Oriental Bike Insurance Premium Calculator

The booming online generation has introduced several valuable tools that individuals can access via online mode. One such helpful tool is the bike insurance premium calculator. It allows individuals to calculate an approximate value of the premium rate that has to be paid to receive the benefits of insurance plans.

Read more
Get Two-Wheeler Insurance
Starting @ only ₹538/year#
  • Compare & Save upto 85%*

  • 20+ Insurers

    To Choose From
  • 1.2 Crore+

    Bikes Insured

#TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

Stay home & renew bike insurance in 2 minutes
No Documents Required
Get Bike Insurance starting @ only ₹538/year#
Enter Bike Number
Processing
Other options

Oriental General Insurance Company also provides the online platform to calculate policy premiums with the Oriental bike insurance premium calculator. Further details of the tool regarding its benefits, usage, etc. are discussed below.

{{INSURER_PRODUCTS_WIDGET}}

How to Use the Oriental Bike Insurance Premium Calculator?

The following are the steps to use the Oriental bike insurance premium calculator:

  • Visit the official website of the Insurer or Policybazaar.com and click on the bike insurance calculator tab
  • Choose the Oriental bike insurance premium calculator
  • As the tool link opens, select the type of vehicle
  • Select the engine CC
  • Select the type of the policy
  • Enter the following details accurately - IDV (Insured Declared Value), policy purchase date, zone, engine cc, nil depreciation, and NCB (No Claim Bonus).
  • Click on calculate premium and the results will be displayed on your screen

Benefits of the Oriental Bike Insurance Premium Calculator

The following are the benefits of using the Oriental bike insurance premium calculator:

  • It helps in understanding the accurate IDV (Insured Declared Value) of the bike to be insured, on the basis of which the cost of the premium and the sum insured is decided
  • Aids to gain insight into the appropriate premium rate. This further aids in comparing different bike insurance plans and selecting the most suitable one
  • It saves your time and efforts as everything can be done online

Oriental Third Party Two-Wheeler Insurance Premium Rates

The Capacity of the Bike's Engine

Premium Rates for a 5-year Plan ( in Rs.)

Premium Rates for a 1-year Plan ( in Rs.)

Below seventy-five cc

1,045/-

482/-

Over seventy-five cc but less than one hundred and fifty cc

3,285/-

752/-

Over one hundred and fifty cc but less than three hundred and fifty cc

5,453/-

1,193/-

Over three hundred and fifty cc

13,034/-

2,323/-

            ( for reference purpose only)

The Premium for Oriental Comprehensive and Standalone Own Damage Bike Insurance Plans 

The rate of the premiums under the Oriental comprehensive and standalone own damage bike insurance plans can be calculated online using the calculator. You need to provide details like model and make of the bike, and its engine capacity. Accordingly, premium rates are calculated. 

However, it is important to mention that the premium rates for comprehensive and standalone policies vary because of the scope of coverage. A higher number of add-ons will increase the premium too.

Factors Affecting the Oriental Two-Wheeler Insurance Premiums

Several factors play a role while calculating the premium of any insurance policy. Below are such factors that affect the Oriental bike insurance premium calculation-

  • If you are eligible for a no-claim bonus, then the calculator will ask for details. Then, depending on the percentage of the NCB, the premium calculator will calculate the premium.
  • Many insurance companies charge a lower amount for the policy premium if the policyholder installs any appropriate and approved anti-theft device.
  • According to the traffic conditions, the RTO or the Road Transport Office divides the country's geographical areas into three tiers. Since more traffic results in more accidents (major or minor), the sites noted to be in a high traffic area would be charged higher premiums in comparison to those in lesser traffic area. 

FAQs

Search
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

Two Wheeler insurance articles

Recent Articles
Popular Articles
Endorsement in Bike Insurance Policy

08 Dec 2022

If you have been issued a bike insurance policy with incorrect
Read more
7 Bike Selling Tips Made for You

02 Dec 2022

There could be many reasons when you decide to sell your bike
Read more
9 Things to Know About Bike Insurance While Relocating

30 Nov 2022

For many of us, moving to another city probably is overwhelming
Read more
Is It Mandatory to Buy Bike Insurance from Bike Dealers?

30 Nov 2022

You did thorough research, established a credit score to finance
Read more
6 Regular Checks for All the Two-wheeler Owners

10 Nov 2022

A two-wheeler is the most convenient and affordable mode of
Read more
Best Two Wheeler Insurance Plans in India
When it comes to choosing the best two wheeler insurance plans, we’re sure you have heard enough from different
Read more
Renew Your Two-Wheeler Break-in Insurance Policy at PolicyBazaar
Owners of two-wheelers have been getting a good night’s sleep as far as their vehicle’s insurance is
Read more
How to Get Duplicate RC Online & Offline?
A Registration Certificate or RC is as important as the Driving License (DL) or two-wheeler insurance policy for
Read more
Zero Depreciation Bike Insurance
Every two-wheeler goes through depreciation. Simply put, depreciation of a vehicle means a reduction in its value
Read more
Lost Your Two Wheeler Insurance Documents? Here Is What You Need To Do
A bike insurance policy is one of the mandatory documents that every two-wheeler owner must have. In case you have
Read more