Download National Health Insurance Policy

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      Download National Health Insurance Policy

      The National Health Insurance Policy download process is pretty simple and easy to follow. As policy documents have details about coverage, policy benefits, premium payments, free-look period, and various other terms and conditions, policyholders can go through the document for any information related to the policy.

      Read More

      National Health Insurance Policy Document Download

      It is essential to download your policy documents to know about the health insurance coverage and other important details at the time of claim. After buying the policy, ensure that the policy document is downloaded and it should be kept safe for future legalities at the time of claim settlement.

      National Health Insurance at a Glance



      Network Hospitals


      Pre-existing disease waiting period

      4 years

      Incurred Claim Ratio (2019-20)


      Policy Renewability


      What does the National Health Insurance Policy Document Contain?

      Customers can easily buy and download their National medical insurance documents online. However, the policy document contains the following information:

      • Policyholder's Name
      • Name, age, and contact detail of the policyholder
      • Policy Number
      • Policy type   
      • Plan details
      • Sum insured
      • Terms and conditions for plan cancellation
      • Details about the free-look period
      • Inclusions and exclusions under the plan
      • Cumulative bonus details
      • Grievance redressal process
      • Rules of porting from one insurer to another

      National Health Insurance Policy Document Download Process

      To download the National health insurance-related documents, policyholders will need a registered email ID and policy number. Below is the process to download the national health insurance policy document:

      • Visit the Website: Go to the National Health insurance Company Limited. Policyholders can also download the mobile application for National Health policy download online easily. Click on the ‘Health Insurance’ tab from the tab at the top of the page.
      • Input Credentials: Visit the health insurance section; enter the registered email ID or policy number. If you are a new user, you need to register by entering your credentials like name, contact details, and policy number.
      • Check Details: After entering all the details, check them carefully. Check the policy name, terms, and conditions of the policy. Then click on the submit button.
      • Download Document: Now, policyholders can get national health policy download online. You can also get a softcopy of the policy document on their registered email id.

      Other online benefits such as National health insurance premium payment online and the National health insurance calculator are also available on the website.


      • Q1. Can I download the National health insurance policy online?

        Yes, you can download the National health insurance policy documents online from the insurer’s website. Alternatively, you can also call 1800-708-8787 to speak to the health insurance team for further assistance.

      • Q2. Is claim process given in the National health insurance policy documents?

        Yes, you can find the National health insurance claim process in the policy documents. You can register the claim in two ways, i.e., cashless claims and reimbursement claims. All policyholders should keep a National Health policy copy download ready for record purposes and to get their claims settled. Policyholders will have to inform the insurance company about planned hospitalization within 48 to 72 hours in advance.

      • Q3.  Why should I buy Health Insurance from National Insurance Company Limited?

        National Insurance Company Limited is one of the oldest general insurance companies in India. National Health Insurance Plans are the most comprehensive health plans provided to all customers at economical rates. National Health Insurance Incurred claim ratio is 103.30%. The Company provides several health plans that offer financial assistance to be insured in case of medical emergencies.

      • Q4. How can I calculate the premium for my National health insurance policy? 

        To calculate the policy premium, you can use a national health insurance calculator on the official website. The insurance calculator can give the estimated premium amount as per the selected plan. To know the premium, customers need to enter information like age, date of birth, income, health habits, dependents, etc. 

      • Q5 Can I also pay the premium for my National Health Insurance Policy Online?

        Yes, you can make national health premium payments online. You can also visit the official website and select your plan. Make sure that you read the complete terms and conditions before purchasing and then make the payment online. After the payment, the policyholders can also download their National Health Insurance policy.

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881. Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. As per the Insurance guidelines, you are allowed to cancel the policy with-in 15 days from the date of Issuance of policy. For more details, please read the Plan Brochure carefully or talk to our advisor at the time of purchase.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:-

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker (Life & General)| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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