Term Plans
You can check your HDFC Life policy status online by logging in to the customer portal using your registered mobile number, email ID, policy number, and date of birth. You can also use the HDFC Life Mobile App to track your policy, pay premiums, and monitor fund performance.
Other options include chatting with the official WhatsApp assistant, sending POLSTATUS <10-digit policy number> to 5676727 via SMS, giving a missed call for premium or fund details, or contacting customer care at 1860-267-9999 during business hours.
Term Plans
HDFC Life Insurance customers can check their policy status in a few clicks by visiting the HDFC Life My Account Portal or by using the official mobile app. Simply log in using your registered mobile number, email ID, Client ID, or Policy Number, and verify your session with an OTP. Here are the steps to check the HDFC Life Insurance policy status online
Follow the steps below to check HDFC Insurance Policy Status online as a registered user:
Step 1: Visit the company’s official website and click on the login button in the top-right corner.
Step 2: Click on ‘Customer’ and select the appropriate option: ‘Individual’ or ‘NRI’
Step 3: Login using your registered Email ID, mobile number, policy ID, or Client ID and date of birth.
Step 4: You will receive an OTP on the registered mobile number or email address.
Step 5: Enter the OTP to successfully login and check your HDFC Life policy status.
To check HDFC Life policy status by policy number, follow the steps listed below:
Step 1: Visit the company’s official website and click on the login button at the top-right corner.
Step 2: Click on the ‘Customer’ icon and select if you have an ‘Individual’ or ‘NRI’ plan.
Step 3: On the login page, enter your registered mobile number, email address, and date of birth.
Step 4: Enter the OTP sent on the email ID or mobile number to login to your account.
Step 5: Check your HDFC Life policy status.
To check your HDFC policy status via WhatsApp, save the official HDFC Life WhatsApp bot (Etty) number +91 8291890569 to your contacts. Send a simple "Hi" message from your registered mobile number, then follow the on-screen prompts to view your policy details.
To check the HDFC Life policy status via the mobile application, you need to do the following:
Step 1: Download the HDFC Life insurance app from the play store.
Step 2: Click on the home page and then select ‘My Account’.
Step 3: A window will appear on the screen asking the ‘Please login to Access’ and then click on ‘Proceed’.
Step 4: Click on ‘Sign-in’.
Step 5: Provide the required details and then click upon ‘Sign-in’ to successfully log in.
Step 6: Now, tap on ‘My Policy’ and then select ‘Policy Summary’. All the relevant details regarding the HDFC Life policy status with other HDFC life policy details will be available.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
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You can check the HDFC Insurance Policy Status offline through the following methods:
Nearest Branch: To check the HDFC policy status by policy number offline, you need to visit the nearest branch with the documents of the policy.
Contact Number: You can also connect on the company’s number 1860 267 9999 (Monday to Saturday, from 10 AM to 7 PM) to check your HDFC Insurance Policy Status.
SMS: You can check your HDFC Policy Status via text message by texting POLICY on 5676727.
Email: You can also mail any query or clarification required on HDFC policy status by policy number to service@hdfclife[dot]com. In case you are an NRI then drop an email to nriservice@hdfclife[dot]com
Checking your HDFC Life policy status online gives you complete convenience and control, letting you confirm coverage, track premiums, monitor investments, and manage all policy details in one place. It ensures your life insurance policy stays active and up to date, helping you avoid lapses.
Active policy confirmation: Instantly verify your policy is active, so you can be confident your family or financial commitments are protected.
Premium tracking: View upcoming premium due dates to stay on top of your HDFC term insurance payments, along with past payment history and timely reminders. This makes it easier to avoid missed payments and ensures your policy benefits continue without interruption.
for your HDFC term insurance plans, payment history, and reminders to help you avoid missed payments that could disrupt coverage.
Policy details access: You can access your policy number, sum assured, riders, maturity dates, and other key information anytime.
Informed decision-making: Having a complete overview of your policy allows you to make timely choices on renewals, top-ups, or plan upgrades.
Convenience: All this is available through the HDFC Life website or mobile app, letting you manage your policy from home or on the go, without needing to visit a branch or call customer care.
Keeping track of your HDFC Life policy status is a simple yet important part of managing your life insurance. Whether you use the customer portal, mobile app, WhatsApp, SMS, or offline support channels, regularly reviewing your policy helps you stay informed about premium payments, coverage details, and policy validity. By checking your policy status regularly, you can avoid lapses, ensure uninterrupted protection for your loved ones, and make better financial decisions when updates or changes to your plan are needed.
Varun has spent years in the insurance space, but what drives him isn't policies or premiums — it's the conversations he's had with real people. A young father in Pune wondering if his salary is enough. A newly married couple in Jaipur putting off "the insurance talk" for later. A mother in Chennai who never knew her husband was underinsured until it was too late.
These stories stay with him.
As Head of Term Insurance at Policybazaar, Varun knows the numbers well — 52.4% of Indians are aware of term insurance, yet only 9.6% own it. And 87% of families don't realise they're leaving their loved ones with far less protection than they actually need. But behind every statistic, he sees a family that just needed someone to sit with them, explain it simply, and help them take that one step.
That's exactly what Policybazaar's term insurance is built to do.
In his words, "Most people aren't avoiding protection — they're just waiting for someone to make it easy. That's what we're here for."
˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.
Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Rs. 400/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
Rs. 400/month (Rs.13/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 230 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
+Rs. 12/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
+Rs. 497/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 487/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 626/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 905/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. ₹361/month is the starting price for a ₹1 crore loan cover with an 8% interest rate for an 18-year-old male, non-smoker, with no pre-existing diseases, loan tenure up to 20 years, rounded off to the nearest 10
+Rs. 1,267/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.
+Rs. 447/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs.679/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 910/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,924month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
Women
+Rs. 400/month is Starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
Rs. 461/month is the starting price for a 1 crore term life insurance for an 24 year-old female, non-smoker, with no pre-existing diseases, cover upto 54 years of age.
1,642/month is the starting price for a 1 crore term life insurance for an 44 year-old female, non-smoker, with no pre-existing diseases, cover upto 74 years of age.
Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited
We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale
Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.
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