Oriental Family Floater Health Insurance

Insurer Highlights

People trust Policybazaar^
6.7 crore
Registered consumers
51
Insurance partners
3.4 crore
Policies sold
Policybazaar is one of India's leading digital insurance platform

0%

Find affordable plans from Oriental Family Floater

Select members you want to insure

  • More Members
  • Back
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Maximum child sum can be 4
    This will help us calculate the premium & discounts for your family
    Previous step
    Continue
    This will help us to find the network of Cashless Hospitals in your city

      Popular Cities

      Previous step
      Continue
      Get to plans directly next time you visit us
      Please provide your active international number
      Previous step
      Continue
      We will find you the plans that cover your condition.

      Do any member(s) have any existing illnesses for which they take regular medication?

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium
      Advantages of entering an International Number
      Prompt connectivity
      Find the right plan in under 20 minutes
      Get best discounts
      Ensure smooth issuance

      Oriental Family Floater Health Insurance

      “Faith and prayers are vitamins of the soul.” Family Floater Policy keeps your spirits high even in bad times by providing an umbrella against untimely illnesses. It provides coverage for your whole family.

      Read More

      Key Features of Oriental Family Floater Health Insurance

      • Family Floater Health Plan by Oriental Insurance Company has two plans silver and gold plan.
      • Room and nursing expenses are covered up to 1% of sum insured.
      • Covers expenses for day care (that requires hospitalization for less than 24 hours) procedures.
      • Fees of surgeon and medical practitioner is covered.
      • ICU charges are covered up to 2% of sum insured.
      • Ambulance charges are covered up to Rs 1000 per illness and Rs 3000 for whole period under silver plan
      • It covers domiciliary expenses up to 10% of sum insured.

      Premium Details of Oriental Family Floater Health Insurance

      There are two plans:

      Plan Coverage
      Silver plan
      • Sum insured in multiples of  Rs 1 00,000 and up to Rs.5, 00,000/ per person aged 18 years and above.
      • 50% of this limit for persons less than 18 years.
      Gold plan
      • Sum Insured in multiples of Rs. 2, 00,000/-, and up to Rs.10, 00,000/- per person aged 18 years and above.
      • 50% of this limit for persons less than 18 years.

       

      Details of Oriental Family Floater Health Insurance Policy

      • Minimum sum insured: Rs 1, 00,000 for silver plan.
      • Maximum sum insured: Rs 5, 00, 000 for silver plan.
      • Free look period: If the policyholder is not happy with the terms & conditions, it is possible to cancel it by giving the reasons of cancellation. Policy can be withdrawn within 15 days from the date of commencement.
      • Grace period:If the payment is due on renewal of the policy, grace period of 30 days is given to the policyholder to make the payment.

      Documents Required for Oriental Family Floater Health Insurance

      You need to fill up an ‘Application form/ proposal form’ to buy the plan. Also medical examination may be required in some cases, based on the sum assured and the age of the person.

      Eligibility criteria

      This policy can be bought for whole family and maximum entry age for this policy is 55 years. Continuous renewals can be done up to 65 years.

      Inclusions in Oriental Family Floater Health Insurance

      Treatment Coverage(silver) Coverage(gold)
      Daily hospital cash nil 0.1% of sum insured per day. Maximum up to 10 days.
      Surgeon, Medical Practitioner, Consultants, Specialists Fees, Blood, Oxygen, Surgical Appliances, Medicines & Drugs, Diagnostic Material and Dialysis, Chemotherapy, Nursing expenses 10% of Sum Insured, Maximum Rs.25000/- during policy period Rs 50,000 during whole period.
      Treatment for Dog bite (or bite of any other rabid animal like monkey, cat etc.) Reasonable expenses limited up to Rs.5,000/- actually incurred for immunization injections in any one policy Reasonable expenses limited up to Rs.5,000/- actually incurred for immunization injections in any one policy

       

      Additional Features offered by Oriental Family Floater Health Insurance

      This benefits can be availed by paying extra premium other than basic premium.

      Benefits Silver plan Gold plan
      Personal accident
      • Sum insured in multiples of Rs.1, 00,000/- and up to Rs.5, 00,000/- per person aged 18 years and above.
      • 50% of this limit for persons less than 18 years
      • Sum Insured in multiples of Rs.2, 00,000/- and up to Rs.10, 00,000/- per person aged 18 years and above.
      • 50% of this limit for persons less than 18 years
       

       

      Exclusions in Oriental Family Floater Health Insurance

      • Dental treatments are excluded.
      • Sexually transmitted diseases are excluded.
      • Waiting period of 48 months for pre-existing diseases.
      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      book-home-visit

      Health insurance Articles

      • Recent Article
      • Popular Articles
      01 Jul 2024

      Surgeries Covered Under ICICI Lombard Health...

      Life can throw unexpected medical emergencies your way, making

      Read more
      27 Jun 2024

      Is LASIK Surgery Covered by ICICI Lombard Health...

      Waking up with a clear vision is a dream for many. LASIK surgery

      Read more
      21 Jun 2024

      Does ICICI Lombard Health Insurance Cover...

      Cataract surgery is an essential procedure for people seeking to

      Read more
      14 Jun 2024

      Father’s Day 2024: Gift Your Father Health...

      Father’s Day is celebrated every year on the third Sunday of

      Read more
      05 Jun 2024

      Does SBI Health Insurance Cover Dental Treatments?

      SBI General Insurance Company provides comprehensive coverage

      Read more

      How to Apply for Ayushman Bharat Pradhan Mantri...

      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal

      Read more

      10 New IRDAI Health Insurance Guidelines in 2024

      Health insurance penetration in India is far lower than it should be. A significant chunk of the Indian population

      Read more

      10 Major Benefits of Ayushman Bharat Yojana

      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi

      Read more

      Best Health Insurance Plans for Senior Citizens

      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance

      Read more

      Does Health Insurance Provide Coverage for LASIK...

      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is

      Read more

      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881. Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. As per the Insurance guidelines, you are allowed to cancel the policy with-in 15 days from the date of Issuance of policy. For more details, please read the Plan Brochure carefully or talk to our advisor at the time of purchase.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker (Life & General)| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

      © Copyright 2008-2024 policybazaar.com. All Rights Reserved.

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL