Buy/Renew Ducati Monster 795 Insurance Online Starting from ₹457.*

Ducati Monster 795 Insurance

The Ducati Monster 795, with its 803cc engine, remains the favourite among Indian riders seeking an Italian design without an over-the-top price tag. The bike's sharp styling, agile handling, and L-Twin air-cooled engine are the primary factors contributing to its continued popularity. The manufacturer discontinued this model from its product lineup in 2015. If you own this motorbike, you must ensure that you safeguard it to continue enjoying thrilling rides. The best way to do this is to renew your Ducati Monster 795 bike insurance policy on time. To know more about your two-wheeler insurance coverage, add-ons, and claim process, keep reading.

Ducati Monster 795 Variants (Registration Year 2025)	Third Party and 1-year Own Damage Plan (in Rs.)
Ducati Monster 795 (803 cc)	₹ 2,697 onwards

Disclaimer: The prices listed in this table are for informational purposes only. Factors such as the bike’s brand, type, IDV, and year of purchase can affect the actual premium price.

Reasons to Renew Ducati Monster 795 Insurance Online from Policybazaar.com

Here are several reasons why you must renew your two-wheeler insurance policy online through our website:

Paperless Process
You can renew your bike insurance policy online without submitting any documents. The entire process can be done through the website in just a few minutes.
24/7 Customer Support
If you have any questions regarding the renewal, purchase, or claim settlement ratio of the bike insurance, you can connect with Policybazaar.com’s dedicated support team anytime.
Transparent and Secure
The platform features only verified and IRDAI-approved insurers, allowing you to choose the best plans. All your transactions are safe and 100% transparent.
To Customise Your Policy
You can personalise your bike insurance policy when you renew it on our portal. You can modify your bike's Insured Declared Value (IDV) and select the add-ons you need.
Quick On-the-Spot Renewal
After paying your insurance premium online, you will receive your bike insurance policy documents instantly in your email. This instant policy issuance will ensure that you do not have any gaps in your policy coverage.

Coverage Under Ducati Monster 795 Insurance

Inclusions
Exclusions

Hero bike insurance generally provides coverage for:

Theft or total loss of the bike
Accidental damage to your Hero bike and third-party property
Damages due to natural events like floods, landslides, or storms
Losses arising from civil disturbances, such as riots
Fire-related incidents

Hero bike insurance usually does not cover:

Claims made with expired licenses or incorrect documentation
Regular maintenance, internal breakdowns, or general wear and tear
Incidents that occur outside the policy's coverage area or after it has expired
Damages from improper use, negligence, or involvement in conflicts
Claims if riding under the influence of alcohol or drugs

*Disclaimer: Carefully read through your policy terms to understand the specific inclusions and exclusions.

Ducati Monster 795 Insurance Add-On Covers

To enhance your bike insurance coverage, consider adding optional add-ons by paying an additional premium. Here are some popular bike insurance add-on covers:

Personal Accident (PA) Cover: All insurers provide this mandatory add-on and offer a maximum coverage limit of up to Rs 15 lakhs. This cover offers financial cover for rider-owners between the ages of 18 and 65 who possess a valid driving licence.
No Claim Bonus (NCB) Protection Cover: If you take this add-on, you can file a specified number of claims within the policy year without adversely affecting your NCB.
Zero Depreciation Cover: This add-on cover ensures that you receive the full accidental claim amount at settlement without your bike's depreciation being deducted from the payout.
Return to Invoice (RTI) Cover: With this add-on, you can receive your bike's original invoice amount as compensation instead of its Insured Declared Value (IDV), if the insurer declares the bike as a total loss or if theft occurs.

How to Renew Ducati Monster 795 Insurance Online?

You can renew your two-wheeler insurance policy with these steps:

Step 1: Open Policybazaar.com. Tap 'Two-wheeler Insurance'.
Step 2: Put in your bike registration number and click 'View Price'.
Step 3: Various bike insurance policies from different insurers will be displayed on your screen. Pick one that meets your coverage requirement. You can also include optional add-on covers at this point. Click 'Pay Now'.
Step 4: Provide the necessary information. Select your preferred payment mode and complete the payment online.
Step 5: After your payment is processed, you will receive your Ducati Monster 795 bike insurance policy documents to your email.

How to Raise Ducati Monster 795 Insurance Claims Online?

You can file a cashless or a reimbursement claim on your two-wheeler insurance policy to cover your bike repair costs. Below are the steps for each claim type.

Cashless Claims

You can file a cashless claim application to have your bike fixed at an approved garage without worrying about the repair costs. Here's how you can file your claim:

Step 1: Inform your insurance provider about your bike's damage.
Step 2: Visit your closest police station and file an FIR (if required).
Step 3: Send in your cashless claim application form and provide copies of your bike's RC, driving licence, ID and address proof, etc.
Step 4: An insurance surveyor will assess your bike’s damage to authorise the repairs.
Step 5: Have your bike fixed at a workshop within your insurance provider's network.
Step 6: Your insurance provider will directly settle the repair bills with the garage on your behalf.

Reimbursement Claims

If you want to get your bike repaired at a garage of your choice, you can get a reimbursement of your bike's repair bills by filing a reimbursement claim. Here's how:

Step 1: Inform your insurer about your bike's damage.
Step 2: Go to your nearest police station and file an FIR, if required.
Step 3: An insurance surveyor will check the bike's damage to authorise the required bike repairs.
Step 4: Take your bike to any garage for repairs.
Step 5: Pay the bills and collect the original invoices.
Step 6: Submit the original bills along with the claim form, and provide copies of other important documents like the bike's RC, driving licence, ID and address proof, etc.
Step 7: You will receive your reimbursement amount after the insurer processes and approves your claim.

Documents Required for Accidental Claim Settlement

You must provide the following documents to submit an accident claim on your Ducati Monster 795 bike insurance policy:

FIR copy (if required)
Bike insurance policy document
Identity proof (Aadhaar, passport, etc.)
Valid pollution under check (PUC) certificate
A duly filled and signed claim application form
Original invoices/repair bills (reimbursement claims)
Your driving licence and the bike's registration certificate (RC)

Additional Documents Required for Theft Claim Settlement

In case of a bike theft, submit the following documents along with your claim form:

Original keys of the bike
Copy of your driving licence
Bike insurance policy documents
Untraceable report from the police
First Information Report (FIR) original copy
The Hypothecator's NOC (if the bike is financed)
A copy of the bike's RC (registration certificate)
Forms 28, 29, 30, and 35, in addition to RTO transfer documents

FAQs about Ducati Monster 795 Insurance

How is the premium calculated for a Ducati Monster 795 bike insurance policy?

Several factors influence the premium amount of a two-wheeler insurance policy, including the vehicle’s age, engine capacity, type of policy, location, and add-ons selected.
What happens if my Ducati Monster 795 bike insurance policy expires?

If your bike insurance policy expires, you will lose your coverage and your accumulated IDV. If you face any risks, you will have to pay for the damages yourself.
Are add-ons essential for my Ducati Monster 795 bike insurance policy?

No, it is not mandatory to buy add-ons for your two-wheeler insurance policy. They are optional covers that you can include in your policy to extend its coverage.
Which bike insurance policy is appropriate for the Ducati Monster 795 motorbike?

As the Ducati Monster 795 is a high-end motorcycle, it is advisable to buy a comprehensive bike insurance policy as it offers protection from a wide range of risks.
How can I reduce my Ducati Monster 795 bike insurance premium at renewal?

To reduce your bike insurance premium during renewal, you must avoid filing minor claims. Maintaining a clean driving record and installing anti-theft devices on your bike can also help to minimise your premium price.