are available at designated diagnostic centres of Max Bupa Health Insurance Company
    • Assured policy renewal for life
    • Cashless hospitalization facilities can be availed at over 7400 network hospitals of the insurance company
    • Direct claim settlement with no involvement of third party agents
    • Income tax benefit on the premium paid as per Section 80D of the Income Tax Act.

    Max Bupa Health Companion Policy: Key Highlights

    Categories Specifications
    Sum Insured Rs 3 lakh to Rs 1 crore
    Coverage Individual
    COVID-19 Hospitalization Cover Available
    Policy Tenure 1 year, 2 years
    Pre-existing Diseases Waiting Period 48 months (Variant 1) and 36 months (other variants)
    Discounts 12.5% Tenure Discount

    Inclusions of Max Bupa Health Companion Plan

    The following coverage are included under the Max Bupa Health Companion plan:

    • In-patient Care– Any medical expenses incurred on the hospitalization of at least 24 hours is covered, including room rent.
    • Pre-hospitalization Medical Expenses– It provides coverage for medical expenses incurred up to 30 days before getting admitted to a hospital.
    • Post-hospitalization Medical Expenses– It covers the medical expenses incurred for up to 60 days after getting discharged from the hospital, such as physiotherapy costs.
    • Day Care Treatment– All day care procedures are covered under this Max Bupa Health Insurance plan.
    • Living Organ Donor Transplant– It covers medical expenses incurred by the organ donor for the harvesting of the donated organ.
    • Emergency Ambulance– It reimburses the cost of ambulances services availed during a medical emergency for up to Rs 3000.
    • Vaccination for Animal Bite– This plan also pays for the vaccination costs taken for an animal bite ranging from up to Rs 2500 to Rs 7500 depending on the plan variant.
    • Alternative Treatments– It provides coverage for the treatments taken through the AYUSH system of medicines.
    • Domiciliary Hospitalization– It covers the expenses incurred on availing medical treatment at home on a doctor’s advice due to unavailability of the hospital bed.
    • Modern Treatments– It provides coverage for the cost of modern treatments taken by the insured. 

    Optional Benefit:

    • Hospital Cash Benefit– This cover enables the policyholder to get a daily cash allowance ranging from Rs 1000 to Rs 4000 per day of hospitalization for a maximum of 30 days in a policy year.

    Exclusions under Max Bupa Health Companion Plan

    Following are the exclusions of the Max Bupa Health Companion plan:

    • No treatment is covered within the first 30 days until it is a case of accident/emergency
    • Cosmetic, aesthetic, or related treatments
    • Any illness or disease contracted due to the intake of alcohol or other addictive substances
    • Eyesight
    • Obesity and weight control treatments
    • Injuries due to participation in hazardous activities
    • Maternity expenses
    • Artificial life maintenance
    • Treatment received outside India

    Get the complete list of exclusions in the policy wordings of the Max Bupa Health Companion plan.

    Max Bupa Health Companion Eligibility Criteria

    The following table shows the eligibility criteria for the Max Bupa Health Companion plan:

    Categories Eligibility Criteria
    Minimum Entry Age Adult – 18 years
    Children – 91 days
    Maximum Entry Age Adult – No age limit
    Children – 21 years
    No of Family Members Covered 19
    Family Members Covered Self, spouse, children, son-in-law, daughter-in-law, parents, parents-in-law, grandparents, grandchildren, siblings, siblings-in-law, niece, nephew
    Renewability Lifetime

    Max Bupa Health Companion FAQs

    Health insurance articles

    Recent Articles
    Popular Articles
    Does Health Insurance Cover Orthopaedic Surgery?

    09 Oct 2021

    Orthopaedic health conditions have become quite common in India...
    Claim Settlement Ratio Vs Incurred Claim Ratio - Know the Difference

    07 Oct 2021

    Every health insurance plan comes with unique benefits to attract...
    What Is The Right Age To Purchase A Health Insurance Policy?

    30 Sep 2021

    Every person must have a health insurance policy to deal with...
    Does Your Health Insurance Remain Valid If You Move Abroad?

    30 Sep 2021

    Health insurance is one of the best investments that you can make...
    Does a Health Insurance Policy Cover Depression?

    27 Sep 2021

    Stress is one of the biggest contributors to lifestyle diseases...
    Best Health Insurance Plans in India 2021
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Top Maternity Insurance Plans
    Maternity or pregnancy is an important phase of life, and one needs to prepare in advance to embrace parenthood...
    Top Family Health Insurance Policies in India 2021
    From the air we breathe to the food we eat; everything is intentionally or unintentionally subjected to...
    Health Insurance Claims Ratio- Things You Should Look Before Buying Health Insurance
    There has always been a doubt in customers mind about whether the private company will keep its side of the bargain...
    Best Health Insurance Plans for Senior Citizens in 2021
    Considering the increasing percentage of medical inflation in India, it has become an absolute necessity to buy...
    Download the Policybazaar app
    to manage all your insurance needs.