Buy/Renew Ducati Monster 796 Insurance Online Starting from ₹457.*

Ducati Monster 796 Insurance

The Ducati Monster 796 is a popular streetfighter bike that offers a unique blend of power, style, and utility. The Monster 796 is fitted with an 87 hp engine, which makes it a good choice for daily commuters. However, it is important to have the right Ducati Monster 796 bike insurance to keep enjoying its thrilling performance. Continue reading to know more about the insurance policy, including its coverage, add-on options, and claim process.

Popular Ducati Monster 796 Variants with Insurance Premium Price

Your bike insurance premium varies according to the make, model, engine capacity, policy type, etc. Check out this table to know the approximate price of your Ducati Monster 796 bike insurance policy:

Ducati Monster 796 Variants (Registration Year 2025)	Third-Party and 1-Year Own Damage Plan
Ducati Monster 796 S2R (803 cc)	Rs. 2,697 onwards

*Disclaimer: The prices listed in this table are approximate values. The actual premium price may vary according to many factors, such as the bike’s brand, type, IDV, and year of purchase.

Reasons to Renew Ducati Monster 796 Insurance Online from Policybazaar.com

Time Saving
You do not have to visit our office or any agents to renew your bike insurance policy. You can simply visit the website at any time and renew your policy without any hassle.
No Additional Fees
You do not have to pay any additional charges when you buy or renew your bike insurance online. The policy is instantly renewed and sent to your registered email address once the premium is paid.
Easy Comparison
You can easily compare plans from various bike insurance companies and choose the one that gives the maximum coverage and fits your budget.
Option to Customise your Policy
You can customise the Insured Declared Value (IDV) in bike insurance, select the optional add-ons you want, and even switch insurers when renewing it. This customisation helps you to choose the policy that best suits your needs.

Inclusions and Exclusions of Ducati Monster 796 Insurance Policy

Inclusions
Exclusions

A bike insurance policy will offer financial protection against typical risks that may cause harm to the insured bike. A standard two-wheeler insurance policy covers the following risks for Ducati Monster 796 owners:

Theft or complete loss of your insured bike
Damage to your bike caused by fire, explosions, and similar incidents
Accidents or collisions that result in bike damage
Damage from natural disasters like storms, earthquakes, or floods
Injuries, disabilities, or even the death of the owner-rider due to an accident or collision
Damage to the bike resulting from man-made disasters, such as riots or vandalism

Your two-wheeler insurance policy will generally not cover the following risks:

Any damage due to drunk driving
Damage resulting from normal wear and tear, depreciation, etc.
Any damage sustained by the insured bike after the policy's expiration
Damage caused by acts of war, nuclear events, etc.
Any damage sustained outside the policy's geographic coverage area
Damages caused due to negligence or breaking the traffic rules

*Disclaimer: The inclusions and exclusions of a bike insurance policy may vary from one insurance provider to another. Read your policy documents to understand your coverage.

Add-Ons with Ducati Monster 796 Bike Insurance

Engine Protection Cover
An accident, water intrusion, oil leak, or other reasons may damage the engine of your bike. In these situations, the bike engine protection add-on covers the cost of repairing or replacing the engine, which can be quite expensive.
Pillion Rider Cover
This add-on provides protection if the pillion rider sustains injuries, becomes disabled, or passes away. It offers compensation to the pillion rider or their family in these scenarios.
Zero Depreciation Cover
The zero depreciation bike insurance helps you avoid any depreciation deductions when you file an accidental claim with your insurer. This ensures you get a better claim amount and also reduces your out-of-pocket expenses.
Roadside Assistance (RSA) Cover
The RSA bike insurance add-on offers quick help if you are stranded on the road due to an unexpected emergency. This add-on offers services such as flat tyre replacement, battery jumpstart, towing assistance, etc.

How to Renew Ducati Monster 796 Insurance Online?

Step 1: Open Policybazaar.com and tap on 'Two-wheeler Insurance'.
Step 2: Enter your bike's registration number and click on 'View Prices'.
Step 3: All the available bike insurance plans will be displayed on your screen. Select the one that meets your coverage needs, choose the IDV, NCB, and any add-ons if required. Check the premium and tap on 'Pay Now'.
Step 4: Provide the necessary information. Select your preferred mode of payment and finish the payment online.

After your payment is processed, you will receive your Ducati Monster 796 bike insurance policy documents to your email.

How to Raise Ducati Monster 796 Insurance Claims Online?

You can file a cashless or a reimbursement claim on your Ducati Monster 796 two-wheeler insurance policy to get compensation for your bike repairs. Follow the steps listed below to file your claim:

Cashless Claims

Step 1: Inform your insurer about your bike's damage.
Step 2: Visit your closest police station and file an FIR (in case of theft or a major accident).
Step 3: Submit your claim form. Also, give copies of your bike's RC, your driving licence, ID and address proof, etc.
Step 4: A surveyor will inspect the damages incurred by the insured bike.
Step 5: You can get your bike repaired at a garage in your insurance provider's network after getting an approval from the surveyor.

Your insurance provider will settle the repair bills with the authorised garage.

Reimbursement Claims

Step 1: Inform your insurer about the bike's damage.
Step 2: Go to your nearest police station and file an FIR, if required.
Step 3: An insurance surveyor will inspect your bike to authorise the repair work.
Step 4: Get your bike repaired at any garage of your choice.
Step 5: Clear the bike repair bills at the garage and collect the original invoices.
Step 6: Provide the original repair bills with your claim application. Include copies of your ID and address, your driver's licence, your bike's RC, and any other necessary paperwork.

Your insurer will release the reimbursement amount after processing your claim.

Documents Required to File a Bike Insurance Claim

FIR duplicate (if necessary)
Bike insurance policy papers
Photo or video evidence of the bike's damage
Proof of identity (Aadhaar, passport, etc.)
Valid pollution under check (PUC) certificate
A duly filled and signed claim application form
Original invoices/repair bills (reimbursement claims)
Your driving licence and the bike's registration certificate (RC)

FAQs about Ducati Monster 796 Insurance

Is bike insurance mandatory for the Ducati Monster 796, even though it is discontinued?

Yes, if you want to continue riding your Ducati Monster 796, you must renew its two-wheeler insurance policy on time. According to the Motor Vehicles Act, 1988, bike insurance is a mandatory requirement to legally ply on Indian roads, even if the model is discontinued.
Can I renew Ducati Monster 796 insurance online if the policy has expired?

Yes, you can renew your Ducati Monster 796 bike insurance online even after expiry if your insurer offers a grace period to do so. Most insurers offer a 30-day grace period so that their customers can renew their lapsed policies without losing their accumulated NCB.
Will modifications to my Ducati Monster 796 affect insurance renewal?

Yes, if you modify your motorcycle, you must inform your insurer about the same as it affects your premium price at renewal. If you do not declare the modifications, your insurer may reject your claims.
Is third-party insurance sufficient for a Ducati Monster 796?

If you are looking to just meet the legal requirements, you can opt for a third-party bike insurance policy. However, this type of bike insurance does not cover damage to your Ducati Monster 796.
What happens if I do not renew Ducati Monster 796 insurance on time?

You will lose your coverage and your accumulated NCB if you fail to renew your bike insurance policy before its expiration. You may also be levied traffic penalties for driving with an expired two-wheeler insurance policy.