“Faith and prayers are vitamins of the soul.” Family Floater Policy keeps your spirits high even in bad times by providing an umbrella against untimely illnesses. It provides coverage for your whole family.
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Plan | Coverage |
Silver plan |
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Gold plan |
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You need to fill up an ‘Application form/ proposal form’ to buy the plan. Also medical examination may be required in some cases, based on the sum assured and the age of the person.
Eligibility criteria
This policy can be bought for whole family and maximum entry age for this policy is 55 years. Continuous renewals can be done up to 65 years.
Treatment | Coverage(silver) | Coverage(gold) |
Daily hospital cash | nil | 0.1% of sum insured per day. Maximum up to 10 days. |
Surgeon, Medical Practitioner, Consultants, Specialists Fees, Blood, Oxygen, Surgical Appliances, Medicines & Drugs, Diagnostic Material and Dialysis, Chemotherapy, Nursing expenses | 10% of Sum Insured, Maximum Rs.25000/- during policy period | Rs 50,000 during whole period. |
Treatment for Dog bite (or bite of any other rabid animal like monkey, cat etc.) | Reasonable expenses limited up to Rs.5,000/- actually incurred for immunization injections in any one policy | Reasonable expenses limited up to Rs.5,000/- actually incurred for immunization injections in any one policy |
This benefits can be availed by paying extra premium other than basic premium.
Benefits | Silver plan | Gold plan |
Personal accident |
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