Oriental Bike Insurance Premium Calculator

The booming online generation has introduced several valuable tools that individuals can access via online mode. One such helpful tool is the bike insurance premium calculator. It allows individuals to calculate an approximate value of the premium rate that has to be paid to receive the benefits of insurance plans.

Read more
Insure bike in 60 seconds
1.1 Crore+ Bikes Insured
94% claims settled#
Get Two Wheeler Insurance starting at only ₹1.3/day*
Enter bike number (e.g DL1SB1234)
Processing

Oriental General Insurance Company also provides the online platform to calculate policy premiums with the Oriental bike insurance premium calculator. Further details of the tool regarding its benefits, usage, etc. are discussed below.

Explore Two Wheeler Insurance
Two Wheeler Insurance
Bike Insurance Companies
e-Bike Insurance

How to Use the Oriental Bike Insurance Premium Calculator?

The following are the steps to use the Oriental bike insurance premium calculator:

  • Visit the official website of the Insurer or Policybazaar.com and click on the bike insurance calculator tab
  • Choose the Oriental bike insurance premium calculator
  • As the tool link opens, select the type of vehicle
  • Select the engine CC
  • Select the type of the policy
  • Enter the following details accurately - IDV (Insured Declared Value), policy purchase date, zone, engine cc, nil depreciation, and NCB (No Claim Bonus).
  • Click on calculate premium and the results will be displayed on your screen

Benefits of the Oriental Bike Insurance Premium Calculator

The following are the benefits of using the Oriental bike insurance premium calculator:

  • It helps in understanding the accurate IDV (Insured Declared Value) of the bike to be insured, on the basis of which the cost of the premium and the sum insured is decided
  • Aids to gain insight into the appropriate premium rate. This further aids in comparing different bike insurance online and selecting the most suitable one
  • It saves your time and efforts as everything can be done online

Oriental Third Party Two-Wheeler Insurance Premium Rates

The Capacity of the Bike's Engine

Premium Rates for a 5-year Plan ( in Rs.)

Premium Rates for a 1-year Plan ( in Rs.)

Below seventy-five cc

1,045/-

482/-

Over seventy-five cc but less than one hundred and fifty cc

3,285/-

752/-

Over one hundred and fifty cc but less than three hundred and fifty cc

5,453/-

1,193/-

Over three hundred and fifty cc

13,034/-

2,323/-

            ( for reference purpose only)

The Premium for Oriental Comprehensive and Standalone Own Damage Bike Insurance Plans 

The rate of the premiums under the Oriental comprehensive and standalone own damage bike insurance plans can be calculated online using the calculator. You need to provide details like model and make of the bike, and its engine capacity. Accordingly, premium rates are calculated. 

However, it is important to mention that the premium rates for comprehensive and standalone policies vary because of the scope of coverage. A higher number of add-ons will increase the premium too.

Factors Affecting the Oriental Two-Wheeler Insurance Premiums

Several factors play a role while calculating the premium of any insurance policy. Below are such factors that affect the Oriental bike insurance premium calculation-

  • If you are eligible for a no-claim bonus, then the calculator will ask for details. Then, depending on the percentage of the NCB, the premium calculator will calculate the premium.
  • Many insurance companies charge a lower amount for the policy premium if the policyholder installs any appropriate and approved anti-theft device.
  • According to the traffic conditions, the RTO or the Road Transport Office divides the country's geographical areas into three tiers. Since more traffic results in more accidents (major or minor), the sites noted to be in a high traffic area would be charged higher premiums in comparison to those in lesser traffic area. 

FAQs

Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 46 Reviews)

Two Wheeler insurance articles

Recent Articles
Popular Articles
10 Best Bikes for Long Rides in India 2024

07 May 2024

Are you the one who want to cruise through the winding roads of
Read more
MCWG Driving License in India

01 May 2024

To regulate and ensure safe operation, every motorbike owner in
Read more
9 Tips to Maintain Your Bike's Engine

22 Apr 2024

Since the engine is your bike's heart, it is essential to keep
Read more
Best Engine Oil for Bikes in India 2024

18 Apr 2024

In the fast-paced world of biking, you must ensure your riding
Read more
How to Check Bike Owner Details by Registration Number?

11 Apr 2024

In a world full of different vehicles, every bike has its unique
Read more
Vehicle Owner Details by Registration Number
Vehicle owner details can come in handy in various situations, such as road accidents, cases of reckless driving
Read more
Three Easy Ways to Check Bike Insurance Expiry Date Online
As significant as it is to buy a bike insurance policy for your motorbike, it is equally important to renew it
Read more
How to Check Bike Owner Details by Registration Number?
In a world full of different vehicles, every bike has its unique identity enclosed in its registration number
Read more
How to Get Bike Insurance Details by Registration Number?
According to the IRDA, all bike owners must hold at least a third-party bike insurance policy in India. The bike
Read more
Get Your Vehicle Fitness Certificate from RTO
The Fitness Certificate (FC) of a vehicle is an official document that certifies the vehicle is fit enough to run
Read more

Oriental Bike Insurance Premium Calculator Reviews & Ratings

4.8 / 5 (Based on 46 Reviews)
(Showing Newest 10 reviews)
Ish
Howrah, October 09, 2021
No claim bonus
Last week I renewed my Oriental two wheeler insurance policy which i took from Policybazaar and I am happy as I have got a slight discount on the premium rate. i have got no claim bonus for not raising claim request during the policy term.
Aryan
Srinagar, October 09, 2021
Faster claim settlement
I had an accident last month thankfully I had taken the two wheeler insurance from Policybazaar. i applied for the claim settlement and i got cashless repairing as well as cashless treatment of myself. i did not have to pay any charges whether it is repair expenses or medical expenses.
Aryan
Aurangabad, October 09, 2021
Best service
I have taken oriental two wheeler insurance after comparing the benefits on the website of Policybazaar. i had few questions regarding payment processing and I got satisfactory answers to all my questions. i would like to buy more plans from here.
Bhavana
Dhanbad, October 09, 2021
Impressive service
When I was taking oriental two wheeler insurance from policybazaar, I was facing some problem in document process. Policybazaar solved my problem within a minute and I bought my plan very easily. i am really impressed with the service provided by the Policybazaar.
Divjot
Navi Mumbai, October 09, 2021
Road side assistance
Last week i got road side assistance as my bike broke down in the middle of the road. it was twelve at night when i contacted the Policybazaar for assistance. my reliance general two wheeler insurance policy provided me help at midnight.
Divyansh
Allahabad, October 09, 2021
Round the clock assistance
I have got all the facilities from Policybazaar that were promised. I had taken Oriental Two Wheeler Insurance in which the company assured me of round the clock assistance in any difficult situation. a week ago my bike got damaged on the road. I contacted Policybazaar and they provided assistance to me at midnight.
Dhruvi
Amritsar, October 09, 2021
Great customer service
Whenever I needed help from Policybazaar, they were always available for me. I am glad that I have taken oriental two wheeler insurance from Policybazaar as their customer service is very good They will be available to their customer if customer contact them at midnight.
Siddhant
Rajkot, August 18, 2021
Fair rate
i had taken Oriental two wheeler policy from policy bazaar website. i got it at a fair price. i am happy with coverage given under the policy recently i contacted policy bazaar for renewal and that was my first experience of renewal.i would say i had a great and hassle free experience with policy bazaar.
Ashok
Hamirpur, June 04, 2021
Easy to buy
It is very easy to buy Oriental two wheeler insurance online. Since I purchased it through policybazaar, I also got extra discounts. It is a good deal.
Paritosh
Patana, June 04, 2021
Additional benefits
My Oriental two wheeler insurance plan is really good and I found it comprehensive. I have taken some additional benefits to protect me and my bike better. Policybazaar helped me through all of it very smoothly.

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum (1.3/day) is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable on an annual basis