Fidato Bike Insurance Price - Buy/Renew Online

What is Fidato Insurance

Fidato Bikes designs motorcycles suitable for various riding needs, from daily commuting to long-distance travel. Established as a reliable bike manufacturer, Fidato aims to provide practical vehicles for everyday use. Insurance is essential to safeguard your bike against potential losses from accidents, theft, and natural disasters. With Fidato Insurance online, you can easily confirm active coverage, providing financial protection and peace of mind while riding.

About Fidato Bike

Fidato Evtech Ltd. was founded in 2019. Since its inception, this Indian manufacturer of electric two-wheelers has been focusing on creating eco-friendly alternatives to traditional gasoline bikes. The company is known for its emphasis on sustainability. It provides practical, environmentally conscious transportation options to help reduce carbon footprints. Fidato offers a range of models including EasyGo, Loder, Cutie, Future 2020, and EasyGo Plus. These bikes are designed for various commuting needs.

Popular Fidato Bike Models With Bike Insurance Price

Fidato Bike Models (Registration 2024)	*Zero Dep Cover (Add-on Cover)**	*Estimated Fidato Insurance Price (1+5 Bundled Policy)**
Fidato Cutie E Scooty	₹ 393	₹ 2,964
Fidato Easy Go E Scooty	₹ 303	₹ 3,074
Fidato Easy Go Plus E Scooty	₹ 401	₹ 3,190
Fidato Fidato 21 E Scooty	₹ 414	₹ 3,119
Fidato Future 2020 E Scooty	₹ 413	₹ 2,973

*Disclaimer: Fidato insurance price could vary as per the insurance provider you choose and other factors like bike model, year of manufacture, location of registration, Insured Declared Value (IDV). It could also vary if you’ve opted for any additional coverages.

Fidato Insurance Price Calculator

You can easily estimate the cost of your Fidato insurance policy by using the online bike insurance calculator available on Policybazaar.com. This simple calculator gives you a quick idea of the policy price, helping you make informed choices on coverage for your Fidato bike.

Here’s what to enter in the calculator:

Ex-showroom price of your Fidato bike
Bike model and variant
RTO location and registration year
Previous claims history

Coverage Under Fidato Bike Insurance

Inclusions
Exclusions

Fidato bike insurance provides essential coverage, ensuring financial protection in various situations:

Theft or Total Loss: Offers compensation if your bike is stolen or declared a total loss.
Accidental Damage: Covers damages from accidents involving your Fidato bike, including those affecting third-party property or injuries.
Natural Disasters: Protects against damages from floods, earthquakes, landslides, storms, or similar natural events.
Civil Disturbances: Covers losses resulting from riots, strikes, vandalism, or similar civil unrest.
Fire-Related Incidents: Provides compensation for damages due to fires, explosions, or similar incidents.

Fidato bike insurance may not cover:

Expired Licenses or Incomplete Documentation: Claims may be rejected if the rider's license has expired or if documentation is not correctly provided.
Routine Wear and Tear: Regular maintenance costs, internal breakdowns, and general wear and tear do not fall under coverage.
Out-of-Area Incidents: Incidents occurring outside the defined coverage area or post-policy expiration are excluded.
Improper Use or Negligence: Damages arising from negligent usage, misuse, or involvement in illegal activities are not covered.
Influence of Alcohol or Drugs: Any accident or incident occurring when the rider is under the influence of substances is excluded from coverage.

*Disclaimer: Policy terms may vary, so always read through your policy wordings carefully to understand specific inclusions and exclusions. This ensures that you know when you’re eligible to make a claim and helps avoid surprises if a claim is denied due to circumstances outlined in the exclusions.

How to Buy/Renew Fidato Insurance Online?

To buy or renew Fidato insurance online, follow these easy steps:

Step 1: Start by visiting Policybazaar.com. Locate the ‘Bike Insurance’ section from the homepage under ‘Insurance Products’.
Step 2: If you’re renewing your policy, enter your Fidato bike’s registration number and other required details. For new policies, choose ‘ Bought a New Bike’.
Step 3: Enter all requested information accurately, such as the bike’s model, variant, registration year, and RTO location.
Step 4: Browse through the various insurance plans provided. Carefully compare coverage features and benefits to select the most suitable plan for your bike’s protection.
Step 5: You can determine whether to opt for comprehensive coverage, which offers wider protection, or third-party insurance for essential coverage. You may also add custom features, such as zero depreciation, engine protection, or roadside assistance.
Step 6: Proceed to the payment gateway to finalise the purchase. Upon successful payment, your policy document will be emailed directly to you.

Fidato Bike Insurance Add-ons

With below add-ons, you can boost Fidato insurance policy:

Personal Accident Cover
Return-to-Invoice (RTI) Cover
Zero Depreciation Cover
24/7 Roadside Assistance
No Claim Bonus (NCB) Protection
Engine Protection Cover
Consumables Cover
Passenger Assistance Cover

How to Claim Fidato Insurance Online

If you need to claim Fidato bike insurance, follow these steps:

Step 1: Contact your insurer immediately to register your claim. Provide details about the incident and ensure you have your policy number on hand for reference.
Step 2: The insurer will assign a surveyor to assess the extent of the damage to your bike. The surveyor may contact you directly to arrange a convenient time for inspection.
Step 3: Gather and submit the required documents, including a valid ID, filled-out claim form, original policy details, and your bike’s registration certificate. Keep photos of the damage as supporting evidence.
Step 4: For cashless claims, take your bike to an authorised Fidato service centre for repairs. The insurer will cover costs directly based on the surveyor’s assessment.
Step 5: If you choose a non-network repair centre, pay the repair costs first and file for reimbursement with all necessary bills and receipts.

Documents Needed for Fidato Insurance Claim

Make sure to have these documents ready for Fidato insurance claim:

Pics of the damage
Bike’s Registration Certificate (RC)
Valid driving licence
Filled-in Claim form
Original insurance policy document
FIR or police report, if required
Repair cost estimate
No Objection Certificate (NOC) from the financer, if needed
Receipts for completed repairs, if applicable

Fidato Insurance Online FAQs

Q1. Can I proceed with Fidato Insurance renewal if my policy has expired?

Ans: You can complete Fidato Insurance renewal even if your policy has expired, but it may require inspection and could impact your No Claim Bonus.
Q2. Can I change my insurer during Fidato Insurance renewal?

Ans: Yes, you can compare and choose a new insurer at the time of Fidato Insurance renewal to find the policy that best fits your needs.
Q3. Are bike modifications covered in my Fidato Insurance policy?

Ans: Most modifications aren’t covered unless declared and included in the Fidato Insurance policy. It’s best to check with your insurer for specific coverage details.
Q4. How will I know if my Fidato Insurance claim is approved?

Ans: You’ll receive updates from your insurer once your Fidato Insurance claim is processed. You can also track the status online through the insurer’s portal.
Q5. Is personal accident cover mandatory in Fidato Insurance policies?

Ans: Yes, personal accident cover for the owner/driver is legally required with Fidato Insurance policies. This coverage ensures added protection for the rider.