SBI Critical Illness Insurance Plans

SBI General's Critical Illness health insurance policy offers financial protection to the insured against 13 specific critical illnesses. This health insurance policy offers a fixed sum insured, regardless of the actual cost of treatment. The amount is paid in a lump sum that enables the policyholder and his family financial security and also helps them focus on their health.

Features	Specifications
Network Hospitals	6000+
Incurred Claim Ratio	52%
Claims Handled	Rs 110 billion
Renewability	Lifelong
SBI Network Branches	24000+

SBI Critical Illness Plan

SBI critical illness insurance is available in two options:

1 year Plan
3 year Plan

And the minimum available coverage amount is Rs 2 lakh and the maximum is Rs. 50 lakh.

Key Benefits:

Critical illness cover is provided for 13 critical Illnesses

The minimum sum insured amount is Rs 2 lakh
The maximum sum insured amount is Rs 50 lakh
The maximum entry age is 65 years

Critical Illness List:

Stroke
Major Organ Transplant
Cancer
Primary Pulmonary Arterial Hypertension
End-Stage Kidney Failure
Multiple Sclerosis
Coronary artery bypass grafts
Heart Valve Surgery
Aorta Graft Surgery
Myocardial Infarction (First Heart Attack)
Stroke
Coma
Paralysis
Total Blindness

The insurer provides the coverage amount if the insured survives for 28 days starting from the date of diagnosis of the critical illness.

What Is Not Covered In The Policy?

Pre-existing illnesses and related complications
Any claim arising during the waiting period
Any congenital medical illness
Attempted suicide or intentionally self-inflicted Injury or Illness
Any illness resulting in death of the policyholder before 28 days of survival period
Mental or nervous disorders
Sexually transmitted diseases and Acquired Immune Deficiency Syndrome (AIDS)
Overconsumption of drugs/alcohol

For any additional details, you can speak to our health insurance experts and make an informed purchase.