SBI Health Insurance Arogya Plus Policy

Amid the medical inflation and exorbitant hospitalization charges, SBI Arogya Plus Health Insurance Plan will work as a saviour. With this plan, you have the option to avail treatment close to 4400 network hospitals. There is no exit age for the plan, hence you can easily renew your policy throughout your lifetime.

Read More

SBI Health Insurance Arogya Plus Policy

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on ‘View Plans’ you, agreed to our Privacy Policy and Terms of use
Close
Back
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    Key Features of SBI Arogya Plus Health Insurance Plan

    • Daycare expenses covered up to 142 days
    • No pre-medical test required for people with no medical history up to the age of 55 years
    • Individual health insurance & Family Floater plans available
    • OPD expenses as per the policy schedule
    • No pre-medical test for applicants below the age of 55 years
    • Coverage of Maternity Expenses up to the OPD limit
    • You can easily renew your existing health insurance plan from other insurers with SBI health insurance
    • No co-payment required
    • Tax saving under Sec 80 D of Income Tax Act

    Inclusions of SBI Arogya Plus Health Insurance Plan

    This policy covers the following medical expenses:

    • 60 days of coverage for Pre-hospitalization expenses and 90 days after the hospitalization.
    • Ambulance expenses up to Rs. 1500
    • Domiciliary hospitalization expenses
    • Integral expenses incurred on anesthesia, oxygen, medicines, operation theatre, surgical appliances, chemotherapy, dialysis, radiotherapy, x-ray, pacemaker cost, and similar
    • Physiotherapy as part of in-patient care
    • The cost incurred on diagnostic procedures
    • Room charges, medical consultation fees, dressing charges, ICU, and nursing expenses
    • Domiciliary hospitalization cover
    • Maternity expenses are only covered under the OPD benefits
    • Dressing, plaster casts, and ordinary splints
    • Ambulance cover up to Rs. 1500
    • OPD treatment and consultation costs ( up to a specified limit)
    • 142 daycare procedures are also covered
    • Pre-hospitalization charges are covered for 60 days for each claim under the plan
    • Post-hospitalization charges are covered for 90 days for each claim under the plan
    • An alternative treatment that is taken in a government recognized institute or hospital

    Plan Details

    Sum Assured Options (Rs.): Sum Insured options of Rs. 1 lakh, 2 lakhs and 3 lakhs. OPD sum assured depends on the age of the insured person, medical history and the premium cost

    Eligibility Criteria: The minimum entry age is 3 months and the maximum entry age is 65 years.

    Policy Term: You can buy a 1 year, 2 years and 3-year plan

    Premium: The premium for a 1 lakh policy is Rs. 8,900. The premium for a 2 lakh and 3 lakh plan is Rs. 13,350 and Rs. 17,800 per annum respectively.

    Grace Period: 30 days of grace period for policy renewal

    Exclusions of SBI Arogya Plus Health Insurance Plan

    This plan won’t cover the following medical expenses:

    • Pre-existing disease before the completion of 4 years of the policy term
    • Som specified diseases to be covered after a waiting period of one year
    • Expenses incurred on overseas medical treatment
    • Treatment that is taken within 30 days of the policy purchase date
    • Epidemic diseases declared by the World Health Organization
    • Congenital diseases are not covered
    • Any alternative treatment such as aromatherapy, naturopathy, acupuncture, osteopath, homeopathic, reflexology and Ayurveda.
    • Treatment for sexually transmitted diseases, AIDS and HIV
    • Self-inflicted injuries and suicidal attempts
    • Medical treatment related to depression and mental disorders
    • Health treatment for an overdose of alcohol consumption and drug abuse

    Claim Procedure for SBI Arogya Plus Health Insurance Plan

    The company follows a simple and hassle-free claim process. Here’s how your claim will be processed:  

    • Lodge your claim request by calling SBI health insurance toll-free number
    • Original medical documents and claim-form needs to be submitted to initiate the claim process
    • After assessing the documents your  claim request will be approved or rejected
    • The claims are usually settled within 30 days of submitting the documents
    • For cashless hospitalization, a pre-authorization form needs to be submitted to the TPA desk at the hospital or to the insurance provider
    • In case of planned hospitalization, you need to intimate the insurer well in advance
    • In case of emergency hospitalization you need to immediately inform the insurer to initiate the claim process

    Health insurance articles

    Recent Articles
    Popular Articles
    Health Insurance for Breast Cancer: 6 Important Things that You Must Know

    23 May 2022

    Breast cancer is one of the fastest-growing diseases among women...
    Read more
    Does Health Insurance Cover Brain Tumour?

    17 May 2022

    The brain is one of the most important organs in your body. It is...
    Read more
    12 Tips to Avoid Common Health Problems During Summers

    12 May 2022

    India experiences a hot and dry summer season that lasts for up to...
    Read more
    Does Medical Insurance Cover Hearing Aids?

    12 May 2022

    The number of people who require hearing aids continues to grow...
    Read more
    Are Accidental Injuries Covered by Health Insurance in India?

    12 May 2022

    Accidents are unpredictable. Getting injured in an accident not...
    Read more
    PMJAY Scheme: Ayushman Bharat Yojana Eligibility & Registration Online
    Prime Minister Shri Narendra Modi announced the launch of (PMJAY) Ayushman Bharat Yojana in his Independence...
    Read more
    Best Health Insurance Plans in India 2022
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Read more
    Best Maternity Insurance Plans
    Maternity insurance offers comprehensive coverage for medical expenses incurred during pregnancy, including the cost...
    Read more
    Best Health Insurance Plans for Senior Citizens in 2022
    Considering the increase in medical inflation in India, buying adequate health insurance for your loved ones has...
    Read more
    10 Major Benefits of Ayushman Bharat Yojana
    Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi...
    Read more
     
    top
    Close
    Download the Policybazaar app
    to manage all your insurance needs.
    INSTALL