Oriental Bike Insurance Premium Calculator

The booming online generation has introduced several valuable tools that individuals can access via online mode. One such helpful tool is the bike insurance premium calculator. It allows individuals to calculate an approximate value of the premium rate that has to be paid to receive the benefits of insurance plans.

Read more
Get Two-Wheeler Insurance
Starting @ only ₹482/year*
  • Save up to 85%

    Lowest 2W Premiums
  • 20+ Insurers

    To Choose From
  • 68 Lakh+

    Bikes Insured

TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply

Stay home & renew bike insurance in 2 minutes
No Documents Required
Enter Bike Number

Oriental General Insurance Company also provides the online platform to calculate policy premiums with the Oriental bike insurance premium calculator. Further details of the tool regarding its benefits, usage, etc. are discussed below.

How to Use the Oriental Bike Insurance Premium Calculator?

The following are the steps to use the Oriental bike insurance premium calculator:

  • Visit the official website of the Insurer or Policybazaar.com and click on the bike insurance calculator tab
  • Choose the Oriental bike insurance premium calculator
  • As the tool link opens, select the type of vehicle
  • Select the engine CC
  • Select the type of the policy
  • Enter the following details accurately - IDV (Insured Declared Value), policy purchase date, zone, engine cc, nil depreciation, and NCB (No Claim Bonus).
  • Click on calculate premium and the results will be displayed on your screen

Benefits of the Oriental Bike Insurance Premium Calculator

The following are the benefits of using the Oriental bike insurance premium calculator:

  • It helps in understanding the accurate IDV (Insured Declared Value) of the bike to be insured, on the basis of which the cost of the premium and the sum insured is decided
  • Aids to gain insight into the appropriate premium rate. This further aids in comparing different bike insurance plans and selecting the most suitable one
  • It saves your time and efforts as everything can be done online

Oriental Third Party Two-Wheeler Insurance Premium Rates

The Capacity of the Bike's Engine

Premium Rates for a 5-year Plan ( in Rs.)

Premium Rates for a 1-year Plan ( in Rs.)

Below seventy-five cc



Over seventy-five cc but less than one hundred and fifty cc



Over one hundred and fifty cc but less than three hundred and fifty cc



Over three hundred and fifty cc



            ( for reference purpose only)

The Premium for Oriental Comprehensive and Standalone Own Damage Bike Insurance Plans 

The rate of the premiums under the Oriental comprehensive and standalone own damage bike insurance plans can be calculated online using the calculator. You need to provide details like model and make of the bike, and its engine capacity. Accordingly, premium rates are calculated. 

However, it is important to mention that the premium rates for comprehensive and standalone policies vary because of the scope of coverage. A higher number of add-ons will increase the premium too.

Factors Affecting the Oriental Two-Wheeler Insurance Premiums

Several factors play a role while calculating the premium of any insurance policy. Below are such factors that affect the Oriental bike insurance premium calculation-

  • If you are eligible for a no-claim bonus, then the calculator will ask for details. Then, depending on the percentage of the NCB, the premium calculator will calculate the premium.
  • Many insurance companies charge a lower amount for the policy premium if the policyholder installs any appropriate and approved anti-theft device.
  • According to the traffic conditions, the RTO or the Road Transport Office divides the country's geographical areas into three tiers. Since more traffic results in more accidents (major or minor), the sites noted to be in a high traffic area would be charged higher premiums in comparison to those in lesser traffic area. 


Written By: PolicyBazaar - Updated: 16 October 2021

Two Wheeler insurance articles

Recent Articles
Popular Articles
Can Engine Capacity Of Bike Be The Reason Behind Accident Claim Denial?

03 Dec 2021

A road accident took place in Ludhiana, Punjab that led to the...
Read more
Maintain Speed Upto 40km/hr While Riding With Kids Below 4 Years

28 Oct 2021

The Road Transport Ministry has ruled out a draft making the...
Read more
Differentiating Bike Warranty & Bike Insurance

08 Sep 2021

Purchasing a bike is dream come true for many. When you...
Read more
Two Wheelers: Anti-Lock Braking System And Some Important Factors

01 Mar 2021

There are billions of people in this world and every other...
Read more
Top Seven Reselling Bikes in India

03 Feb 2021

Riding a bike is not only cool and exciting in India, but they...
Read more
Best Two Wheeler Insurance Plans in India
When it comes to choosing the best two wheeler insurance plans, we’re sure you have heard enough from different...
Read more
Lost Your Two Wheeler Insurance Documents? Here Is What You Need To Do
A bike insurance policy is one of the important documents required for claim settlement. You won’t be able to...
Read more
Traffic Rules in India That Every Two Wheeler Rider Should Know
A two wheeler is probably the first vehicle that most people learn to ride after a bicycle. Nothing ever compares...
Read more
Renew Your Two-Wheeler Break-in Insurance Policy at PolicyBazaar
Owners of two-wheelers have been getting a good night’s sleep as far as their vehicle’s insurance is...
Read more
Zero Depreciation Bike Insurance
Every two-wheeler goes through depreciation. Simply put, depreciation of a vehicle means a reduction in its value...
Read more