Oriental Overseas Mediclaim Business & Holiday Policy

Oriental Insurance Company Ltd. started their operations on September 12, 1947 in Mumbai. It was owned by The Oriental Government Security Life Assurance Company Ltd. to carry out the general insurance business in India. Oriental has its head office in New Delhi. It has 29 regional offices and around 1800 operating offices in the different cities of the country. The company ha its overseas operations in Kuwait, Dubai, Nepal and has a over 13,500 employees.

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Plans include global Covid-19 coverage

  • Accidental & sickness expenses
  • Baggage Delay / Loss
  • Trip Delay / Cancellation
  • Passport Loss
  • Emergency Medical Evacuation
  • Missed flights
Plans include global Covid-19 coverage

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    Why Purchase Oriental Overseas Mediclaim Business & Holiday Insurance?

    It is a business and holiday insurance policy that will provide you cover for unforeseen incident that might occur during your business as well as holiday trip to a different country. The policy provides cover for the expenses incurred on medical treatment for illness, disease or injury sustained overseas. The policy is valid from the first day of buying the insurance and expires on the last day of the number of days specified in the plan or on returning back to India, whichever is earlier.

    Features & Benefits of Oriental Overseas Mediclaim Business & Holiday Insurance

    The Oriental Overseas mediclaim business & holiday insurance plan comes with several features. They are as follows:

    • Easy documentation and a hassle-free process to purchase the policy
    • Digitally signed policy documents are provided to the buyer
    • In partnership with Coris International that can provide 24 hour worldwide assistance in emergency as well as claim related services
    • Policy available online to purchase, where the buyer can learn about the plan in detail
    • Policyholder can raise the claim online
    • Online submission of required documents while raising a claim
    • In-house surveyors are provided to make the claiming process easy and quick
    • Policy is available at affordable premium rate to keep the financial burden off of the policyholder’s shoulders.

    Things To Know About Oriental Overseas Mediclaim Business & Holiday Insurance

    Categories

    Specifications

    Trips Covered

    International

    Type of Trips Covered

    Business & Holiday

    Cashless Settlement

    Available

    Eligibility

    Indian Citizen, Below 70 Years of age

    Claim Assistance

    24*7 worldwide assistance

    Claim Process

    Online & Offline

    Oriental Overseas Mediclaim Business & Holiday Insurance: Inclusions

    The Oriental overseas mediclaim business & holiday insurance plan provides cover for the following:

    • Cover for the loss of checked-in baggage, where the policyholder will be paid up to the limit of the covered amount mentioned in the plan
    • Cover for the dental treatment is provided if the insured experiences any dental problems during the trip
    • Cashless claim settlement for the hospitalization while abroad
    • If the policyholder losses the passport, the plan will provide cover for the obtaining an emergency travel document while abroad instead of providing cover for obtaining the lost passport.
    • In case the plan gets hijacked, the insurance plan will provide cover for the distress and delay
    • Trip cancellation, trip delay as well as curtailment of the trip is also covered
    • Cover provided to transport the mortal remains of the policyholder back to India
    • Permanent total disablement, irrecoverable loss of both eyes or two limbs, or one eye, one limb resulting because of direct accident is covered under comprehensive insurance cover

    Oriental Overseas Mediclaim Business & Holiday Insurance: Exclusions

    The Oriental overseas mediclaim business & holiday insurance plan does not provide cover for the following:

    • If the policyholder goes to another country solely for a medical treatment, then the insurer will not provide cover for it.
    • Loss or damage caused to the policyholder while taking part in the naval, military or air force operations is not covered
    • Any loss or damage caused in a war or warlike situation, act of foreign enemy, civil war, participation in riots, confiscation, etc. are not covered
    • Any consequential loss arising out of indirect impact to your property like ionizing radiation, radioactivity, etc. is not covered
    • Any kind of loss due to nuclear activity, nuclear waste is not covered
    • Any medical expenses coming for the HIV/AIDS related treatment as well as any mutant derivative is not covered
    • Any loss or damage caused in an sporting event that involves training, participation in sports competition is not covered

    Oriental Overseas Mediclaim Business & Holiday Insurance: Eligibility Criteria

    There is an eligibility criteria for the people who can purchase Oriental overseas mediclaim business & holiday travel insurance policy:

    • Any Indian resident taking bonafide overseas trips for business or leisure purpose
    • Foreign nationals working in India

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